Monterey Bay Homes for Sale in Boynton Beach, FL

Boynton Beach · Palm Beach County

A gated townhome community in east Boynton Beach, mid-2000s Mediterranean homes with garages, a resort pool, and a central location.

Gated townhomesAttached garagesCentral east Boynton

Live Market Pulse

58/100
Momentum

Balanced Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Monterey Bay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseBeachesMLS

$335K

Median Price

4mo

Supply

165days

Avg DOM

Balanced

Seller Leverage

$217/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Monterey Bay is a gated townhome community in east Boynton Beach, built in the late 2000s into the early 2010s, with Mediterranean-style homes, attached garages, and a resort pool just off Congress Avenue near the Delray line. It is a low-maintenance, central buy at a more attainable price than single-family. The read is straightforward for a cohesive newer townhome community: the floor plan, the position relative to the lake, and condition drive the spread, and the HOA covers the gate and amenities. Confirm the HOA and reserves, read the unit, and comp within the community. The newer construction and central location are the durable draw."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Monterey Bay market snapshot (as of June 15, 2026): the median sale price is about $335K ($217 per sq ft), with homes averaging 165 days on market and 4.0 months of supply, a balanced market (limited data). Based on 3 recent closings in live BeachesMLS data.

Monterey Bay is a gated community of about 320 townhomes in east Boynton Beach (ZIP 33426), just west of I-95 off Congress Avenue, north of the Delray Beach border.

Developed between roughly 2006 and 2013, the townhomes are Mediterranean-style with terra cotta hues and front porches, ranging from about 1,100 to over 1,500 square feet with two to three bedrooms and attached garages.

Amenities center on a resort-style pool and sundeck, plus a playground and walkways through the community, behind a gated entry.

The HOA covers the gate, common areas, and amenities. The location is central, minutes to I-95, Congress Avenue shopping, and the Delray and Boynton beaches. Value turns on the floor plan, the position, and condition.

Quick Match

Who Monterey Bay is best for.

Best for

Buyers who want a newer, gated, low-maintenance townhome in central Boynton Beach
Buyers who want an attached garage and a resort pool
Buyers who want a central location near I-95, Congress Avenue, and the beaches
Buyers comfortable owning in a townhome with an active association

Probably not for

Buyers who want a single-family home, a yard, or no HOA
Buyers who want a one-story layout rather than a townhome
Buyers who want waterfront or a gated luxury estate community
Buyers unwilling to read the HOA and reserves

Market Pulse

How Monterey Bay is performing right now

58/100
momentum

Balanced Market (limited data)

Seller's marketBalancedBuyer's market

4Months of supplytight

165Median days on marketdays

2 : 1Under contract vs for salestrong demand

3Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Monterey Bay listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare or Boynton Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now1 : 2active : pending

For sale1

Pending2

Sold 12mo3

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Monterey Bay buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Monterey Bay

Live MLS inventory for Monterey Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

136 Monterey Bay Drive home for sale in Monterey Bay

Active · 165 daysTop listing

$349,000

3 bd · 2.5 ba · 1,551 sqft · built 2013

136 Monterey Bay Drive, Boynton Beach, 33426

RenovatedBest value

Listed by One Sotheby's International Realty

128 Lake Monterey Circle home for sale in Monterey Bay

Pending · 20 days

$385,000

3 bd · 2.5 ba · 1,523 sqft · built 2006

128 Lake Monterey Circle, Boynton Beach, 33426

Renovated

Listed by EXIT Realty Delray

178 Lake Monterey Circle home for sale in Monterey Bay

Pending · 34 days

$319,900

3 bd · 2.5 ba · 1,523 sqft · built 2006

178 Lake Monterey Circle, Boynton Beach, 33426

Reno opportunityBest value

Listed by Mainstay Brokerage LLC

Active and pending Monterey Bay listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Interactive Map

Monterey Bay on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Monterey Bay. They are approximate and vary with traffic and your exact start point.

