Pebble Creek At Oak Leaf in Orange Park

Pebble Creek At Oak Leaf
Homes for Sale in Orange Park, FL

Community in Orange Park · Clay County · ZIP 32065
178 homesBuilt 2004–2008Median sale $299K
Free · No obligation
Talk to a Pebble Creek At Oak Leaf Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
36/100
Market Heat
Cooler than normal
2013 → 2026 · 90 at the 2022 peak
0 is Pebble Creek At Oak Leaf's coldest market since 2013, 100 its hottest. Today: 36. How it's scored

Photo via realMLS

Built fromLive realMLS data22 years of closingsFL DOR public recordsUpdated twice daily
Live · Pebble Creek At Oak Leaf Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$299K
Median sold · 12 mo
up 3.3% vs the prior 12 months
+3.3%
1-yr price change
n = 7 and 4 sales in the two windows
$174/sf
Sold $/sqft · 12 mo
peak $203 in 2024
97.5%
Sale vs ask
+199%
T12M median vs 2012
from a $100K median in 2012
Tempo
52days
Median DOM · closed
11 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 8 a year
Ownership and context
38%
Owner-occupied · Pebble Creek At Oak Leaf
67 of 178 parcels homesteaded (FL DOR 2025)
62%
Non-owner-occupied · Pebble Creek At Oak Leaf
incl. 24% trust or LLC-held · 39% out-of-state
178
Homes in the community
178 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 2004
Community established
homes built 2004-2008, median 2005 (FL DOR 2025)
1,488sqft
Median sold home size
12-mo windows, closed sales
3.9%/yr
Turnover rate
about 7 of 178 homes trade a year
Pebble Creek At Oak Leaf Housing Pulse · Momentum Research · as of August 23, 2026

Pebble Creek At Oak Leaf right now

🟡 Still climbing. The trailing-12-month median ($299K) is up 3.3% from the prior 12 months ($290K) and up 199% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Low (7 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Pebble Creek At Oak Leaf market snapshot (as of August 23, 2026): the median sale price is about $299K ($174 per sq ft over the trailing 12 months of closed sales), and a median 52 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months and up 199% since 2012, computed from record-level realMLS closed sales (7 closings in the current window).

Pebble Creek At Oak Leaf is a community of 178 homes in Orange Park, Clay County, built between 2004 and 2008 (median 2005.0), with a median living area of about 1,690 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 4 to 11 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Up 3.3% year over year; up 199% since 2012.
Every sale since 2004 · price vs size
$0$100K$200K$300K2k2k
181 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$20020122014201620182020202220242026
Up from $59 in 2012 to a $203 peak in 2024; $174 now.
Median days on market · closed sales
05010020122014201620182020202220242026
11 days at the 2022 low; 52 now.
Sale price vs original ask · median
90%100%20122014201620182020202220242026
97.5% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
4 to 11 a year; 7 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
90 at the 2022 peak, 15 in the troughs, 36 now. Same score as the hero card, full history.
How much local inventory is already under contract

30% of homes for sale in ZIP 32065 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).

Pebble Creek At Oak Leaf Market Scorecard

Balanced

Pebble Creek At Oak Leaf is currently a balanced market..

$299,000
Median sold
0/0/6
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Pebble Creek At Oak Leaf Orange Park

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
12.5%
1 of 8 listings · short sale 1
Distress share trend — 12.5% now (2026-08-12 → 2026-08-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Oakleaf High School (Clay County District Schools); verify by address · High
  • Oakleaf Junior High (verify by address)FLDOE grade B · Middle
  • Oakleaf Village Elementary School or your address-zoned elementary (verify by address) · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Pebble Creek At Oak Leaf address.

If we were buying in Pebble Creek At Oak Leaf today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pebble Creek At Oak Leaf.

A closer look at the Pebble Creek At Oak Leaf market

At a median of $174 per square foot, Pebble Creek At Oak Leaf prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The trailing-12-month median up 3% year over year. Homes that do trade take a median 52 days on market, useful leverage on any listing that has lingered.

The housing stock is 178 homes built between 2004 and 2008, and 38% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Pebble Creek At Oak Leaf. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction6.8/10
Owner Commitment3.8/10
Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Long-Term Appreciation +199% since 2012; Recent Direction +3.3% year-over-year; Owner Commitment 38% owner-occupied; Pricing Power 97.5% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pebble Creek At Oak Leaf sales matched to your home.

What is your Pebble Creek At Oak Leaf home worth?

Get a no-obligation home value based on real comparable sales in Pebble Creek At Oak Leaf, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Pebble Creek At Oak Leaf on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Pebble Creek At Oak Leaf?
The median sale price in Pebble Creek At Oak Leaf was $299K over the 12 months ending August 23, 2026 (7 closed sales, realMLS).
How long do homes in Pebble Creek At Oak Leaf take to sell?
Homes that closed in the 12 months ending August 23, 2026 took a median 52 days on market (7 sales, realMLS).
How many homes are in Pebble Creek At Oak Leaf?
The Florida DOR 2025 assessment roll shows 178 homes in Pebble Creek At Oak Leaf (public records).
What share of Pebble Creek At Oak Leaf is owner-occupied?
38% of Pebble Creek At Oak Leaf parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pebble Creek At Oak Leaf built?
Homes in Pebble Creek At Oak Leaf were built between 2004 and 2008, with a median year built of 2005.0 (FL DOR 2025 roll).
Have Pebble Creek At Oak Leaf home prices gone up?
The trailing-12-month median is up 199% since 2012, from $100K to $299K (realMLS closed records).
What schools serve Pebble Creek At Oak Leaf?
Pebble Creek At Oak Leaf is served by Clay County Public Schools, typically Oakleaf High School (Clay County District Schools); verify by address, Oakleaf Junior High (verify by address) and Oakleaf Village Elementary School or your address-zoned elementary (verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Pebble Creek At Oak Leaf?
The best agent for Pebble Creek At Oak Leaf is one who actively works Orange Park and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pebble Creek At Oak Leaf.
How do I find a top Orange Park real estate agent who knows Pebble Creek At Oak Leaf?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pebble Creek At Oak Leaf and the wider Orange Park area.
Can Momentum Realty connect me with an agent for Pebble Creek At Oak Leaf?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pebble Creek At Oak Leaf purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near Pebble Creek At Oak Leaf with Momentum Realty’s local guides.

WOWhitfield Orange Park0.5 mi awayCPCannons Point Oakleaf Orange Park0.6 mi awayWOWorthington Oaks Orange Park0.6 mi awayBOBriar Oaks Townhomes Orange Park0.9 mi awayOPOakleaf Plantation Jacksonville1.0 mi awayNHNatures Hammock Orange Park1.0 mi awayJPJennings Point Orange Park1.0 mi awaySLSugar Leaf Farms Orange Park1.1 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: August 23, 2026)
Community market statsrealMLS closed sales, 12-month windows ending August 23, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32065))
Under-contract sharesrealMLS records, as of 2026-08-18
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (181 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Pebble Creek At Oak Leaf? 7 recorded closings; median 52 days on market (window ending 2026-08-23). See the Clay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Pebble Creek At Oak Leaf Expert
Call Get Listings