Little Pine Island
Homes for Sale in Green Cove Springs, FL

Community in Green Cove Springs · Clay County · ZIP 32043
47 homesBuilt 1988–2021
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Little Pine Island Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
68%
Owner-occupied · Little Pine Island
38 of 56 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · Little Pine Island
incl. 0% trust or LLC-held · 2% out-of-state
67%
Cash buyers · Little Pine Island
2 of 3 sales, 12 mo ending July 2022
47
Homes in the community
plus 9 vacant residential lots · 56 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1988
Community established
homes built 1988-2021, median 2001 (FL DOR 2025)
0
Failed listings · 2025
peaked at 10 in 2014
2.1%/yr
Turnover rate
about 1 of 47 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by the home itself, not by a uniform product. Little Pine Island spans build years from 1988 to 2021, with the median home landing around 2001, so you are comparing houses from different construction eras side by side. At a median of roughly 2,552 living square feet, these are substantial homes, and condition, updates, and lot position will separate one closing from the next more than any single list-price benchmark. Expect a wide spread rather than a tight comp band.

With 47 homes and a homestead share near 68 percent, this is a predominantly owner-occupied enclave where turnover is limited. For a buyer, that means patience: inventory is thin, and the right house may not be listed on your timeline. For a seller, the scarcity works in your favor, but only if the home is genuinely prepared, because buyers here are pricing to condition, not to a headline number.

Best for

  • Buyers seeking a larger floor plan and willing to underwrite each home on its own condition
  • Long-hold owner-occupants comfortable in a low-turnover, established setting
  • Buyers who can stay patient and pounce when one of the 47 homes lists

Probably not for

  • Buyers on a fixed timeline who need to close on a specific date
  • Buyers wanting uniform, new-construction consistency across every comp
  • Buyers unwilling to budget for updates on an older, median-2001 home

The market around Little Pine Island

Little Pine Island is a small community — 95 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32043, 271 homes are on the market and 30% are under contract — a steady corner of Green Cove Springs.

Across Clay County, 725 homes are active and 300 pending (29% under contract).

The housing mix here is 92% single family residence, 6% townhouse, 3% manufactured home.

ZIP and county figures describe the wider market, not Little Pine Island specifically. Momentum Research analysis of MLS records.

If we were buying in Little Pine Island today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Little Pine Island.

Best Buy
Buyers who want a larger home in an established, mostly owner-occupied pocket of Green Cove Springs.
Biggest Risk
Mixed build vintages make condition the decisive variable, so a bad inspection can undo a good price.
Sweet Spot
A well-maintained or updated home near the 2,552 sqft median that shows its age gracefully.
Avoid If
You need to move fast on a specific timeline and cannot wait for infrequent listings.

A small, mixed-vintage enclave

The build range from 1988 to 2021 tells the real story: this is not a single-phase subdivision but a community that filled in over time. The median build year around 2001 means many homes predate current construction standards, so mechanical systems, roofs, and finishes will vary house to house. That variation is where value is made or lost, and it rewards a careful walk-through over a spreadsheet.

At roughly 2,552 median living square feet, floor plans skew larger, which suits buyers who want room without moving to a brand-new build farther out. With only 47 homes total and roughly two-thirds homesteaded, listings are infrequent. When one comes up, it draws attention, so being ready to move matters more here than in a high-turnover neighborhood.

The location and the amenities are priced into every listing in Little Pine Island. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 47-home community with limited turnover and wide vintage variation, the difference between a fair number and a poor one comes down to reading each specific home against the others. We track this pocket closely, we will tell you when a listing is priced ahead of its condition, and we will tell you when a community simply is not the right fit.

Little Pine Island in 15 seconds.

Best forBuyers who want a larger home in an established, mostly owner-occupied pocket of Green Cove Springs.
Biggest advantageThin inventory and high homestead share mean limited turnover and a stable, settled feel.
Biggest riskMixed build vintages make condition the decisive variable, so a bad inspection can undo a good price.
Sweet spotA well-maintained or updated home near the 2,552 sqft median that shows its age gracefully.
Avoid ifYou need to move fast on a specific timeline and cannot wait for infrequent listings.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Little Pine Island sales matched to your home.

What is your Little Pine Island home worth?

Get a no-obligation home value based on real comparable sales in Little Pine Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Little Pine Island on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,806/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Little Pine Island?
The Florida DOR 2025 assessment roll shows 47 homes plus 9 vacant residential lots in Little Pine Island (public records).
What share of Little Pine Island is owner-occupied?
68% of Little Pine Island parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Little Pine Island built?
Homes in Little Pine Island were built between 1988 and 2021, with a median year built of 2001 (FL DOR 2025 roll).
Do cash buyers compete in Little Pine Island?
Cash buyers took 67% of Little Pine Island sales in the 12 months ending July 2022 (2 of 3 closings, realMLS).
Who is the best real estate agent for Little Pine Island?
The best agent for Little Pine Island is one who actively works Green Cove Springs and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Little Pine Island.
How do I find a top Green Cove Springs real estate agent who knows Little Pine Island?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Little Pine Island and the wider Green Cove Springs area.
Can Momentum Realty connect me with an agent for Little Pine Island?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Little Pine Island purchase or sale - no call center and no pressure.
Buyers seeking a larger floor plan and willing to underwrite each home on its own conditionExcellent fit
Long-hold owner-occupants comfortable in a low-turnover, established settingExcellent fit
Buyers who can stay patient and pounce when one of the 47 homes listsExcellent fit
Buyers on a fixed timeline who need to close on a specific dateProbably not
Buyers wanting uniform, new-construction consistency across every compProbably not
Buyers unwilling to budget for updates on an older, median-2001 homeProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32003/32043))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (39 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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