Aerial view of Lake Lucy Village

Lake Lucy Village
Homes for Sale in Interlachen, FL

All 77 homes for sale in Interlachen, FL · median $198,000 · 99 homes for sale in 32148 · Putnam County homes for sale

Community in Interlachen · Putnam County · ZIP 32148
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data15 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake Lucy Village sits in Interlachen, out in Putnam County, and price here is driven far more by the individual property than by any tidy neighborhood band. Lot size, well and septic condition, road frontage, and how a home has been maintained will move value more than square footage alone. Two homes on the same road can trade very differently, so pricing is a condition-and-parcel exercise, not a comps-off-a-spreadsheet one.

For buyers, that means underwriting the specific property closely and budgeting for inspection: systems, water, and structure carry the risk out here. For sellers, presentation and documented upkeep are what separate a clean sale from a long sit. This is a market where doing the diligence work up front pays, on both sides of the table.

Nearby homes for sale

No active listings inside Lake Lucy Village right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

132 LAKE LUCY Court
$220K · 1.0 mi away
4 bd · 2 ba · 2,280 sqft
132 LAKE LUCY Court
Listed by TIMBER TO TIDES REALTY LLC
174 UNION Avenue
$145K · 1.1 mi away
3 bd · 1 ba · 924 sqft
174 UNION Avenue
Listed by THE FIELDS GROUP REALTY
125 HART LAKE Drive
$475K · 1.8 mi away
3 bd · 2 ba · 2,116 sqft
125 HART LAKE Drive
Listed by INTERLACHEN REALTY SERVICES, INC
316 MACGILL Street
$320K · 1.9 mi away
3 bd · 1 ba · 1,283 sqft
316 MACGILL Street
Listed by NICOSIA REALTY INC.
334 7TH Way
$245K · 1.9 mi away
2 bd · 2.5 ba · 1,732 sqft
334 7TH Way
Listed by EPIQUE REALTY, INC
147 2ND Way
$53K · 1.9 mi away
3 bd · 3 ba · 1,248 sqft
147 2ND Way
Listed by EAGLES WORLD REALTY, INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a rural Putnam County pocket near Interlachen, where you're buying land and setting as much as the house itself. Come in expecting well, septic, and acreage considerations rather than a subdivision-style, turnkey comparison.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing acreage and privacy who can budget for well/septic upkeep
  • Cash or renovation-minded buyers ready to underwrite a property on condition, not comps
  • Anyone wanting rural Putnam County space over subdivision amenities

Probably not for

  • Buyers who want walkable shops, restaurants, and city utilities nearby
  • Anyone seeking a turnkey home with no inspection or systems risk
  • Buyers expecting a predictable, subdivision-style pricing band

The market around Lake Lucy Village

Lake Lucy Village is too small for its own price trend, so here is the market around it.

In ZIP 32148, 115 homes are on the market and 16% are under contract — a slower corner of Interlachen.

Across Putnam County, 701 homes are active and 159 pending (18% under contract).

In ZIP 32148 (Interlachen), 106 homes closed in the last 12 months at a median of $141K ($117/sq ft), up 1.6% year over year, with a median 48 days on market. See the live ZIP 32148 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Lake Lucy Village specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Lake Lucy Village, Interlachen

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Lake Lucy Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Lucy Village.

Best Buy
Buyers who want space and quiet in rural Putnam County and are comfortable owning well and septic.
Biggest Risk
Value hinges on property condition and systems that demand real inspection.
Sweet Spot
A well-maintained parcel with documented well, septic, and access.
Avoid If
You need walkable amenities, city services, or a turnkey purchase with no diligence.

Buying the parcel, not just the house

In a community like Lake Lucy Village, the questions that matter are practical: How is the property accessed? What's the condition of the well and septic? How does the lot sit and drain? These answers vary property to property, which is why a wide spread in condition and price is normal here and shouldn't be read as a bargain or a premium without a closer look.

Interlachen's appeal is space and quiet over walkability and amenities. That trade is the whole point for the right buyer and a dealbreaker for the wrong one. Judge each listing on its own merits rather than assuming the road or the ZIP tells you what a specific home is worth.

“

The location and the amenities are priced into every listing in Lake Lucy Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Rural Putnam County listings reward diligence, and that's where we spend our effort — pressing on well and septic, access, and property condition before you're emotionally committed to a number. We'll tell you plainly when a parcel's issues outweigh its price, and we price sellers to the property in front of us rather than to a neighborhood average that doesn't really exist out here.

Lake Lucy Village in 15 seconds.

Best forBuyers who want space and quiet in rural Putnam County and are comfortable owning well and septic.
Biggest advantageYou're buying land and setting, not a cookie-cutter subdivision lot.
Biggest riskValue hinges on property condition and systems that demand real inspection.
Sweet spotA well-maintained parcel with documented well, septic, and access.
Avoid ifYou need walkable amenities, city services, or a turnkey purchase with no diligence.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Lucy Village homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Lucy Village.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Lucy Village sales matched to your home.

What is your Lake Lucy Village home worth?

Get a no-obligation home value based on real comparable sales in Lake Lucy Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Interlachen →

Real comps, not an automated estimate.
Buyers prioritizing acreage and privacy who can budget for well/septic upkeepExcellent fit
Cash or renovation-minded buyers ready to underwrite a property on condition, not compsExcellent fit
Anyone wanting rural Putnam County space over subdivision amenitiesExcellent fit
Buyers who want walkable shops, restaurants, and city utilities nearbyProbably not
Anyone seeking a turnkey home with no inspection or systems riskProbably not
Buyers expecting a predictable, subdivision-style pricing bandProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2011 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Schools serving nearby communities

We do not have a confirmed school assignment for Lake Lucy Village. These are the public schools most often assigned to other communities in ZIP 32148; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Lake Lucy Village

Where is Lake Lucy Village?

Lake Lucy Village is a community in Interlachen, Putnam County, Florida, ZIP 32148.

Are there homes for sale in Lake Lucy Village right now?

No active listings inside Lake Lucy Village at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Lake Lucy Village have an HOA or CDD?

No HOA is on record for Lake Lucy Village in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Lake Lucy Village with Momentum Realty’s local guides.

Lake Lucy Estates0.3 mi awayTrout Lake Village0.3 mi away · 54 homes, built 1969–24Lake Lucy Gardens0.3 mi awayLake Lucy Manor0.4 mi awayTrout Lake Shores0.6 mi away · 14 homes, built 1971–17Trout Lake Estates0.6 mi awayOrange Blossom Manor0.7 mi away · 4 homes, built 1981–23Trout Lake Gardens0.7 mi away

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.