Oak Harbour Homes for Sale in Altamonte Springs, FL
Oak Harbour is one community to a buyer and 3 to the MLS: each phase, tract or condominium was platted and recorded separately, so its listings, sales and HOA facts sit on separate records. This page adds them up and links every section, so you can compare prices across Oak Harbour before you narrow to one street.
Oak Harbour in Altamonte Springs, FL is 3 MLS subdivisions, with 9 homes for sale or pending across them as of October 20, 2026. Asking prices run $229,000 to $320,000 (median $279,000). Over the last 12 months the sections recorded 16 closed sales at a median of $268,750, $158 per square foot, a median 98 days on market. Homes listed today were built 1984–1987. The MLS holds 240 closed sales for Oak Harbour in total, the most recent in September 2026.
Oak Harbour homes for sale by section
Click a section for its own page: the homes for sale there, its sales history, HOA and flood facts.
| Section | For sale | Median asking | Sold / 12 mo | Median sold | Days on market |
|---|---|---|---|---|---|
| Oak Harbour Sec 3 A Condo | 8 | $277,450 | 10 | $307,500 | 56 |
| Oak Harbour Condominium | 1 | $320,000 | 0 | — | — |
| Oak Harbour Sec 4 | 0 | — | 6 | $230,000 | 140 |
How to read Oak Harbour prices
Sections of one community can price very differently: build year, lot size, water or golf frontage and HOA scope all move the median. Compare the section medians above before judging a single listing, and treat the community-wide median as the reference point, not a value for any specific home.
What it really costs to own in Oak Harbour
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $638/month across 12 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1974 across 17 listings. An original roof here would be about 52 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Oak Harbour
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Oak Harbour
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Oak Harbour will answer, and the answer is published on this page for the next buyer.
Common questions
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Keep exploring
- All homes for sale in Altamonte Springs, FL
- Altamonte Springs ZIP codes with prices
- Every community guide
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only for the 3 MLS sections of Oak Harbour; no individual listing is displayed here. Prices are asking or recorded sale prices, not values. Property facts only; nothing on this page describes residents. Equal Housing Opportunity.
Oak Harbour Altamonte Springs Market Scorecard
Oak Harbour Altamonte Springs is currently a strong buyer's market. About 9.3 months of supply, a median asking price of $275,000, and homes go under contract in about 141 days.
Typical home value in the 32701 ZIP is $274,607, about 10.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.