I-95 (Woolbright or Boynton Beach Blvd)~5 to 10 min · approximate, varies with traffic

Congress Avenue shopping~3 to 5 min · nearby retail

Downtown Delray Beach~10 to 15 min · south on Congress or I-95

Boynton and Delray beaches~15 to 20 min · east to the coast

Florida's Turnpike (Boynton Beach Blvd)~12 to 18 min · north-south toll route

Palm Beach International (PBI)~25 to 35 min · north via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Monterey Bay Homes for Sale in Boynton Beach, FL with Momentum Realty’s local guides.

Hills at Lake Eden Homes for Sale in Boynton Beach, FLBoynton Beach, FL · 0.5 mi MBMonterey Bay Homes for Sale in Boynton Beach, FLBoynton Beach, FL · 1.0 mi

Cranbrook Lake Estates Homes for Sale in Boynton Beach, FLBoynton Beach, FL · 1.0 mi

Bexley Park Homes for Sale in Delray Beach, FLDelray Beach, FL · 1.1 mi

Place au Soleil Homes for Sale in Delray Beach, FLDelray Beach, FL · 1.2 mi

Old Palm Grove Homes for Sale in Delray Beach, FLDelray Beach, FL · 1.3 mi

Seacrest Park Homes for Sale in Delray Beach, FLDelray Beach, FL · 1.3 mi

Dell Park Homes for Sale in Delray Beach, FLDelray Beach, FL · 1.3 mi

Delray Lakes Homes for Sale in Delray Beach, FLDelray Beach, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Monterey Bay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Palm Beach County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Monterey Bay is served by Palm Beach County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Monterey Bay address.

The takeaway

What is actually shaping value at Monterey Bay, sourced and dated. We do not publish rumor.

Recent Developments in Monterey Bay

Development Intelligence

Our read on what is being built around Monterey Bay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a cohesive newer gated townhome community in a central east Boynton location, where the floor plan, position, and condition drive value. The watch items are the HOA trajectory and the condition of the stock.

Newer gated townhomes with garages

BullishLate-2000s to early-2010s construction with attached garages lowers near-term renovation risk and appeals to low-maintenance buyers. impact

SignificanceRadius: Community

Newer gated townhomes with garages

Central east Boynton location

BullishProximity to I-95, Congress Avenue shopping, and the Delray and Boynton beaches supports demand. impact

SignificanceRadius: Area

Central east Boynton location

Townhome HOA structure

NeutralThe HOA covers the gate and amenities; confirm the amount, reserves, and any assessments for the carrying cost. impact

SignificanceRadius: Community

Townhome HOA structure

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Monterey Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2006 to 2013
Development
Monterey Bay built as a gated townhome community
Community profiles describe Monterey Bay as a gated community of about 320 Mediterranean-style townhomes in east Boynton Beach developed from roughly 2006 to 2013, about 1,100 to over 1,500 square feet with two to three bedrooms and attached garages, with a resort-style pool and a playground. Why it matters: The newer construction and central location are the draw; confirm the HOA and reserves and read the unit's condition. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Monterey Bay buying strategy.

If we were buying in Monterey Bay, this is the order of operations we would run, and the one we run for our clients.

Confirm the HOA and reserves. Verify the current HOA amount, what it covers, the reserves, and any assessments for the specific home.

Weigh the floor plan and position. The two- to three-bedroom plans and the position relative to the lake drive the spread; confirm the plan and what the home faces.

Read the unit's condition. Even on late-2000s stock, confirm any updates and the condition.

Confirm leasing and pet rules. Verify the minimum lease term and pet rules if they matter to you.

Comp within the community. Price against the closest comparable plan in Monterey Bay, not an area average.

The Quick Decision

Best Buy

A preferred plan with a lake view in good condition, priced to comparable in-community sales, with the HOA confirmed.

Biggest Risk

Overpaying for a lesser position, or underbudgeting a reserve item.

Best Lot

Lake-view positions and the larger plans hold value over interior ones.

