Oak Harbour
Homes for Sale in Altamonte Springs, FL
All 345 homes for sale in Altamonte Springs, FL · median $210,000 · 140 homes for sale in 32701 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $230,000, $142 per square foot, a median 140 days on market, sellers accepting 86% of original asking (-20% versus the prior year). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $3,490 ($2,890 with the full homestead exemption).
Part of Oak Harbour, Altamonte Springs, FL — see all Oak Harbour homes for sale (9 listings across 3 sections in the MLS).
Price in Oak Harbour Sec 4 is driven more by condition and individual home characteristics than by any single market surge. The median sits at $285,000, or about $169 per square foot, and the year-over-year figure is down 1.7% — essentially flat with a slight softening. This is a market where a well-maintained, updated home commands its price and a dated one negotiates.
With a market heat score of 33 and a median 47 days on market, the posture here favors patient buyers over sellers. Nothing is moving in a rush. Sellers should price honestly from day one; overreaching means sitting. Buyers have room to inspect, think, and negotiate rather than waive contingencies to win.
Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Oak Harbour right now
🔴 Off the recent peak. The trailing-12-month median ($230K) is down 20.0% from the prior 12 months ($288K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 14 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Oak HarbourHomes for Sale in Altamonte Springs, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Oak Harbour market snapshot (as of September 20, 2026): the median sale price is about $230K ($142 per sq ft over the trailing 12 months of closed sales), and a median 140 days on market for closed sales. The trailing-12-month median is down 20% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).
In ZIP 32701 (Altamonte Springs), 266 homes closed in the last 12 months at a median of $368K ($222/sq ft), up 1.6% year over year, with a median 46 days on market. Right now 38 active and 15 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32701 housing market and the Seminole County market.
County records show 12 qualified sales in Oak Harbour across 2024–2025 (6 in 2024, 6 in 2025), median $292,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Oak Harbour is a community of 93 homes in Altamonte Springs, Seminole County, built between 1974 and 1991 (median 1974.0), with a median living area of about 1,460 square feet. 75% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Oak Harbour Sec 4 is a small, established pocket in Altamonte Springs within Seminole County, where measured demand and a modest year-over-year dip put the negotiating leverage on the buyer's side.
Who Oak Harbour is best for.
Best for
- Buyers targeting a mid-$280s budget who want an established Altamonte Springs address
- Patient purchasers willing to trade speed for the ability to negotiate and inspect thoroughly
- Value-focused buyers who can assess a home's condition and price accordingly
Probably not for
- Sellers needing a quick sale who cannot price to the data on day one
- Buyers who require a large, fast-moving inventory to compare across
- Anyone counting on rapid resale gains, given the flat-to-soft year-over-year figure
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($230K) IS the median in the snapshot above, and the move from 2025 ($288K) IS the -20.0% one-year change.
Windows contain 0 to 16 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 32701 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
The Oak Harbour buying strategy.
If we were buying in Oak Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Harbour.
A slow-turning Seminole County pocket
The closings window here is thin — five recent sales — so read any single stat with that in mind. A handful of transactions means one unusual sale can move the median, and the $285,000 figure is best treated as a center of gravity rather than a hard line. The price-per-square-foot near $169 tells you more about where honest value lands than any headline number.
A 47-day median days-on-market and a heat score of 33 both point the same direction: this is not a bidding-war environment. Homes that show well and are priced to the data still transact, but there is no penalty for taking the time to underwrite a purchase carefully. That is a healthier setup for a buyer than the frenzy of recent years.
The location and the amenities are priced into every listing in Oak Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Oak Harbour buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.0). Basis: Recent Direction -20.0% year-over-year; Owner Commitment 75% owner-occupied; Pricing Power 85.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-volume, slow-turning market like this one, the median can mislead if you don't know which recent sale was updated and which was dated. We work from the actual closings, walk the comparable condition, and price or offer against what the homes truly are — not a rounded average. That discipline matters more here than in a hot, high-turnover market.
Oak Harbour in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Harbour home worth?
Get a no-obligation home value based on real comparable sales in Oak Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Altamonte Springs →
| Location | Altamonte Springs, Seminole County, FL · ZIP 32701 |
|---|---|
| Homes in the community | 93 (FL DOR 2025 assessment roll) |
| Years built | 1974–1991 (median 1974.0) |
| Typical living area | 1,460 sq ft (median) |
| Sale prices, last 12 months | $230,000 median across 6 closed sales · $142 per sq ft · -20.0% vs the prior 12 months |
| Days on market (closed sales) | 140 median |
| Owner-occupied (homestead) share | 75% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Oak Harbour key facts,” movewithmomentum.com/neighborhoods/oak-harbour-sec-4, data as of September 20, 2026.
Housing distress & ownership in Oak Harbour Sec 4, Altamonte Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
More Altamonte Springs home searches
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- Homes for sale in Seminole County, FL
- Altamonte Springs pool homes for sale
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- Altamonte Springs home values: what is my house worth?
- ZIP 32701 housing scorecard
Altamonte Springs guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Oak Harbour Sec 4
Development, infrastructure, retail, and school activity affecting Oak Harbour Sec 4, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- August 2026Development
Seminole County approves land use change and rezoning for 144,000 sq ft Sanford Commerce Center
The Board of County Commissioners adopted an ordinance changing the future land use and zoning for the roughly 17.23-acre Sanford Commerce Center along Orange Boulevard. The project plans 144,000 square feet of flex space. Conditions include operating hours of 7 a.m. to 7 p.m., enhanced buffering and dumpster and large-vehicle parking requirements.
What it may mean for the marketThe project would add flex industrial and small-business space in the Sanford area, with operating limits meant to manage nearby impacts. The site is about 6 miles east of Oak Harbour Sec 4.
Source: Citizen Portal - July 2026Retail & Dining
Seminole Towne Center set for 700 million dollar redevelopment with Costco
Ardent Companies is redeveloping the Seminole Towne Center in Sanford in a project valued around 700 million dollars, described as the largest commercial redevelopment in Seminole County history. Plans include the largest Costco in Central Florida at over 156,000 square feet, about 300 apartments, and new retail. Demolition was scheduled for July 2026 with the Costco expected to open in early 2027.
What it may mean for the marketConverts a long dormant mall site into a mixed use center anchored by a large format Costco, new retail, and about 300 apartments, reshaping a major Seminole County commercial node. The project is about 4 miles southeast of Oak Harbour Sec 4, elsewhere in Seminole County.
Source: WFTV
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Oak Harbour?
How long do homes in Oak Harbour take to sell?
How many homes are in Oak Harbour?
What share of Oak Harbour is owner-occupied?
When were the homes in Oak Harbour built?
Who is the best real estate agent for Oak Harbour?
How do I find a top Altamonte Springs real estate agent who knows Oak Harbour?
Can Momentum Realty connect me with an agent for Oak Harbour?
Where is Oak Harbour, and what county is it in?
Is Oak Harbour a good place to live?
Should you buy in Oak Harbour?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32701)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (143 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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