Aerial view of Santa Fe Shores

Santa Fe Shores
Homes for Sale in Melrose, FL

All 28 homes for sale in Melrose, FL · median $434,500 · Bradford County homes for sale

Community in Melrose · Bradford County · ZIP 32631
219 homesBuilt 1948–2023
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Built fromLive Stellar MLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Santa Fe Shores in Melrose, FL has 1 home for sale. Homes listed or recently sold were built 1940 - 1941; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 151 ft).

Live · Santa Fe Shores Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Bradford: 17% (19 of 111)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
64%
Owner-occupied · Santa Fe Shores
147 of 228 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Santa Fe Shores
incl. 14% trust or LLC-held · 5% out-of-state
219
Homes in the community
plus 9 vacant residential lots · 228 residential parcels (FL DOR 2025)
Track record · 24 years of records
9
Recorded sales · 2024-2025
median $390K · qualified sales on the county roll (FL DOR 2025)
Est. 1948
Community established
homes built 1948-2023, median 1984 (FL DOR 2025)
0.5%/yr
Turnover rate
about 1 of 219 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Santa Fe Shores is a 219-home pocket of Melrose in Bradford County where the housing stock itself is doing most of the talking. Homes here were built anywhere from 1948 to 2023, with a median build year of 1984 - that spread tells you this isn't a single-phase subdivision, it's a lake-area community that has filled in gradually over decades, so buyers will see real variation in systems, layout, and condition from one address to the next.

Right now there are zero active listings, which is the more important signal for anyone watching this community. With no current inventory on the MLS, this isn't a market you shop by browsing - it's one you work by staying close to a broker who knows the area and can flag a listing, or an off-market opportunity, the moment it surfaces.

Santa Fe Shores Housing Pulse · Momentum Research · as of October 1, 2026

Santa Fe Shores right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Santa Fe Shores sits in Melrose, Bradford County - a modest, established community of 219 homes with a median living size of 2,077 square feet and a build history that spans 1948 through 2023.

Stellar MLS (Northeast Florida) sales records identify 42 homes in Santa Fe Shores that have changed hands since 2002, built between 1940 and 2021 (median 1978), with a median living area of about 1,405 sq ft and a typical 3-bedroom, 2-bath layout; 67% are single-family homes. Source: Stellar MLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in Santa Fe Shores across 2024 - 2025 (5 in 2024, 4 in 2025), median $390,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting Melrose and Bradford County who are comfortable working with a broker on timing rather than an active listing search
  • Buyers open to a range of home vintages, from 1948-era construction through 2023 builds, evaluated individually
  • Buyers who don't need an HOA-run amenity package and are drawn to the location and lot itself

Probably not for

  • Buyers who need to see and compare multiple active listings side by side today
  • Buyers set on new construction only, given the community's wide build-year range
  • Buyers who want a pool, clubhouse, or other organized community amenity as part of the purchase

The market around Santa Fe Shores

Santa Fe Shores is too small for its own price trend, so here is the market around it.

In ZIP 32631, 2 homes are on the market and 0% are under contract — a slower corner of Melrose.

Across Bradford County, 92 homes are active and 19 pending (17% under contract).

In ZIP 32666 (Melrose), 229 homes closed in the last 12 months at a median of $365K ($223/sq ft), up 2.2% year over year, with a median 30 days on market. Right now 31 active and 23 pending listings put supply at about 2.2 months - a healthy market. See the live ZIP 32666 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Santa Fe Shores specifically. Momentum Research analysis of MLS records.

If we were buying in Santa Fe Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Fe Shores.

Best Buy
Buyers set on an established Melrose, Bradford County address who are willing to evaluate homes individually rather than assume a uniform build.
Biggest Risk
Zero active listings right now means there is nothing on the MLS to walk into today.
Sweet Spot
A home near the 2,077 sq ft median, evaluated on its own condition given the 1948-to-2023 build range.
Avoid If
You need a built-in amenity package or a uniform, single-era streetscape.

A gradually built community with no active inventory

The numbers describe a community that grew in layers rather than a single build-out. A 1948-to-2023 year-built range around a median of 1984 means original mid-century homes sit alongside far more recent construction, so age and condition need to be evaluated house by house rather than assumed from the neighborhood as a whole. At a median of 2,077 square feet, the typical home here is a solid, standard footprint - not a starter unit, not an outsized estate.

MLS records show no identified community amenities - no clubhouse, pool, or organized recreational package tied to the listings. Whatever draws a buyer to Santa Fe Shores is the location and the lot, not a built-in amenity package. Combine that with 64.5% of homes carrying a homestead exemption, and you get a picture of a community where a clear majority of owners have filed as primary residents rather than treating the home as a rental or seasonal property.

“

The location and the amenities are priced into every listing in Santa Fe Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero active listings in Santa Fe Shores at the moment, success here depends on relationships and timing more than on searching a portal. Momentum tracks this Melrose corridor of Bradford County closely enough to know when something is about to list - or when an owner might consider an off-market conversation - and can help a buyer move before a home ever shows up as active inventory.

Santa Fe Shores in 15 seconds.

Best forBuyers set on an established Melrose, Bradford County address who are willing to evaluate homes individually rather than assume a uniform build.
Biggest advantageA 64.5% homestead share points to a community anchored by owners in place rather than turnover-driven ownership.
Biggest riskZero active listings right now means there is nothing on the MLS to walk into today.
Sweet spotA home near the 2,077 sq ft median, evaluated on its own condition given the 1948-to-2023 build range.
Avoid ifYou need a built-in amenity package or a uniform, single-era streetscape.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Santa Fe Shores homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Santa Fe Shores.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Fe Shores sales matched to your home.

What is your Santa Fe Shores home worth?

Get a no-obligation home value based on real comparable sales in Santa Fe Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Santa Fe Shores

Homes in Santa Fe Shores that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Alachua County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,914/mo
Alachua County typical true cost to own
$85/mo
Alachua County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

22% of homes for sale in ZIP 32666 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is Santa Fe Shores a buyer's or seller's market right now?
As of October 1, 2026, Santa Fe Shores is roughly balanced: 6.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Santa Fe Shores?
The Florida DOR 2025 assessment roll shows 219 homes plus 9 vacant residential lots in Santa Fe Shores (public records).
What share of Santa Fe Shores is owner-occupied?
64% of Santa Fe Shores parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Santa Fe Shores built?
Homes in Santa Fe Shores were built between 1948 and 2023, with a median year built of 1984 (FL DOR 2025 roll).
Who is the best real estate agent for Santa Fe Shores?
The best agent for Santa Fe Shores is one who actively works Melrose and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Santa Fe Shores.
How do I find a top Melrose real estate agent who knows Santa Fe Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Santa Fe Shores and the wider Melrose area.
Can Momentum Realty connect me with an agent for Santa Fe Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Santa Fe Shores purchase or sale - no call center and no pressure.
Where is Santa Fe Shores, and what county is it in?
Santa Fe Shores is in Melrose, Bradford County, FL, ZIP codes 32631, 32666. The community's center is about 3 miles northwest of the center of Melrose (straight-line).
Buyers targeting Melrose and Bradford County who are comfortable working with a broker on timing rather than an active listing searchExcellent fit
Buyers open to a range of home vintages, from 1948-era construction through 2023 builds, evaluated individuallyExcellent fit
Buyers who don't need an HOA-run amenity package and are drawn to the location and lot itselfExcellent fit
Buyers who need to see and compare multiple active listings side by side todayProbably not
Buyers set on new construction only, given the community's wide build-year rangeProbably not
Buyers who want a pool, clubhouse, or other organized community amenity as part of the purchaseProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32631/32656/32666))
Under-contract sharesStellar MLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2002 (35 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Santa Fe Shores? 1 recorded closings (window ending 2026-10-01). See the Bradford County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Santa Fe Shores with Momentum Realty’s local guides.

Lake Bonnet Estates0.3 mi away · 100 homes, built 1900–24Wallace Grove0.8 mi awayWallace Groves0.8 mi away · 1 for saleCanal Shores1.7 mi away · 1 for saleLake Elizabeth Earleton1.9 mi awayIndian Landing2.1 mi away

Browse all neighborhood guides →

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