Lake Geneva
Homes for Sale in Keystone Heights, FL
True comps, carrying-cost math, and listings before the portals.
Lake Geneva's 192 homes span construction from 1924 to 2020, with a median build year around 1971 and a median living area of 1,526 square feet. With that much range in age, condition and era of construction likely drive value differences here more than any single location factor within the community.
The current read is thin: just 1 active listing and 1 closing in the recent window, against 12 months of supply — a buyer-leaning posture by the numbers, but on a sample this small that reading is directional, not a firm signal. Sellers should plan for a longer marketing runway; buyers get little competition but also little to choose from at any given moment.
The 60-Second Overview
Lake Geneva is a Keystone Heights community in Clay County made up of 192 homes, most dating to the decades around 1971, with a median footprint of 1,526 square feet.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lake Geneva. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Lake Geneva
Lake Geneva
Lake Geneva
Lake Geneva
Lake Geneva
Lake Geneva
Lake Geneva
Lake GenevaPhotos from realMLS listings in Lake Geneva; content deemed reliable but not guaranteed.
Who Lake Geneva is best for.
Best for
- A buyer targeting an established, mid-century-built home over new construction.
- Someone able to move decisively when Lake Geneva's single active listing matches their needs, given how slowly inventory turns here.
- A buyer prioritizing a living space near the 1,526 square foot median over a large, amenity-heavy subdivision.
Probably not for
- A buyer who needs multiple active listings to compare before committing.
- Someone requiring built-in community amenities, since none are currently identified from MLS listings.
- A buyer on a tight timeline, given how few homes trade here in any given window.
The market around Lake Geneva
Lake Geneva is too small for its own price trend, so here is the market around it.
In ZIP 32656, 149 homes are on the market and 21% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,172 homes are active and 480 pending (29% under contract).
ZIP and county figures describe the wider market, not Lake Geneva specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake Geneva, Keystone Heights
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lake Geneva
Live MLS inventory for Lake Geneva. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Geneva listings as of 2026-08-23, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
How far is everything?
Everyday stops around Lake Geneva are close: the nearest dining is about 1 minutes away.
- Woodland Burgers and Wings · Dining1 min
- The Scaffolded Classroom · Groceries2 min
- Keystone Beach · Parks3 min
- Clyde's Cozy Corner Cafe · Coffee4 min
- Hawthorne Square Shopping Center · Shopping22 min
- UB building · Health33 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Keystone Heights Elementary SchoolFLDOE grade C · Public Elementary
- Keystone Heights Junior/Senior High SchoolFLDOE grade B · Public 7-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Geneva address.
The Lake Geneva buying strategy.
If we were buying in Lake Geneva today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Geneva.
An older, thinly-traded pocket of Clay County
Of Lake Geneva's 192 homes, 55.8% currently carry a homestead exemption as of 2026-07-14 — meaning just over half are claimed as a full-time, owner-occupied primary residence, with the remainder held as second homes, rentals, or other non-homestead use. That split is worth knowing going in, since it shapes how much of the community's housing stock is likely to turn over in any given year.
No community amenities are identified from current MLS listings, so anyone evaluating Lake Geneva should confirm directly whether a given property includes shared access, dock rights, or other facilities rather than assume them. With only 1 active listing and 1 closing in the window, there simply is not enough current transaction volume to draw firm price conclusions; the 12-month supply figure should be treated as a rough gauge until more sales accumulate.
The location and the amenities are priced into every listing in Lake Geneva. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin — one active listing, one recent closing — the value of an agent who tracks a community listing-by-listing goes up, not down. Momentum watches Lake Geneva for the next listing to hit rather than waiting on aggregate stats that lag a market this small.
Lake Geneva in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Lake Geneva buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Geneva sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Geneva, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Geneva home worth?
Get a no-obligation home value based on real comparable sales in Lake Geneva, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Geneva on the map →
Lake Geneva Market Scorecard
Lake Geneva is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $369,900, and homes go under contract in about 45 days.
Typical home value in the 32656 ZIP is $288,040, about 21.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Lake Geneva Keystone Heights year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What schools serve Lake Geneva?
Who is the best real estate agent for Lake Geneva?
How do I find a top Keystone Heights real estate agent who knows Lake Geneva?
Can Momentum Realty connect me with an agent for Lake Geneva?
Should you buy in Lake Geneva?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lake Geneva with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 23, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Geneva fits the bigger picture — live prices, inventory, and Momentum Scores: