Aerial view of Lake Lucy Estates

Lake Lucy Estates
Homes for Sale in Interlachen, FL

All 87 homes for sale in Interlachen, FL · median $189,000 · 108 homes for sale in 32148 · Putnam County homes for sale

Community in Interlachen · Putnam County · ZIP 32148
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data3 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake Lucy Estates sits in Interlachen, in the rural interior of Putnam County. Pricing here is driven far more by the individual property — lot size, water access, condition, and how much acreage comes with it — than by any tidy per-square-foot comp. In a small pocket like this, one recently renovated home or one raw parcel can swing the picture, so treat any single listing on its own merits rather than assuming a neighborhood-wide number.

This is a thin, slow-moving market by design, not a metro-paced one. That cuts both ways: buyers usually get time to inspect, negotiate, and walk a property twice without a bidding war, while sellers need patience and honest pricing because the pool of buyers looking this far out is smaller. Come in expecting a deliberate transaction, not a fast one.

Nearby homes for sale

No active listings inside Lake Lucy Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

132 LAKE LUCY Court
$220K · 0.7 mi away
4 bd · 2 ba · 2,280 sqft
132 LAKE LUCY Court
Listed by TIMBER TO TIDES REALTY LLC
191 KAY Street
$178K · 1.2 mi away
2 bd · 2 ba · 728 sqft
191 KAY Street
Listed by BALDWIN FAMILY REALTY LLC
174 UNION Avenue
$145K · 1.3 mi away
3 bd · 1 ba · 924 sqft
174 UNION Avenue
Listed by THE FIELDS GROUP REALTY
334 7TH Way
$245K · 1.6 mi away
2 bd · 2.5 ba · 1,732 sqft
334 7TH Way
Listed by EPIQUE REALTY, INC
147 2ND Way
$53K · 1.7 mi away
3 bd · 3 ba · 1,248 sqft
147 2ND Way
Listed by EAGLES WORLD REALTY, INC
344 5TH Way
$125K · 1.7 mi away
2 bd · 1 ba · 600 sqft
344 5TH Way
Listed by NICOSIA REALTY INC.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Lake Lucy Estates is a small, lake-oriented community in Interlachen, deep in Putnam County's quiet interior — the kind of place people choose for space and water rather than for convenience to a job center.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing acreage, trees, and lake access who accept a longer drive to services
  • Patient buyers with time to inspect carefully and budget for well, septic, and system checks
  • Cash or flexible buyers who can move on the rare property that fits their criteria

Probably not for

  • Buyers who need a short commute to a metro job center or walkable daily errands
  • Anyone wanting quick, liquid resale in a fast-moving market
  • Buyers who want move-in-ready certainty and can't budget for older systems or deferred maintenance

The market around Lake Lucy Estates

Lake Lucy Estates is too small for its own price trend, so here is the market around it.

In ZIP 32148, 116 homes are on the market and 16% are under contract — a slower corner of Interlachen.

Across Putnam County, 713 homes are active and 137 pending (16% under contract).

In ZIP 32148 (Interlachen), 104 homes closed in the last 12 months at a median of $141K ($117/sq ft), up 1.7% year over year, with a median 47 days on market. See the live ZIP 32148 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Lake Lucy Estates specifically. Momentum Research analysis of MLS records.

If we were buying in Lake Lucy Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Lucy Estates.

Best Buy
Buyers who want space and quiet over convenience and are comfortable this far out.
Biggest Risk
Thin inventory and variable condition make each property a standalone bet.
Sweet Spot
A well-maintained home with genuine lake access and a clean systems report.
Avoid If
You need a short commute, walkable errands, or a fast, liquid resale.

What Interlachen actually is

Interlachen is genuinely rural. The trade you are making is proximity for room, trees, and quiet — shopping, medical, and larger employers are a drive away, and you should map that drive before you fall for a listing. The lake orientation is the draw, so whether a given home has real water access, water frontage, or simply a lake in the name is the first thing to verify.

Because inventory is limited and properties vary so widely, condition is everything. Some homes here are well kept; others carry deferred maintenance, older systems, well and septic considerations, and access questions that don't show up in a photo. Budget for a thorough inspection and, where relevant, a survey, and price your offer to what you actually see on site.

“

The location and the amenities are priced into every listing in Lake Lucy Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin, rural markets reward local legwork over spreadsheets. We walk the property with you, flag well, septic, access, and flood questions early, and pull the handful of relevant comparables that actually exist rather than leaning on a generic estimate. Whether you're buying or selling in Lake Lucy Estates, we'll give you a straight read on how long it may take and what the number should honestly be.

Lake Lucy Estates in 15 seconds.

Best forBuyers who want space and quiet over convenience and are comfortable this far out.
Biggest advantageYou typically get time to inspect and negotiate without a bidding war.
Biggest riskThin inventory and variable condition make each property a standalone bet.
Sweet spotA well-maintained home with genuine lake access and a clean systems report.
Avoid ifYou need a short commute, walkable errands, or a fast, liquid resale.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Lucy Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Lucy Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Lucy Estates sales matched to your home.

What is your Lake Lucy Estates home worth?

Get a no-obligation home value based on real comparable sales in Lake Lucy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Interlachen →

Real comps, not an automated estimate.
Buyers prioritizing acreage, trees, and lake access who accept a longer drive to servicesExcellent fit
Patient buyers with time to inspect carefully and budget for well, septic, and system checksExcellent fit
Cash or flexible buyers who can move on the rare property that fits their criteriaExcellent fit
Buyers who need a short commute to a metro job center or walkable daily errandsProbably not
Anyone wanting quick, liquid resale in a fast-moving marketProbably not
Buyers who want move-in-ready certainty and can't budget for older systems or deferred maintenanceProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-10-10
Historical depthClosed-sale records back to 2023 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Lake Lucy Estates. These are the public schools most often assigned to other communities in ZIP 32148; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Email me new listings in Lake Lucy Estates

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Lake Lucy Estates

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Lucy Estates will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Common questions about Lake Lucy Estates

Where is Lake Lucy Estates?

Lake Lucy Estates is a community in Interlachen, Putnam County, Florida, ZIP 32148.

Are there homes for sale in Lake Lucy Estates right now?

No active listings inside Lake Lucy Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Lake Lucy Estates have an HOA or CDD?

No HOA is on record for Lake Lucy Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Lake Lucy Estates with Momentum Realty’s local guides.

Lake Lucy Village0.3 mi awayTrout Lake Village0.4 mi away · 54 homes, built 1969–24Lake Lucy Gardens0.4 mi awayLake Lucy Manor0.5 mi awayOrange Blossom Manor0.5 mi away · 4 homes, built 1981–23Orange Blossom Estat0.7 mi away · 8 homes, built 1970–87Orange Blossom0.7 mi awayTrout Lake Shores0.8 mi away

Browse all neighborhood guides →

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