Lake Geneva
Homes for Sale in Keystone Heights, FL
All 94 homes for sale in Keystone Heights, FL · median $275,000 · 118 homes for sale in 32656 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of BOLD CITY REALTY GROUP INC · via realMLS
As of October 2026, the MLS records 47 closed sales in Lake Geneva in Keystone Heights, FL since 2002, the most recent in September 2026. Recorded prices since 2024 ran from $45,000 to $495,000 (median $143,000), on homes of 784 to 2,318 sq ft. Across Keystone Heights as a whole, 102 homes closed in the last 12 months at a median of $272,450, 41 median days on market, with 45 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $2,150 ($1,560 with the full homestead exemption).
Lake Geneva's 192 homes span construction from 1924 to 2020, with a median build year around 1971 and a median living area of 1,526 square feet. With that much range in age, condition and era of construction likely drive value differences here more than any single location factor within the community.
The current read is thin: just 1 active listing and 1 closing in the recent window, against 12 months of supply — a buyer-leaning posture by the numbers, but on a sample this small that reading is directional, not a firm signal. Sellers should plan for a longer marketing runway; buyers get little competition but also little to choose from at any given moment.
Nearby homes for sale
No active listings inside Lake Geneva right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Geneva is a Keystone Heights community in Clay County made up of 192 homes, most dating to the decades around 1971, with a median footprint of 1,526 square feet.
realMLS (Northeast Florida) sales records identify 34 homes in Lake Geneva that have changed hands since 2002, built between 1945 and 2007 (median 1972), with a median living area of about 1,596 sq ft and a typical 3-bedroom, 2-bath layout; 79% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Lake Geneva across 2024–2025 (6 in 2024, 4 in 2025), median $180,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lake Geneva. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lake GenevaPhotos from realMLS listings in Lake Geneva; content deemed reliable but not guaranteed.
Who Lake Geneva is best for.
Best for
- A buyer targeting an established, mid-century-built home over new construction.
- Someone able to move decisively when Lake Geneva's single active listing matches their needs, given how slowly inventory turns here.
- A buyer prioritizing a living space near the 1,526 square foot median over a large, amenity-heavy subdivision.
Probably not for
- A buyer who needs multiple active listings to compare before committing.
- Someone requiring built-in community amenities, since none are currently identified from MLS listings.
- A buyer on a tight timeline, given how few homes trade here in any given window.
The market around Lake Geneva
Lake Geneva is too small for its own price trend, so here is the market around it.
In ZIP 32656, 146 homes are on the market and 18% are under contract — a slower corner of Keystone Heights.
Across Clay County, 1,290 homes are active and 439 pending (25% under contract).
In ZIP 32656 (Keystone Heights), 319 homes closed in the last 12 months at a median of $330K ($191/sq ft), down 5.0% year over year, with a median 43 days on market. Right now 81 active and 21 pending listings put supply at about 21.2 months — a buyer's market. See the live ZIP 32656 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Lake Geneva specifically. Momentum Research analysis of MLS records.
How far is everything?
Everyday stops around Lake Geneva are close: the nearest dining is about 1 minutes away.
- Woodland Burgers and Wings · Dining1 min
- The Scaffolded Classroom · Groceries2 min
- Keystone Beach · Parks3 min
- Clyde's Cozy Corner Cafe · Coffee4 min
- Hawthorne Square Shopping Center · Shopping22 min
- UB building · Health33 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Lake Geneva with Momentum Realty’s local guides.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Keystone Heights Elementary SchoolFLDOE grade C · Public Elementary
- Keystone Heights Junior/Senior High SchoolFLDOE grade B · Public 7-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Geneva address.
The Lake Geneva buying strategy.
If we were buying in Lake Geneva today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Geneva.
An older, thinly-traded pocket of Clay County
Of Lake Geneva's 192 homes, 55.8% currently carry a homestead exemption as of 2026-07-14 — meaning just over half are claimed as a full-time, owner-occupied primary residence, with the remainder held as second homes, rentals, or other non-homestead use. That split is worth knowing going in, since it shapes how much of the community's housing stock is likely to turn over in any given year.
No community amenities are identified from current MLS listings, so anyone evaluating Lake Geneva should confirm directly whether a given property includes shared access, dock rights, or other facilities rather than assume them. With only 1 active listing and 1 closing in the window, there simply is not enough current transaction volume to draw firm price conclusions; the 12-month supply figure should be treated as a rough gauge until more sales accumulate.
The location and the amenities are priced into every listing in Lake Geneva. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin — one active listing, one recent closing — the value of an agent who tracks a community listing-by-listing goes up, not down. Momentum watches Lake Geneva for the next listing to hit rather than waiting on aggregate stats that lag a market this small.
Lake Geneva in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Lake Geneva buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Geneva sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Geneva, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Geneva home worth?
Get a no-obligation home value based on real comparable sales in Lake Geneva, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Keystone Heights →
Recently off market in Lake Geneva
Homes in Lake Geneva that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 3901 State Rd 21 · off market
- 7980 State Road 100 · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Lake Geneva Keystone Heights year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
How many homes are in Lake Geneva?
What share of Lake Geneva is owner-occupied?
When were the homes in Lake Geneva built?
What schools serve Lake Geneva?
Who is the best real estate agent for Lake Geneva?
How do I find a top Keystone Heights real estate agent who knows Lake Geneva?
Can Momentum Realty connect me with an agent for Lake Geneva?
Where is Lake Geneva, and what county is it in?
How far is Lake Geneva from downtown Jacksonville and the beach?
Should you buy in Lake Geneva?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32656/32666)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (47 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Lake Geneva fits the bigger picture — live prices, inventory, and Momentum Scores: