Homes for Sale in San Mateo, FL

8 homes are for sale in San Mateo, FL as of 2026-09-25. The median list price is $226,000 ($179/sq ft), most homes list between $130K to $400K, and the median listing has been on the market 86 days. That is 4 houses, 0 condos and 0 townhouses. 0 homes came on the market this week.

San Mateo, FL key facts
LocationPutnam County, FL
For sale right now8 active
Asking prices$226,000 median · $179 per sq ft · most homes $130K–$400K
Median days on market (active listings)86
Property types for sale4 houses, 0 condos, 0 townhouses
New listings this week0

Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly. Market figures describe homes, not residents. Cite as: Momentum Realty, “San Mateo, FL key facts,” movewithmomentum.com/homes-for-sale/san-mateo-fl/, data as of 2026-09-25.

8
Homes for sale
$226,000
Median list price
$130K to $400K
Typical range
86
Median days on market
0
New this week
$1,557
Est. monthly cost at median

Newest homes for sale in San Mateo

The most recently listed homes in San Mateo, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

177 CENTRAL Avenue, home for sale in San Mateo
$399,900
3 bd · 2 ba · 2,539 sq ft · built 1925
177 CENTRAL Avenue, 32187
San Mateo
Listing courtesy of COLDWELL BANKER BEN BATES INC
103 RIVERSHORE Drive, home for sale in San Mateo
$228,000
3 bd · 2 ba · 1,040 sq ft · built 2022
103 RIVERSHORE Drive, 32187
St. Johns Riverside Estates
Listing courtesy of MAXREV, LLC
109 IVEY Road, home for sale in San Mateo
$259,900
3 bd · 1 ba · 1,054 sq ft · built 1977
109 IVEY Road, 32187
San Mateo
Listing courtesy of THE FIELDS GROUP REALTY
131 DUNN Avenue, home for sale in San Mateo
$199,900
3 bd · 2 ba · 1,516 sq ft · built 1958
131 DUNN Avenue, 32187
San Mateo
Listing courtesy of BEACH STATE REALTY
132 PALMETTO POINT Lane, home for sale in San Mateo
$183,995
3 bd · 2 ba · 1,320 sq ft · built 1985
132 PALMETTO POINT Lane, 32187
San Mateo
Listing courtesy of COLDWELL BANKER BEN BATES INC
126 EAST END Road, home for sale in San Mateo
$280,000
3 bd · 2 ba · 1,400 sq ft · built 1979
126 EAST END Road, 32187
San Mateo
Listing courtesy of TEAM FLORIDA REALTY SERVICES INC
106 BREEZEWOOD Circle, home for sale in San Mateo
$224,000
3 bd · 2 ba · 1,510 sq ft · built 1990
106 BREEZEWOOD Circle, 32187
St. Johns Riverside Estates
Listing courtesy of COLDWELL BANKER BEN BATES INC
116 OAKLAND Avenue, home for sale in San Mateo
$130,000
1 bd · 1 ba · 624 sq ft · built 1955
116 OAKLAND Avenue, 32187
San Mateo
Listing courtesy of TIMBER TO TIDES REALTY LLC

San Mateo homes for sale by price

Every active listing in San Mateo grouped by price, with the newest listings in each band. The median is $226,000; the busiest band is $200K – $300K.

Under $200K: 3 homes

$200K – $300K: 4 homes

$300K – $400K: 1 home

Every home for sale in San Mateo right now (8)

All 8 active San Mateo listings with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in San Mateo by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
321878$226,000

San Mateo communities with the most homes for sale

The San Mateo neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
St. Johns Riverside Estates3$224,000——

What is for sale in San Mateo: property types

Another 1 listings in San Mateo are land, commercial or other non-residential property and are not counted above.

What a home in San Mateo costs to own

Take the median $226,000 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $1,197/month. Putnam County’s typical millage of 16.89 puts property tax near $2,972/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Putnam County is about $1,345/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,557/month plus any HOA or CDD assessment.

Explore San Mateo

Homes for sale near San Mateo

Recently off market in San Mateo

Homes in San Mateo that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in San Mateo, FL?
As of 2026-09-25, Momentum's MLS record shows 8 residential homes actively listed for sale in San Mateo. 0 of them came on the market in the last 7 days.
What is the median home price in San Mateo?
The median list price of homes for sale in San Mateo is $226,000, about $179 per square foot for a typical 1,360-square-foot home. Ten percent of listings are under $130K and ten percent are above $400K.
How long do homes take to sell in San Mateo?
Homes currently listed have been on the market a median of 86 days.
What does a $226,000 home in San Mateo cost per month?
Roughly $1,557 a month with 20% down at 6.95%: principal and interest of $1,197, Putnam County property tax of about $248/month after the $50,000 homestead exemption, and insurance near $112/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which San Mateo neighborhoods have the most homes for sale?
The communities with the most active listings right now are St. Johns Riverside Estates (3). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in San Mateo?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works San Mateo can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is San Mateo, FL, and what county is it in?
San Mateo is in Putnam County, Florida. Homes for sale there today carry the ZIP codes 32187. Nearby cities in the same county with homes for sale: Palatka, Interlachen, Satsuma, Crescent City, Welaka.
What ZIP codes are in San Mateo, FL?
Listings in San Mateo are currently in 1 ZIP code: 32187. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in San Mateo, FL?
4 single-family houses are for sale in San Mateo today, out of 8 total listings. The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in San Mateo, FL?
Start with the numbers: 8 homes are for sale in San Mateo today at a median asking price of $226,000, so a 20% down payment on the median home is about $45,200 and principal and interest run near $1,197/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in San Mateo as of 2026-09-25 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in San Mateo

Pinecrest

Buying in San Mateo?

See any home on this page with a local agent.

A Momentum agent who works San Mateo every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in San Mateo

Tell us what you are looking for and a local agent will reach out, usually within one business day.

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