Pine Creek
Homes for Sale in Port St Joe, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Pine Creek in Port St Joe, FL has 5 homes for sale, asking from $325,000 to $399,900 (median $385,000). Homes listed or recently sold were built 2002–2005; 13 of 13 report an HOA (median $283/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 25 ft).
Last 30 days in Pine Creek: 1 closed sale (median $335,000). As of November 11, 2026, Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Pine Creek
Live MLS inventory for Pine Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
ActiveTop listing
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ActiveActiveActive and pending Pine Creek listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Pine Creek carries a median of $320,000 at roughly $178 per square foot, and with no amenities identified from current listings, price here is driven by the homes themselves — condition, layout, and updates — rather than by any shared community package. Expect a wide spread around that median depending on what each seller has or hasn't done to the property.
The current posture favors buyers. Prices are down 9.2% year over year, a market heat score of 15 signals a cool tempo, and a median of 46 days on market means listings are sitting long enough to negotiate. Sellers should price to the current reality, not to last year's comps, and plan for the home to work for its number.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Pine Creek right now
🟢 Buyer-leaning market. 7.5 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Low (5 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Creek is a home-driven pocket of Melbourne in Brevard County where value is set property by property, not by community amenities. The recent pullback in prices sits on top of substantial long-run appreciation, so context matters more than any single month's read.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Pine Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pine Creek
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Pine CreekPhotos from CPAR MLS listings in Pine Creek; content deemed reliable but not guaranteed.
Who Pine Creek is best for.
Best for
- Buyers with a budget near the mid-$300s who want to negotiate rather than compete
- Buyers comfortable evaluating a home on its condition and updates, not on shared amenities
- Long-hold buyers who value a track record of appreciation over short-term momentum
Probably not for
- Buyers who want resort-style or shared community amenities
- Buyers counting on quick appreciation or a fast flip
- Buyers who need certainty from deep, plentiful recent comps
The market around Pine Creek
Pine Creek is too small for its own price trend, so here is the market around it.
Across Gulf County, 82 homes are active and 14 pending (15% under contract).
ZIP and county figures describe the wider market, not Pine Creek specifically. Momentum Research analysis of MLS records.
Pine Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
Schools
- Gulf County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- University Park · Elementary
- Stone · Middle
- Palm Bay · High
Zoned schools reflect the assignments reported on recent Pine Creek listings and can change; always confirm with Gulf County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pine Creek address.
The Pine Creek buying strategy.
If we were buying in Pine Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Creek.
A cool market on a long uptrend
Two numbers frame Pine Creek. Prices are up 83% since 2012, but down 9.2% over the past year — the kind of split that says the neighborhood has held real long-term ground while the recent market cooled. The 11 closings in the current window is a thin sample, so treat any single data point as directional rather than precise.
With no community amenities pulling on value, buyers are paying for the house. That puts a premium on knowing which updates hold their worth and which don't. At 46 median days on market and a heat score of 15, there's room to inspect, negotiate, and walk away — leverage that wasn't there in hotter years.
The location and the amenities are priced into every listing in Pine Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, cooling market with only 11 recent closings, the comps that matter are the ones read carefully — adjusting for condition and updates rather than trusting a headline median. We price to where the market actually is, coach sellers on the improvements that carry weight, and give buyers the room a 46-day market gives them to negotiate.
Pine Creek in 15 seconds.
Tools for a Pine Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Creek home worth?
Get a no-obligation home value based on real comparable sales in Pine Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Creek on the map →
| Location | Port St Joe, Gulf County, FL |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated, Clubhouse, Maintenance Grounds, Management - Off Site, Fitness Center, Security Gate |
| For sale right now | 5 active, 0 pending · median asking $385,000 · 7.5 months of supply |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pine Creek key facts,” movewithmomentum.com/neighborhoods/pine-creek, data as of November 11, 2026.
Just listed in Pine Creek
The newest homes for sale in Pine Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 741 Indian Oaks Drive $325,000 · 3 bd · 2 ba · 2,025 sq ft · new today Courtesy of Waterman Real Estate, Inc.
- 3672 Shawnee Lane $399,900 · 3 bd · 2 ba · 2,011 sq ft · new today Courtesy of Misty Morrison Real Estate
- 1281 Indian Oaks Drive $385,000 · 3 bd · 2 ba · 1,772 sq ft · new today Courtesy of Misty Morrison Real Estate
- 3642 Shawnee Lane $365,000 · 3 bd · 2 ba · 1,790 sq ft · new today Courtesy of Waterman Real Estate, Inc.
- 681 Indian Oaks Drive $385,000 · 3 bd · 2 ba · 1,779 sq ft · new today Courtesy of One Sotheby's International
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Pine Creek Right Now (5)
All 5 active and pending Pine Creek listings with a detail page, newest first, refreshed twice a day from the MLS.
- 741 Indian Oaks Drive · $325,000 · 3 bd / 2 ba · listed Aug 14, 2026 · listed by Waterman Real Estate, Inc.
- 3672 Shawnee Lane · $399,900 · 3 bd / 2 ba · listed Aug 14, 2026 · listed by Misty Morrison Real Estate
- 1281 Indian Oaks Drive · $385,000 · 3 bd / 2 ba · listed Aug 14, 2026 · listed by Misty Morrison Real Estate
- 3642 Shawnee Lane · $365,000 · 3 bd / 2 ba · listed Aug 14, 2026 · listed by Waterman Real Estate, Inc.
- 681 Indian Oaks Drive · $385,000 · 3 bd / 2 ba · listed Aug 14, 2026 · listed by One Sotheby's International
More Port St Joe home searches
- Homes for sale in Gulf County, FL
- Homes under $300K in Port St Joe
- Homes from $300K to $500K in Port St Joe
- 4-bedroom homes for sale in Port St Joe
Port St Joe guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
What it really costs to own in Pine Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,740/yr across 8 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $282/month across 8 MLS listings (most billed quarterly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Brevard County is $2,348/yr (6,986 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2003 across 8 listings. An original roof here would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $706/month (tax $228, HOA $282, insurance $196). An estimate from the sources above, not a quote.
Email me new listings in Pine Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Pine Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pine Creek will answer, and the answer is published on this page for the next buyer.
22% of homes for sale in ZIP 32901 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Frequently Asked Questions
Is Pine Creek a buyer's or seller's market right now?
Who is the best real estate agent for Pine Creek?
How do I find a top Port St Joe real estate agent who knows Pine Creek?
Can Momentum Realty connect me with an agent for Pine Creek?
Where is Pine Creek, and what county is it in?
Should you buy in Pine Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 11, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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