Monterey Bay Pud
Homes for Sale in Boynton Beach, FL
All 1,489 homes for sale in Boynton Beach, FL · median $350,000 · 95 townhomes for sale in Boynton Beach · Palm Beach County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of November 2026, Monterey Bay Pud in Boynton Beach, FL has 3 homes for sale. Homes listed or recently sold were built 2006–2013; 8 of 8 report an HOA (median $435/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).
Last 30 days in Monterey Bay Pud: 2 new listings (median asking $409,500). As of November 12, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Monterey Bay is a gated, maintained community in Boynton Beach, and price here is driven more by condition and specific unit than by any headline range. The median sits at $335,000, roughly $226 per square foot, and the spread around that number comes down to how a given home has been kept and updated rather than location-to-location swings inside the gates.
The current posture is soft. Prices are down 9.5% year over year, the market heat score is low at 25, and there are no active listings against a thin trailing window of 7 closings. For a buyer, that means patience and leverage when something does list. For a seller, it means pricing to the recent closings and expecting a measured timeline rather than a bidding war.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Monterey Bay Pud right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of November 6, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monterey Bay is a gated, managed community with an on-site manager, pool, and playground — a maintained setup where the HOA handles the common areas and the appeal is low-fuss ownership behind a security gate.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Monterey Bay Pud. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Monterey Bay PudPhotos from Beaches MLS listings in Monterey Bay Pud; content deemed reliable but not guaranteed.
Who Monterey Bay Pud is best for.
Best for
- Buying to hold through a soft stretch with a long-term horizon in mind
- Buyers who want a gated, maintained community with pool and on-site management
- Buyers prepared to move quickly when inventory is scarce and the right unit lists
Probably not for
- Buyers who need multiple active listings to compare right now
- Buyers counting on short-term gains after a 9.5% year-over-year decline
- Buyers who want to avoid HOA fees and managed-community rules
The market around Monterey Bay Pud
Monterey Bay Pud is too small for its own price trend, so here is the market around it.
Across Palm Beach County, 10,960 homes are active and 2,777 pending (20% under contract).
ZIP and county figures describe the wider market, not Monterey Bay Pud specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Monterey Bay Pud
Live MLS inventory for Monterey Bay Pud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Monterey Bay Pud listings as of 2026-11-12, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Monterey Bay Pud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Monterey Bay Pud
- Playground · reported on 5 of 6 listings
- Pool · reported on 5 of 6 listings
- Gated - No Guard · reported on 3 of 6 listings
- Manager On Site · reported on 2 of 6 listings
- Management · reported on 1 of 6 listings
- Parking · reported on 1 of 6 listings
- Maintained Community · reported on 1 of 6 listings
- Gated · reported on 1 of 6 listings
- Security Fence · reported on 1 of 6 listings
- Entry - Phone/Intercom · reported on 1 of 6 listings
- Security Gate · reported on 1 of 6 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Palm Beach County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Crosspointe · Elementary
- Carver Community · Middle
- Atlantic · High
Zoned schools reflect the assignments reported on recent Monterey Bay Pud listings and can change; always confirm with Palm Beach County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Monterey Bay Pud address.
Shop the zone: Homes zoned for Atlantic High School
The Monterey Bay Pud buying strategy.
If we were buying in Monterey Bay Pud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey Bay Pud.
A managed community in a cooling market
The amenity set is practical rather than resort-scale: a gated entry with no guard, phone/intercom access, security fencing, a community pool, a playground, and on-site management. That combination points to a community built around maintenance and controlled access, and the monthly cost of that service should be confirmed directly with the HOA before you write an offer.
On the numbers, the long arc is strong — up 235% since 2012 — but the near term has turned down, with values off 9.5% over the past year and a median of about 34 days to sell. With zero active listings and only 7 closings in the trailing window, inventory is scarce and data is thin, so each new listing effectively resets the reference point for the whole community.
