Lake Geneva
Homes for Sale in Keystone Heights, FL

Community in Keystone Heights · Clay County · ZIP 32656
192 homesBuilt 1924–2020
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily
Live · Lake Geneva Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Clay: 29% (300 of 1,025)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
56%
Owner-occupied · Lake Geneva
116 of 208 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · Lake Geneva
incl. 5% trust or LLC-held · 2% out-of-state
33%
Cash buyers · Lake Geneva
1 of 3 sales, 12 mo ending July 2024
192
Homes in the community
plus 16 vacant residential lots · 208 residential parcels (FL DOR 2025)
Track record · 24 years of records
Est. 1924
Community established
homes built 1924-2020, median 1972 (FL DOR 2025)
0
Failed listings · 2025
peaked at 9 in 2010
0.5%/yr
Turnover rate
about 1 of 192 homes trade a year
Lake Geneva Housing Pulse · Momentum Research · as of July 14, 2026

Lake Geneva right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Homes For Sale Right Now in Lake Geneva

Live MLS inventory for Lake Geneva. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Geneva listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

The takeaway

Everyday stops around Lake Geneva are close: the nearest dining is about 1 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Keystone Heights Elementary SchoolFLDOE grade C · Public Elementary
  • Keystone Heights Junior/Senior High SchoolFLDOE grade B · Public 7-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Geneva address.

If we were buying in Lake Geneva today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Geneva.

The location and the amenities are priced into every listing in Lake Geneva. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • No CDD
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Geneva sales matched to your home.

What is your Lake Geneva home worth?

Get a no-obligation home value based on real comparable sales in Lake Geneva, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Geneva on the map →

Real comps, not an automated estimate.

Lake Geneva Market Scorecard

Strong buyer's market

Lake Geneva is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $369,900, and homes go under contract in about 45 days.

12.0
Months supply
$369,900
Median list
$45,000
Median sold
$219
Per sqft
45
Days on mkt
1/0/1
Active/Pend/Sold

Typical home value in the 32656 ZIP is $287,138, about 21.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Lake Geneva a buyer's or seller's market right now?
As of July 14, 2026, Lake Geneva leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Lake Geneva?
The Florida DOR 2025 assessment roll shows 192 homes plus 16 vacant residential lots in Lake Geneva (public records).
What share of Lake Geneva is owner-occupied?
56% of Lake Geneva parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Geneva built?
Homes in Lake Geneva were built between 1924 and 2020, with a median year built of 1971.5 (FL DOR 2025 roll).
Do cash buyers compete in Lake Geneva?
Cash buyers took 33% of Lake Geneva sales in the 12 months ending July 2024 (1 of 3 closings, realMLS).
What schools serve Lake Geneva?
Lake Geneva is served by Clay County Public Schools, typically Keystone Heights Elementary School and Keystone Heights Junior/Senior High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Lake Geneva?
The best agent for Lake Geneva is one who actively works Keystone Heights and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Geneva.
How do I find a top Keystone Heights real estate agent who knows Lake Geneva?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Geneva and the wider Keystone Heights area.
Can Momentum Realty connect me with an agent for Lake Geneva?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Geneva purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near Lake Geneva with Momentum Realty’s local guides.

LHLakeview Highlands Keystone HeightsKeystone Heights, FL · 1.2 miKCKeystone Club Estates Keystone HeightsKeystone Heights, FL · 1.4 miHEHighridge Estates Keystone HeightsKeystone Heights, FL · 1.5 miBKBakersfield Keystone HeightsKeystone Heights, FL · 1.6 miAWAri Woods Keystone HeightsKeystone Heights, FL · 1.6 miSPSunrise Park Keystone HeightsKeystone Heights, FL · 1.7 miALAlan Lake Estates Keystone HeightsKeystone Heights, FL · 1.7 miSFSanta Fe Shores MelroseKeystone Heights, FL · 1.8 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32656/32666))
Under-contract sharesrealMLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2002 (42 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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