Pine Oak Woods
Homes for Sale in Palatka, FL

This is a compact Putnam County enclave of just 86 homes with a wide age spread, where the median home is roughly 1,475 square feet built around 1979 — a place defined more by individual home condition than by any uniform product type.

realMLS (Northeast Florida) sales records identify 7 homes in Pine Oak Woods that have changed hands since 2017, built between 1920 and 1989 (median 1982), with a median living area of about 1,587 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in Pine Oak Woods across 2024–2025 (2 in 2024, 1 in 2025), median $210,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Pine Oak Woods is too small for its own price trend, so here is the market around it.

In ZIP 32177, 166 homes are on the market and 25% are under contract — a steady corner of Palatka.

Across Putnam County, 701 homes are active and 163 pending (19% under contract).

In ZIP 32177 (Palatka), 162 homes closed in the last 12 months at a median of $214K ($176/sq ft), up 5.5% year over year, with a median 61 days on market. Right now 14 active and 5 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Pine Oak Woods specifically. Momentum Research analysis of MLS records.

The century-plus build range — 1920 to 2022 — is the defining trait of Pine Oak Woods. A median year built of 1979 tells you the weight sits in mid-century-to-later-20th-century stock, but the presence of both very old and brand-new construction means inventory here is genuinely heterogeneous. Two listings a block apart can differ in systems, layout, and renovation history in ways that make direct comparison difficult.

The other structural fact is scale: 86 homes is a small pool, so listings turn over unevenly and any single sale carries weight. A homestead share just over 60% suggests a core of owner-occupied homes with the remainder held otherwise — a mix that shapes both what comes to market and how quickly. Practically, patience and per-home diligence matter more here than reading a neighborhood trendline.

In a market this small and this varied by age, the value is in reading each house correctly — what a 1920s structure needs versus what a recent build offers — and pricing to condition rather than to a misleading average. We do that legwork on the ground in Putnam County so you are not extrapolating from comps that do not actually match your home.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.