Ocean Cove
Homes for Sale in Stuart, FL
All 312 homes for sale in Stuart, FL · median $425,000 · 46 townhomes for sale in Stuart · 133 homes for sale in 34996 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, Ocean Cove in Stuart, FL has 3 homes for sale. Homes listed or recently sold were built 2021–2023; 6 of 6 report an HOA (median $265/mo).
Homes For Sale Right Now in Ocean Cove
Live MLS inventory for Ocean Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 144 daysTop listing
Active · 108 days
Active · 77 days
Pending · 54 daysActive and pending Ocean Cove listings as of 2026-09-14, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Ocean Cove sits in Stuart without MLS-visible community amenities, which means pricing here comes down to lot, location within the subdivision, and home condition. Buyers are paying for Stuart address and proximity to beaches—not a clubhouse or resort-style pool complex. That can work beautifully if the individual property delivers on size, updates, and lot appeal, but it also means you're relying entirely on the asset itself rather than shared facilities to justify the number.
With only two closings recorded in the past two years, this is a quiet, thinly traded pocket. Thin inventory makes comps harder to pin down and can produce wide swings in list-to-sale behavior depending on whether a seller prices to the neighborhood or to aspiration. If you're looking here, plan on a longer search window and be ready to evaluate each listing on its own merits rather than expecting consistent comp support.
Ocean Cove right now
🟢 Buyer-leaning market. 18.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 12, 2026. Confidence: Low (4 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ocean Cove is a low-turnover enclave in Stuart where homes trade infrequently and pricing hinges on the individual property rather than community infrastructure.
BeachesMLS sales records identify 29 homes in Ocean Cove that have changed hands since 2022, built between 2021 and 2023 (median 2022), with a median living area of about 1,782 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ocean Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Ocean Cove; content deemed reliable but not guaranteed.
Who Ocean Cove is best for.
Best for
- Buyer prioritizing Stuart address and beach proximity who will judge each home on its own lot, layout, and condition rather than expecting shared pools or clubhouses.
- Long-term hold investor comfortable with low turnover and willing to underwrite value based on individual asset quality rather than subdivision-level velocity.
- Buyer with flexible timeline who can wait for the right listing in a thin-inventory market and won't need five recent comps to feel confident in valuation.
Probably not for
- Buyer seeking community amenities—pool, fitness center, social calendar—as part of the value proposition; Ocean Cove has none documented in MLS.
- Investor relying on frequent comparable sales and short hold periods to support rapid appreciation or resale liquidity.
- First-time buyer who needs robust recent transaction history and clear pricing benchmarks to underwrite a purchase with confidence.
The market around Ocean Cove
Ocean Cove is too small for its own price trend, so here is the market around it.
In ZIP 34996, 98 homes are on the market and 17% are under contract — a slower corner of Stuart.
Across Martin County, 911 homes are active and 313 pending (26% under contract).
In ZIP 34996 (Stuart), 149 homes closed in the last 12 months at a median of $320K ($223/sq ft), up 2.2% year over year, with a median 57 days on market. Right now 33 active and 8 pending listings put supply at about 3.8 months — a buyer's market. See the live ZIP 34996 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Ocean Cove specifically. Momentum Research analysis of MLS records.
Ocean Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- J.D. Parker · Elementary
- Stuart · Middle
- Jensen Beach · High
Zoned schools reflect the assignments reported on recent Ocean Cove listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ocean Cove address.
Shop the zone: Homes zoned for Jensen Beach High School
The Ocean Cove buying strategy.
If we were buying in Ocean Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Cove.
What you're buying in Ocean Cove
This is a Martin County neighborhood where the real-estate value proposition is straightforward: Stuart location, beach proximity, and whatever the home itself brings to the table. There are no documented community amenities pulling buyers in—no gate, no pool, no common areas that show up in MLS records. That clarity can be an advantage if you want a house and lot without HOA complexity, or a disadvantage if you were counting on resort-style perks to differentiate the address.
The data tells a simple story: two closings in two years. That means Ocean Cove doesn't churn. Owners stay, or listings sit. When something does come to market, expect the pricing conversation to center entirely on square footage, condition, lot characteristics, and how the specific home compares to recent Stuart-area sales rather than to a robust internal comp set. You won't have five similar transactions from the past six months to lean on, so due diligence becomes more individualized and valuation more art than science.
Stuart's appeal—walkable downtown, Intracoastal and ocean access, Old Florida character—carries weight here, but Ocean Cove itself remains quiet in the MLS. If that aligns with your preference for a low-profile, low-turnover street, the scarcity can work in your favor as a long-term hold. If you need liquidity or want to ride visible appreciation driven by active comps, the thin trade volume is a consideration.
The location and the amenities are priced into every listing in Ocean Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin-market neighborhoods demand broker judgment, not algorithm output. Momentum's Stuart team knows how to value a home when comp support is sparse, how to negotiate without twenty recent sales to anchor the conversation, and when to walk away because the list price assumes amenities or velocity the data doesn't support. We work Ocean Cove the same way we work every low-inventory pocket: with honest counsel, patient search discipline, and the willingness to tell you when a property—or a neighborhood—isn't the right fit for your goals.
Ocean Cove in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $265/month (about $3,180/yr) · median of 6 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $265 per month ($3,180 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ocean Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ocean Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ocean Cove home worth?
Get a no-obligation home value based on real comparable sales in Ocean Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
17% of homes for sale in ZIP 34996 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Frequently Asked Questions
Is Ocean Cove a buyer's or seller's market right now?
How many homes are in Ocean Cove?
What share of Ocean Cove is owner-occupied?
When were the homes in Ocean Cove built?
Who is the best real estate agent for Ocean Cove?
How do I find a top Stuart real estate agent who knows Ocean Cove?
Can Momentum Realty connect me with an agent for Ocean Cove?
Should you buy in Ocean Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34996)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Ocean Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
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