Smart Timing

Confirm the association's reserve status; demand is steady for newer Boynton townhomes.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Monterey Bay is a gated community of about 320 Mediterranean-style townhomes in east Boynton Beach, just west of I-95 off Congress Avenue north of the Delray line, developed from roughly 2006 to 2013. Townhomes run about 1,100 to over 1,500 square feet with two to three bedrooms and attached garages, with a resort-style pool and sundeck and a playground behind a gated entry. The HOA covers the gate, common areas, and amenities. The location is central, minutes to I-95, Congress Avenue shopping, and the Delray and Boynton beaches. Value turns on the floor plan, the position, and condition; confirm the HOA and inclusions, the reserves, and the school assignment by address before relying on them.

Monterey Bay Homes For Sale

What your money buys in Monterey Bay.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Monterey Bay today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller townhomes

$330K to $335K

The community's more compact two-bedroom townhomes, the more attainable way in. Condition and position drive value.

Lowest entry

Core: three-bedroom townhomes

$335K to $344K

Larger three-bedroom townhomes with garages, the heart of the community. Floor plan and position set where these land.

Most inventory

High: lake-view updated townhomes

$344K to $344K

Updated townhomes on lake-view positions, the top of the local range. Move-in condition and the view drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$335K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$330K to $335K

Entry: smaller townhomes

The community's more compact two-bedroom townhomes, the more attainable way in. Condition and position drive value.

$335K to $344K

Core: three-bedroom townhomes

Larger three-bedroom townhomes with garages, the heart of the community. Floor plan and position set where these land.

$344K to $344K

High: lake-view updated townhomes

Updated townhomes on lake-view positions, the top of the local range. Move-in condition and the view drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Monterey Bay, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Updated homes ask about 14% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot

Renovated$239

Original$210

Median days on market

Renovated92

Original34

From current Monterey Bay listings (renovated 2, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Monterey Bay holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Boynton Beach locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Monterey Bay

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Newer construction and a central location are the draw. The deal is won or lost on the plan, the position, and the HOA.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.9B+ · Buy Score

Resale Strength7.9/10

Renovation Risk4.6/10

Location Efficiency8.6/10

Long-Term Defensibility7.8/10

Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Monterey Bay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take

Lake-view positions hold value best
Three-bedroom townhomes beat smaller interior ones
Newer construction lowers near-term risk
The central location is the durable draw
Comp by plan and position, not the area average

At Monterey Bay the value drivers are the floor plan and the position, then condition, with cohesive late-2000s construction keeping near-term renovation risk low. Larger three-bedroom townhomes and lake-view positions hold value over smaller interior ones. Compare a home against the closest in-community sale of the same plan, and weigh the position and the HOA alongside the finishes.

The 15-Second Verdict

Monterey Bay in 15 seconds.

Best forBuyers who want a newer, gated, low-maintenance townhome with a garage in central Boynton Beach.

Strong onLate-2000s construction, attached garages, a resort pool, and a central location near I-95 and the beaches.

WatchThe HOA amount and reserves, the floor plan and position, and the condition of the unit.

Not forBuyers who want a single-family home, a yard, a one-story layout, or waterfront.

The edgeNewer townhomes with garages at a more attainable Boynton price lower near-term renovation risk.

HOA, CDD & Fees

15-Second Take

Gated late-2000s townhomes with garages
Mediterranean-style, 2 to 3 bedrooms
Resort-style pool and playground
Central east Boynton off Congress, west of I-95
Confirm the HOA amount, reserves, and leasing rules

The HOA covers the gate, common areas, and amenities. Confirm the current amount, what it covers, the reserves, and any assessments for the specific home.

Reported to cover the gated entry, common areas, the pool, and grounds. Confirm the exact inclusions for a specific home.

Amenities are part of the community structure, with a resort-style pool and sundeck and a playground, rather than a separate equity club.

Run Your Numbers

Tools for a Monterey Bay buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPalm Beach County millage and the homestead picture.Rent vs buyThe breakeven on owning in Monterey Bay.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Monterey Bay

Price it to the plan, the position, and the condition, not the Zestimate.

If you are selling at Monterey Bay, the right list price comes from recent in-community sales of the same plan, matched to your position and condition, because in a cohesive townhome community those drive the spread.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Monterey Bay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Monterey Bay, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Monterey Bay home worth?

Get a no-obligation home value based on real comparable sales in Monterey Bay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Monterey Bay on the map →
Or get your Monterey Bay home value & selling guide →

Real comps, not a Zestimate.

