Highlawn
Homes for Sale in Palatka, FL
All 106 homes for sale in Palatka, FL · median $255,500 · 112 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 18 closed sales in Highlawn in Palatka, FL since 2002, the most recent in August 2023. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,930 ($4,250 with the full homestead exemption).
Highlawn is a small pocket of Palatka in Putnam County, and the honest starting point is that this is a thin, condition-driven market rather than a priced-to-the-comp one. With limited turnover, a single sale that has been updated versus one that needs work can move the apparent market a long way, so treat any headline figure as a starting conversation, not a verdict.
For buyers, that means the work is in the walkthrough, not the spreadsheet — you are pricing the roof, the systems, and the finishes, not a neighborhood premium. For sellers, presentation and honest condition disclosure carry more weight here than in a deeper, more liquid submarket, because there are fewer recent trades to anchor an appraisal.
Nearby homes for sale
No active listings inside Highlawn right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Highlawn sits within Palatka, along the St. Johns River corridor in Putnam County, and reads as an older, established part of town where individual home condition matters more than any single market average.
realMLS (Northeast Florida) sales records identify 11 homes in Highlawn that have changed hands since 2003, built between 1930 and 2006 (median 1970), with a median living area of about 1,077 sq ft and a typical 3-bedroom, 1-bath layout; 64% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Highlawn is best for.
Best for
- Buyers drawn to a small-town Palatka setting who plan to hold rather than flip quickly
- Value-minded buyers willing to price condition and budget for updates or repairs
- Buyers who want river-town Putnam County access over suburban convenience
Probably not for
- Buyers who need quick, high-volume resale liquidity
- Buyers expecting nearby metro-style shopping, dining, and amenities
- Buyers who want a turnkey home with no tolerance for inspection surprises
The market around Highlawn
Highlawn is too small for its own price trend, so here is the market around it.
In ZIP 32177, 144 homes are on the market and 23% are under contract — a steady corner of Palatka.
Across Putnam County, 721 homes are active and 156 pending (18% under contract).
In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Highlawn specifically. Momentum Research analysis of MLS records.
Highlawn by the numbers
From county property records and closed MLS sales for the Highlawn subdivision: 12 homes on record; built 1930–2006; typical size about 1,050 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 66%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2014 | 1 | $38,000 |
| 2017 | 1 | $98,500 |
| 2019 | 2 | $134,450 |
| 2020 | 1 | $38,000 |
| 2022 | 1 | $127,500 |
| 2023 | 1 | $42,500 |
Newest recorded sale: $42,500 on 2023-08-03.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Highlawn buying strategy.
If we were buying in Highlawn today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highlawn.
A condition-first submarket
In a small, established area like Highlawn, value is set house by house. Two homes on the same street can be worlds apart depending on updates, so buyers should budget for inspection and a realistic read on deferred maintenance rather than assuming the last sale sets their number.
The Palatka location gives Highlawn a genuine small-town footing in Putnam County, with river-town access rather than metro convenience. That is an advantage for buyers who want that setting and a mismatch for anyone expecting suburban amenities or fast, high-volume resale.
The location and the amenities are priced into every listing in Highlawn. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin markets reward local judgment. We will walk the actual condition of a home with you, weigh it against what little comparable data exists, and tell you plainly when a listing is priced on optimism rather than evidence — on either side of the transaction.
Highlawn in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Highlawn buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highlawn sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highlawn, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highlawn home worth?
Get a no-obligation home value based on real comparable sales in Highlawn, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Highlawn?
What share of Highlawn is owner-occupied?
When were the homes in Highlawn built?
Who is the best real estate agent for Highlawn?
How do I find a top Palatka real estate agent who knows Highlawn?
Can Momentum Realty connect me with an agent for Highlawn?
Where is Highlawn, and what county is it in?
How far is Highlawn from downtown Jacksonville and the beach?
Should you buy in Highlawn?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2002 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Highlawn fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Highlawn with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Highlawn. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.
- Palatka High School · High (assigned to 7 nearby communities)
- Robert H. Jenkins Junior Middle School or C. L. Overturf Jr. 6th Grade Center · Middle (assigned to 7 nearby communities)
- James A. Long Elementary School · PreK-5 (Putnam, Palatka area) · FLDOE grade B (assigned to 5 nearby communities)
- Palatka Jr.-Sr. High School · 7-12 (assigned to 4 nearby communities)
- William D. Moseley Elementary School · Elementary · FLDOE grade C (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).