The location and the amenities are priced into every listing in Monterey Bay Pud. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on inventory and this soft on recent pricing, the win comes from reading the few comparable closings correctly and knowing which HOA costs and access rules actually apply. We track the beaches feed closely, verify amenities and fees against the HOA rather than the MLS, and price to what has truly cleared — not to a number someone wishes were still true.
Monterey Bay Pud in 15 seconds.
Tools for a Monterey Bay Pud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Bay Pud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey Bay Pud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey Bay Pud home worth?
Get a no-obligation home value based on real comparable sales in Monterey Bay Pud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Boynton Beach →
Recently off market in Monterey Bay Pud
Homes in Monterey Bay Pud that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 7 on record.
- 128 Lake Monterey Circle · off market
- 136 Monterey Bay Drive · off market
- 151 Lake Monterey Circle · off market
- 178 Lake Monterey Circle · off market
- 218 Lake Monterey Circle · off market
- 286 Lake Monterey Circle · off market
- 301 Lake Monterey Circle · off market
| Location | Boynton Beach, Palm Beach County, FL |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Playground, Pool, Gated, Gated - No Guard, Entry - Phone/Intercom, Security Gate |
| For sale right now | 3 active, 0 pending · median asking $409,000 · 6.0 months of supply |
Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monterey Bay Pud key facts,” movewithmomentum.com/neighborhoods/monterey-bay-pud-boynton-beach, data as of November 6, 2026.
Housing distress & ownership in Monterey Bay Pud, Boynton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Monterey Bay Pud
The newest homes for sale in Monterey Bay Pud right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 111 Lake Monterey Circle $410,000 · 3 bd · 2.5 ba · 1,523 sq ft · listed Nov 5, 2026 Courtesy of EXP Realty LLC
- 308 Lake Monterey Circle $409,000 · 3 bd · 2.5 ba · 1,551 sq ft · listed Oct 15, 2026 Courtesy of LPT Realty, LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Monterey Bay Pud Boynton Beach Right Now (2)
All 2 active and pending Monterey Bay Pud Boynton Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 111 Lake Monterey Circle · $410,000 · 3 bd / 2.5 ba · listed Nov 4, 2026 · listed by EXP Realty LLC
- 308 Lake Monterey Circle · $409,000 · 3 bd / 2.5 ba · listed Oct 14, 2026 · listed by LPT Realty, LLC
Recently sold in Monterey Bay Pud Boynton Beach
- 301 Lake Monterey Circle · sold $330,000
- 136 Monterey Bay Drive · sold $349,000
- 128 Lake Monterey Circle · sold $375,000
- 178 Lake Monterey Circle · sold $310,000
- 286 Lake Monterey Circle · sold $330,000
- 151 Lake Monterey Circle · sold $343,500
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Boynton Beach guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Palm Beach County)
- Homestead exemption (Palm Beach County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Lake Monterey Circle (82 homes on record)
- Monterey Bay Drive (12 homes on record)
- Lake Monterey Circle (7 homes on record)
What it really costs to own in Monterey Bay Pud
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,467/yr across 8 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $435/month across 9 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2008 across 8 listings. An original roof here would be about 18 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Monterey Bay Pud
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Monterey Bay Pud
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Monterey Bay Pud will answer, and the answer is published on this page for the next buyer.
Monterey Bay Market Scorecard
Monterey Bay is currently a buyer-leaning market (limited data). About 4.0 months of supply, a median asking price of $409,500, and homes go under contract in about 18.5 days.
Typical home value in the 33426 ZIP is $338,508, about 4.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Monterey Bay Pud a buyer's or seller's market right now?
Who is the best real estate agent for Monterey Bay Pud?
How do I find a top Boynton Beach real estate agent who knows Monterey Bay Pud?
Can Momentum Realty connect me with an agent for Monterey Bay Pud?
Where is Monterey Bay Pud, and what county is it in?
Should you buy in Monterey Bay Pud?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | Beaches MLS records, as of 2026-11-06 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Monterey Bay Pud fits the bigger picture — live prices, inventory, and Momentum Scores: