Lake Geneva in Keystone Heights

Lake Geneva
Homes for Sale in Keystone Heights, FL

All 91 homes for sale in Keystone Heights, FL · median $277,900 · 117 homes for sale in 32656 · Clay County homes for sale

Community in Keystone Heights · Clay County · ZIP 32656
202 homesBuilt 1924–2020
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Photo courtesy of BOLD CITY REALTY GROUP INC · via realMLS

Built fromLive realMLS data15 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Lake Geneva in Keystone Heights, FL has 1 home for sale. As of November 2026, the MLS records 33 closed sales in Lake Geneva in Keystone Heights, FL since 2011, the most recent in September 2026. Recorded prices since 2024 ran from $45,000 to $495,000 (median $143,000), on homes of 784 to 2,318 sq ft. Across Keystone Heights as a whole, 199 homes closed in the last 12 months at a median of $275,000, 44 median days on market, with 117 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $2,150 ($1,560 with the full homestead exemption).

Live · Lake Geneva Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Clay: 24% (403 of 1,682)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
56%
Owner-occupied · Lake Geneva
122 of 218 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · Lake Geneva
incl. 5% trust or LLC-held · 3% out-of-state
202
Homes in the community
plus 16 vacant residential lots · 218 residential parcels (FL DOR 2025)
Track record · 15 years of records
10
Recorded sales · 2024-2025
median $180K · qualified sales on the county roll (FL DOR 2025)
1924–2020
Years homes were built
median 1972 · county roll (FL DOR 2025)
0.5%/yr
Turnover rate
about 1 of 202 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Lake Geneva's 192 homes span construction from 1924 to 2020, with a median build year around 1971 and a median living area of 1,526 square feet. With that much range in age, condition and era of construction likely drive value differences here more than any single location factor within the community.

The current read is thin: just 1 active listing and 1 closing in the recent window, against 12 months of supply — a buyer-leaning posture by the numbers, but on a sample this small that reading is directional, not a firm signal. Sellers should plan for a longer marketing runway; buyers get little competition but also little to choose from at any given moment.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Lake Geneva Housing Pulse · Momentum Research · as of November 12, 2026

Lake Geneva right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lake Geneva is a Keystone Heights community in Clay County made up of 192 homes, most dating to the decades around 1971, with a median footprint of 1,526 square feet.

realMLS (Northeast Florida) sales records identify 35 homes in Lake Geneva that have changed hands since 2002, built between 1945 and 2007 (median 1972), with a median living area of about 1,596 sq ft and a typical 3-bedroom, 2-bath layout; 77% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in Lake Geneva across 2024–2025 (6 in 2024, 4 in 2025), median $180,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting an established, mid-century-built home over new construction.
  • Someone able to move decisively when Lake Geneva's single active listing matches their needs, given how slowly inventory turns here.
  • A buyer prioritizing a living space near the 1,526 square foot median over a large, amenity-heavy subdivision.

Probably not for

  • A buyer who needs multiple active listings to compare before committing.
  • Someone requiring built-in community amenities, since none are currently identified from MLS listings.
  • A buyer on a tight timeline, given how few homes trade here in any given window.

The market around Lake Geneva

Lake Geneva is too small for its own price trend, so here is the market around it.

In ZIP 32656, 143 homes are on the market and 18% are under contract — a steady corner of Keystone Heights.

Across Clay County, 1,279 homes are active and 403 pending (24% under contract).

In ZIP 32656 (Keystone Heights), 157 homes closed in the last 12 months at a median of $270K ($156/sq ft), down 3.4% year over year, with a median 42 days on market. Right now 44 active and 10 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 32656 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Lake Geneva specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Lake Geneva

Live MLS inventory for Lake Geneva. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Geneva listings as of 2026-11-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

The takeaway

Everyday stops around Lake Geneva are close: the nearest dining is about 1 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Lake Geneva with Momentum Realty’s local guides.

Twin Lakes0.5 mi away · 46 homes, built 1946–24LGLake Geneva Acres0.8 mi away · 212 homes, built 1940–24Geneva Acres1.1 mi awayBakersfield1.1 mi away · median $395K, 5 sales/12 moHHHillcrest Highlands1.2 mi away · 37 homes, built 1950–07, 1 for salePRPostmaster Ret Village1.2 mi away · 48 homes, built 1950–24, 2 for saleKeystone Hills1.3 mi away · 25 homes, built 1975–06

Browse all neighborhood guides →

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Keystone Heights Elementary SchoolFLDOE grade C · Public Elementary
  • Keystone Heights Junior/Senior High SchoolFLDOE grade B · Public 7-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Geneva address.

If we were buying in Lake Geneva today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Geneva.

Best Buy
A buyer who wants an established home built decades ago rather than new construction, and isn't in a rush to compare many options.
Biggest Risk
Thin comps — with only 1 closing in the recent window, there is little recent transaction data to price against.
Sweet Spot
Homes near the 1,526 sq ft median, in line with the community's 1970s-centered construction era.
Avoid If
Avoid if you need several active listings to tour and compare before deciding.

An older, thinly-traded pocket of Clay County

Of Lake Geneva's 192 homes, 55.8% currently carry a homestead exemption as of 2026-07-14 — meaning just over half are claimed as a full-time, owner-occupied primary residence, with the remainder held as second homes, rentals, or other non-homestead use. That split is worth knowing going in, since it shapes how much of the community's housing stock is likely to turn over in any given year.

No community amenities are identified from current MLS listings, so anyone evaluating Lake Geneva should confirm directly whether a given property includes shared access, dock rights, or other facilities rather than assume them. With only 1 active listing and 1 closing in the window, there simply is not enough current transaction volume to draw firm price conclusions; the 12-month supply figure should be treated as a rough gauge until more sales accumulate.

“

The location and the amenities are priced into every listing in Lake Geneva. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin — one active listing, one recent closing — the value of an agent who tracks a community listing-by-listing goes up, not down. Momentum watches Lake Geneva for the next listing to hit rather than waiting on aggregate stats that lag a market this small.

Lake Geneva in 15 seconds.

Best forA buyer who wants an established home built decades ago rather than new construction, and isn't in a rush to compare many options.
Biggest advantageLow buyer competition, since active inventory is minimal right now.
Biggest riskThin comps — with only 1 closing in the recent window, there is little recent transaction data to price against.
Sweet spotHomes near the 1,526 sq ft median, in line with the community's 1970s-centered construction era.
Avoid ifAvoid if you need several active listings to tour and compare before deciding.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Geneva homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Geneva.
In short
  • No CDD
  • HOA status not on record. Verify any dues before you offer

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Geneva sales matched to your home.

What is your Lake Geneva home worth?

Get a no-obligation home value based on real comparable sales in Lake Geneva, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Keystone Heights →

Real comps, not an automated estimate.

Recently off market in Lake Geneva

Homes in Lake Geneva that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Lake Geneva key facts
LocationKeystone Heights, Clay County, FL · ZIP 32656
Homes in the community202 (FL DOR 2025 assessment roll)
Years built1924–2020 (median 1972.0)
Typical living area1,554 sq ft (median)
For sale right now1 active, 0 pending · median asking $199,950 · 12.0 months of supply
Owner-occupied (homestead) share56%
Zoned public schoolsKeystone Heights Elementary School (C, FLDOE 2025-26); Keystone Heights Junior/Senior High School (B, FLDOE 2025-26)

Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Geneva key facts,” movewithmomentum.com/neighborhoods/lake-geneva-keystone-heights, data as of November 12, 2026.

Every Home for Sale in Lake Geneva Keystone Heights Right Now (1)

All 1 active and pending Lake Geneva Keystone Heights listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

17% of homes for sale in ZIP 32656 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).

Email me new listings in Lake Geneva

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Lake Geneva

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Geneva will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Lake Geneva Keystone Heights year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

Is Lake Geneva a buyer's or seller's market right now?
As of November 12, 2026, Lake Geneva leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Lake Geneva?
The Florida DOR 2025 assessment roll shows 202 homes plus 16 vacant residential lots in Lake Geneva (public records).
What share of Lake Geneva is owner-occupied?
56% of Lake Geneva parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Geneva built?
Homes in Lake Geneva were built between 1924 and 2020, with a median year built of 1972.0 (FL DOR 2025 roll).
What schools serve Lake Geneva?
Lake Geneva is served by Clay County Public Schools, typically Keystone Heights Elementary School and Keystone Heights Junior/Senior High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Lake Geneva?
The best agent for Lake Geneva is one who actively works Keystone Heights and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Geneva.
How do I find a top Keystone Heights real estate agent who knows Lake Geneva?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Geneva and the wider Keystone Heights area.
Can Momentum Realty connect me with an agent for Lake Geneva?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Geneva purchase or sale - no call center and no pressure.
Where is Lake Geneva, and what county is it in?
Lake Geneva is in Keystone Heights, Clay County, FL, ZIP 32656. The community's center is about 4 miles southwest of the center of Keystone Heights (straight-line).
How far is Lake Geneva from downtown Jacksonville and the beach?
About 44 miles from downtown Jacksonville and about 45 miles from the Atlantic beach at Vilano Beach, both straight-line; driving distance is usually 15 to 30 percent more.
A buyer targeting an established, mid-century-built home over new construction.Excellent fit
Someone able to move decisively when Lake Geneva's single active listing matches their needs, given how slowly inventory turns here.Excellent fit
A buyer prioritizing a living space near the 1,526 square foot median over a large, amenity-heavy subdivision.Excellent fit
A buyer who needs multiple active listings to compare before committing.Probably not
Someone requiring built-in community amenities, since none are currently identified from MLS listings.Probably not
A buyer on a tight timeline, given how few homes trade here in any given window.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 32656/32666))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2011 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

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