Homes for Sale in Putnam County, FL

457 homes are for sale in Putnam County, FL as of 2026-10-15, with 57 more under contract. The median list price is $239,900 ($179/sq ft), most homes list between $110K to $524K, and the median listing has been on the market 82 days. That is 251 houses, 8 condos and 0 townhouses. 25 homes came on the market this week and 814 sold in the last 12 months at a median of $219,500.

Putnam County, FL key facts
LocationFlorida
For sale right now457 active, 57 under contract
Asking prices$239,900 median · $179 per sq ft · most homes $110K–$524K
Median days on market (active listings)82
Property types for sale251 houses, 8 condos, 0 townhouses
New listings this week25
Homes sold, last 12 months814 at a median of $219,500
Momentum Realty closings here, last 12 months56

Listing counts and prices as of 2026-10-15; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Putnam County, FL key facts,” movewithmomentum.com/homes-for-sale/putnam-county-fl/, data as of 2026-10-15.

457
Homes for sale
$239,900
Median list price
$110K to $524K
Typical range
82
Median days on market
25
New this week
57
Under contract
$1,708
Est. monthly cost at median
6.7
Months of supply

Newest homes for sale in Putnam County

The most recently listed homes in Putnam County, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

109 E WASHINGTON, home for sale in Putnam County
$210,000 New
4 bd · 2 ba · 2,156 sq ft · built 1930
109 E WASHINGTON, 32148
Interlachen
Listing courtesy of MARK SPAIN REAL ESTATE
203 POND Circle, home for sale in Putnam County
$159,900 New
2 bd · 2 ba · 784 sq ft · built 1975
203 POND Circle, 32148
Interlachen
Listing courtesy of COLDWELL BANKER BEN BATES INC
197 WILKINSON Road, home for sale in Putnam County
$100,000 New
2 bd · 1 ba · 930 sq ft · built 1964
197 WILKINSON Road, 32177
Palatka
Listing courtesy of MARK SPAIN REAL ESTATE
214 MARJAK Lane, home for sale in Putnam County
$49,000 New
2 bd · 1 ba · 760 sq ft · built 1972
214 MARJAK Lane, 32140
Interlachen Lakes Estates
Listing courtesy of NICOSIA REALTY INC.
826 THERESA Avenue, home for sale in Putnam County
$21,000 New
3 bd · 2 ba · 1,216 sq ft · built 1996
826 THERESA Avenue, 32148
Interlachen Lakes Estates
Listing courtesy of NICOSIA REALTY INC.
164 TYLER Avenue, home for sale in Putnam County
$17,000 New
1 bd · 1 ba · 660 sq ft · built 1972
164 TYLER Avenue, 32148
Interlachen Lakes Estates
Listing courtesy of NICOSIA REALTY INC.
1800 LAUREL Street, home for sale in Putnam County
$269,900 New
3 bd · 3 ba · 1,615 sq ft · built 1973
1800 LAUREL Street, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
107 WOODLAWN Road, home for sale in Putnam County
$167,500 New
3 bd · 1 ba · 1,068 sq ft · built 1985
107 WOODLAWN Road, 32189
Satsuma
Listing courtesy of JULIES REALTY LLC
2005 ST JOHNS Avenue, home for sale in Putnam County
$249,900 New
3 bd · 2 ba · 1,112 sq ft · built 2001
2005 ST JOHNS Avenue, 32177
Moseley Oaks
Listing courtesy of WATSON REALTY CORP
411 OFARRELL Avenue, home for sale in Putnam County
$94,900 New
3 bd · 2 ba · 1,064 sq ft · built 1992
411 OFARRELL Avenue, 32148
Interlachen Lakes Estates
Listing courtesy of INTERLACHEN REALTY SERVICES, INC
720 S COUNTY ROAD 21, home for sale in Putnam County
$259,000 New
3 bd · 2 ba · 1,280 sq ft · built 2026
720 S COUNTY ROAD 21, 32640
Hawthorne
Listing courtesy of TEAM FLORIDA REALTY SERVICES INC
102 DALTON Court, home for sale in Putnam County
$179,900 New
3 bd · 2 ba · 912 sq ft · built 1994
102 DALTON Court, 32189
Satsuma
Listing courtesy of MODERN REALTY OF FLORIDA
199 LAKEVIEW Drive, home for sale in Putnam County
$135,000 New
3 bd · 2 ba · 1,064 sq ft · built 1991
199 LAKEVIEW Drive, 32666
Melrose
Listing courtesy of WATSON REALTY CORP
234 LAKE Drive, home for sale in Putnam County
$779,000 New
4 bd · 2.5 ba · 2,520 sq ft · built 1983
234 LAKE Drive, 32140
Florahome
Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA
375 HORSEMAN CLUB Road, home for sale in Putnam County
$389,900 New
3 bd · 2 ba · 2,073 sq ft · built 2005
375 HORSEMAN CLUB Road, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
103 IOWA Avenue, home for sale in Putnam County
$345,000 New
3 bd · 2 ba · 2,517 sq ft · built 2007
103 IOWA Avenue, 32189
St. Johns Riverside Estates
Listing courtesy of MARK SPAIN REAL ESTATE
121 AMBROSE Avenue, home for sale in Putnam County
$199,999 New
3 bd · 2 ba · 1,488 sq ft · built 1992
121 AMBROSE Avenue, 32189
St. Johns Riverside Estates
Listing courtesy of ALL SOLUTIONS REAL ESTATE, LLC
312 PALMETTO Avenue, home for sale in Putnam County
$139,900 New
5 bd · 2.5 ba · 1,902 sq ft · built 1935
312 PALMETTO Avenue, 32112
Crescent City
Listing courtesy of 1 REALTY CORP
151 YANCEY Circle, home for sale in Putnam County
$94,900 New
2 bd · 2 ba · 920 sq ft · built 1989
151 YANCEY Circle, 32189
St. Johns Riverside Estates
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC
117 OAK Lane, home for sale in Putnam County
$475,000 New
3 bd · 2 ba · 2,146 sq ft · built 1900
117 OAK Lane, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
232 SPORTSMAN Drive, home for sale in Putnam County
$299,000 New
2 bd · 2 ba · 1,152 sq ft · built 1976
232 SPORTSMAN Drive, 32193
Welaka
Listing courtesy of RE/MAX UNLIMITED
112 VILLAGE Drive, home for sale in Putnam County
$269,000 New
3 bd · 2 ba · 1,471 sq ft · built 2027
112 VILLAGE Drive, 32193
Welaka
Listing courtesy of IHEART REALTY INC
115 SIESTA Circle, home for sale in Putnam County
$269,000 New
3 bd · 2 ba · 1,471 sq ft · built 2027
115 SIESTA Circle, 32193
Welaka
Listing courtesy of IHEART REALTY INC
104 SILVER DOLLAR Drive, home for sale in Putnam County
$239,900 New
3 bd · 2 ba · 1,296 sq ft · built 2016
104 SILVER DOLLAR Drive, 32640
Hawthorne
Listing courtesy of CENTURY 21 LAKESIDE REALTY

Putnam County homes for sale by price

Every active listing in Putnam County grouped by price, with the newest listings in each band. The median is $239,900; the busiest band is Under $200K.

Under $200K: 162 homes

$200K – $300K: 151 homes

$300K – $400K: 71 homes

$400K – $500K: 27 homes

$500K – $750K: 23 homes

$750K – $1M: 14 homes

$1M and up: 9 homes

Every home for sale in Putnam County right now (457)

All 457 active Putnam County listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 457; the price bands above and the map cover the rest.

Homes for sale in Putnam County by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32177118$251,950
3214885$189,000
3218961$239,900
3211248$246,950
3264026$227,400
3219323$289,000
3213119$295,000
3218118$297,450
3266615$240,000
3214014$251,250
3213911$229,000
321879$228,000
320434$632,000
321473$247,900

Putnam County communities with the most homes for sale

The Putnam County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Interlachen Lakes Estates Interlachen38$148,350——
St. Johns Riverside Estates Satsuma15$235,000——
Beechers Point & Riverbend Condominiums Welaka4$316,250——
Crescent Hill Bartow4$387,450——
Lake Crescent Estates Crescent City4$141,950——
Webbs Viking Manor Palatka4$277,500——
Grandin Lake Shores Interlachen2$203,750——
Hermits Cove Satsuma2$262,450——
Saratoga Harbor Satsuma2$1.17M——
Sportsman's Harbor Welaka2$259,700——
River Road Estates Palatka2$247,450——
St. Johns Harbor Bostwick2$360,950——
5 Points Palatka1$180,000——
Bardin Estates Palatka1$215,000——
Baughmans Palatka1$385,000——
Bostwick Meadows Palatka1$269,000——
Burts Addition Palatka1$304,900——
Burts Palatka1$214,900——
Cedar Creek Country Palatka1$679,000——
Cedar Creek Estates Palatka1$1.30M——
Colonial Pines Palatka1$414,900——
Conway Of Rogeros Palatka1$224,999——
Fearnside Terrace Palatka1$399,500——
Glisson Wells Palatka1$50,000——
Harts Plat Palatka1$199,900——
Lake Como Park Estates Pomona Park1$395,000——
Lemon Street Heights Palatka1$235,000——
Mcgregors Palatka1$57,200——
Moccasin Creek Palatka1$169,999——
Moseley Oaks Palatka1$249,900——

What is for sale in Putnam County: property types

Another 15 listings in Putnam County are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Putnam County (8) · Manufactured and Mobile Homes for sale in Putnam County (198).

Momentum Realty in Putnam County: our agents closed 56 homes here for buyers and sellers in the last 12 months (25 as the listing brokerage, 25 representing the buyer, 6 on both sides), median sale $226,500 (brokerage closed records through October 2026). Find a Momentum agent near Palatka →

The Putnam County real estate market right now

Over the last 12 months 814 homes sold in Putnam County at a median of $219,500 (+1.6% year over year), $154 per square foot. Sellers received 92% of list price and homes took a median 60 days to go under contract. With 457 homes for sale against that sales pace, months of supply is 6.7, a buyer’s market by the six-month rule. New construction was 12% of sales.

Putnam County supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K62759.966
$300K–$500K2300.839

Putnam County home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$123,4383997691%
2021$157,3694634095%
2022$175,8535494095%
2023$186,6824195792%
2024$203,3944305392%
2025$204,4523885992%
2026$266,7044926092%

What a home in Putnam County costs to own

Take the median $239,900 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,329/month. Putnam County’s typical millage of 16.89 puts property tax near $3,207/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Putnam County is about $1,345/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,708/month plus any HOA or CDD assessment.

Explore Putnam County

Homes for sale by city in Putnam County

Putnam County data pages

Common questions

How many homes are for sale in Putnam County, FL?
As of 2026-10-15, Momentum's MLS record shows 457 residential homes actively listed for sale in Putnam County and 57 under contract. 25 of them came on the market in the last 7 days.
What is the median home price in Putnam County?
The median list price of homes for sale in Putnam County is $239,900, about $179 per square foot for a typical 1,398-square-foot home. Ten percent of listings are under $110K and ten percent are above $524K. Over the last 12 months the median SOLD price was $219,500, +1.6% year over year.
How long do homes take to sell in Putnam County?
Homes currently listed have been on the market a median of 82 days. Homes that sold in the last 12 months took a median of 60 days and sold at 92% of list price. At today's inventory that is 6.7 months of supply, a buyer's market by the usual six-month rule.
What does a $239,900 home in Putnam County cost per month?
Roughly $1,708 a month with 20% down at 7.40%: principal and interest of $1,329, Putnam County property tax of about $267/month after the $50,000 homestead exemption, and insurance near $112/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Putnam County neighborhoods have the most homes for sale?
The communities with the most active listings right now are Interlachen Lakes Estates (38), St. Johns Riverside Estates (15), Beechers Point & Riverbend Condominiums (4), Crescent Hill (4), Lake Crescent Estates (4). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Putnam County?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Putnam County can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
How many homes has Momentum Realty sold in Putnam County?
Momentum Realty's agents closed 56 homes in Putnam County for buyers and sellers in the last 12 months (25 as the listing brokerage, 25 representing the buyer, 6 on both sides), median sale $226,500 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-10-15). Suggested attribution:
<a href="https://movewithmomentum.com/homes-for-sale/putnam-county-fl">Homes for Sale in Putnam County, FL: Live MLS Listings — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Putnam County as of 2026-10-15 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

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