Monterey Bay Market Scorecard

Balanced Market (limited data)

Monterey Bay is currently a balanced market (limited data). About 4.0 months of supply, a median asking price of $349,000, and homes go under contract in about 165 days.

4.0

Months supply

$349,000

Median list

$335,000

Median sold

$217

Per sqft

165

Days on mkt

1/2/3

Active/Pend/Sold

Typical home value in the 33426 ZIP is $334,973, about 11.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What kinds of homes are at Monterey Bay?

About 320 Mediterranean-style townhomes built from roughly 2006 to 2013, about 1,100 to over 1,500 square feet with two to three bedrooms and attached garages.

Is Monterey Bay gated?

Yes. It is a gated townhome community in east Boynton Beach.

What does the HOA cover?

The gate, common areas, the pool, and grounds. Confirm the amount and inclusions for a specific home.

What amenities does Monterey Bay have?

A resort-style pool and sundeck, a playground, and walkways through the community.

Where is Monterey Bay located?

In east Boynton Beach just west of I-95 off Congress Avenue, north of the Delray Beach border, minutes from shopping and the beaches.

Should I worry about assessments?

Less than at older communities given the late-2000s construction, but confirm the reserves and any assessments before buying.

What schools serve Monterey Bay?

The community is part of the School District of Palm Beach County. Assignment is by address and changes periodically, so confirm the exact zoned schools for a specific home with the district.

Does Monterey Bay have a CDD?

It is an HOA community; confirm whether any community development district assessment applies to a specific parcel as a matter of course, in addition to the HOA.

Is Monterey Bay a good investment?

Newer, gated townhomes with garages at a more attainable Boynton price support demand, with value turning on the plan, position, and condition. This is not a guarantee of future value.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. Having your own representation to read the plan, the HOA, and the comps is the highest-leverage decision you make.

What is the area like?

It is a central east Boynton setting near Congress Avenue and I-95, minutes from the Delray and Boynton beaches, with a gated, newer townhome feel.

The Verdict

Should you buy in Monterey Bay?

An honest fit check. We will tell you when it is not your community.

You want a newer, gated, low-maintenance townhome in central Boynton BeachExcellent fit

You want an attached garage and a resort poolExcellent fit

You want a central location near I-95, Congress Avenue, and the beachesExcellent fit

You are comfortable owning in a townhome with an active associationExcellent fit

You will weigh the plan and position and confirm the HOAExcellent fit

You want a single-family home, a yard, or no HOAProbably not

You want a one-story layout rather than a townhomeProbably not

You want waterfront or a gated luxury estate communityProbably not

You are unwilling to read the HOA and reservesProbably not

You want a private equity club rather than community amenitiesProbably not

Get the inside read on Monterey Bay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Monterey Bay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Monterey Bay specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Monterey Bay Homes for Sale in Boynton Beach, FL

The 60-Second Overview

Who Monterey Bay is best for.

Best for

Probably not for

How Monterey Bay is performing right now

Homes For Sale Right Now in Monterey Bay

Monterey Bay on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Monterey Bay

Newer gated townhomes with garages

Central east Boynton location

Townhome HOA structure

Monterey Bay built as a gated townhome community

The Monterey Bay buying strategy.

The full read, only if you want it.

What your money buys in Monterey Bay.

What ~$335K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Monterey Bay holds value.

5 Mistakes Buyers Make in Monterey Bay

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Monterey Bay is different.

Which Lots & Views Hold Value Best

Monterey Bay in 15 seconds.

HOA, CDD & Fees

Tools for a Monterey Bay buy.

Price it to the plan, the position, and the condition, not the Zestimate.

In Monterey Bay, condition and view decide your number

What is your Monterey Bay home worth?

Price History: What Homes Here Have Actually Sold For

Monterey Bay Market Scorecard

Frequently Asked Questions

Should you buy in Monterey Bay?

Get the inside read on Monterey Bay

You are all set.

Need to sell fast in Palm Beach County?

You just read the data. Now see what your home is worth.

More Boynton Beach & West Palm Beach & Palm Beach County guides