Lake Geneva
Homes for Sale in Keystone Heights, FL
All 91 homes for sale in Keystone Heights, FL · median $277,900 · 117 homes for sale in 32656 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of BOLD CITY REALTY GROUP INC · via realMLS
As of November 2026, Lake Geneva in Keystone Heights, FL has 1 home for sale. As of November 2026, the MLS records 33 closed sales in Lake Geneva in Keystone Heights, FL since 2011, the most recent in September 2026. Recorded prices since 2024 ran from $45,000 to $495,000 (median $143,000), on homes of 784 to 2,318 sq ft. Across Keystone Heights as a whole, 199 homes closed in the last 12 months at a median of $275,000, 44 median days on market, with 117 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $2,150 ($1,560 with the full homestead exemption).

Lake Geneva's 192 homes span construction from 1924 to 2020, with a median build year around 1971 and a median living area of 1,526 square feet. With that much range in age, condition and era of construction likely drive value differences here more than any single location factor within the community.
The current read is thin: just 1 active listing and 1 closing in the recent window, against 12 months of supply — a buyer-leaning posture by the numbers, but on a sample this small that reading is directional, not a firm signal. Sellers should plan for a longer marketing runway; buyers get little competition but also little to choose from at any given moment.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lake Geneva right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Geneva is a Keystone Heights community in Clay County made up of 192 homes, most dating to the decades around 1971, with a median footprint of 1,526 square feet.
realMLS (Northeast Florida) sales records identify 35 homes in Lake Geneva that have changed hands since 2002, built between 1945 and 2007 (median 1972), with a median living area of about 1,596 sq ft and a typical 3-bedroom, 2-bath layout; 77% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Lake Geneva across 2024–2025 (6 in 2024, 4 in 2025), median $180,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lake Geneva. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Lake Geneva; content deemed reliable but not guaranteed.
Who Lake Geneva is best for.
Best for
- A buyer targeting an established, mid-century-built home over new construction.
- Someone able to move decisively when Lake Geneva's single active listing matches their needs, given how slowly inventory turns here.
- A buyer prioritizing a living space near the 1,526 square foot median over a large, amenity-heavy subdivision.
Probably not for
- A buyer who needs multiple active listings to compare before committing.
- Someone requiring built-in community amenities, since none are currently identified from MLS listings.
- A buyer on a tight timeline, given how few homes trade here in any given window.
The market around Lake Geneva
Lake Geneva is too small for its own price trend, so here is the market around it.
In ZIP 32656, 143 homes are on the market and 18% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,279 homes are active and 403 pending (24% under contract).
In ZIP 32656 (Keystone Heights), 157 homes closed in the last 12 months at a median of $270K ($156/sq ft), down 3.4% year over year, with a median 42 days on market. Right now 44 active and 10 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 32656 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Lake Geneva specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Lake Geneva
Live MLS inventory for Lake Geneva. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Geneva listings as of 2026-11-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
How far is everything?
Everyday stops around Lake Geneva are close: the nearest dining is about 1 minutes away.
- Woodland Burgers and Wings · Dining1 min
- The Scaffolded Classroom · Groceries2 min
- Keystone Beach · Parks3 min
- Clyde's Cozy Corner Cafe · Coffee4 min
- Hawthorne Square Shopping Center · Shopping22 min
- UB building · Health33 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Lake Geneva with Momentum Realty’s local guides.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Keystone Heights Elementary SchoolFLDOE grade C · Public Elementary
- Keystone Heights Junior/Senior High SchoolFLDOE grade B · Public 7-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Geneva address.
The Lake Geneva buying strategy.
If we were buying in Lake Geneva today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Geneva.
An older, thinly-traded pocket of Clay County
Of Lake Geneva's 192 homes, 55.8% currently carry a homestead exemption as of 2026-07-14 — meaning just over half are claimed as a full-time, owner-occupied primary residence, with the remainder held as second homes, rentals, or other non-homestead use. That split is worth knowing going in, since it shapes how much of the community's housing stock is likely to turn over in any given year.
No community amenities are identified from current MLS listings, so anyone evaluating Lake Geneva should confirm directly whether a given property includes shared access, dock rights, or other facilities rather than assume them. With only 1 active listing and 1 closing in the window, there simply is not enough current transaction volume to draw firm price conclusions; the 12-month supply figure should be treated as a rough gauge until more sales accumulate.
The location and the amenities are priced into every listing in Lake Geneva. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin — one active listing, one recent closing — the value of an agent who tracks a community listing-by-listing goes up, not down. Momentum watches Lake Geneva for the next listing to hit rather than waiting on aggregate stats that lag a market this small.
Lake Geneva in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Lake Geneva buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Geneva sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Geneva, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Geneva home worth?
Get a no-obligation home value based on real comparable sales in Lake Geneva, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Keystone Heights →
Recently off market in Lake Geneva
Homes in Lake Geneva that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 3901 State Rd 21 · off market
- 7980 State Road 100 · off market
| Location | Keystone Heights, Clay County, FL · ZIP 32656 |
|---|---|
| Homes in the community | 202 (FL DOR 2025 assessment roll) |
| Years built | 1924–2020 (median 1972.0) |
| Typical living area | 1,554 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $199,950 · 12.0 months of supply |
| Owner-occupied (homestead) share | 56% |
| Zoned public schools | Keystone Heights Elementary School (C, FLDOE 2025-26); Keystone Heights Junior/Senior High School (B, FLDOE 2025-26) |
Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Geneva key facts,” movewithmomentum.com/neighborhoods/lake-geneva-keystone-heights, data as of November 12, 2026.
Every Home for Sale in Lake Geneva Keystone Heights Right Now (1)
All 1 active and pending Lake Geneva Keystone Heights listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7990 Floral Ridge Circle · $199,950 · 3 bd / 2 ba · listed Oct 12, 2026 · listed by Helen Hersey Realty
More Keystone Heights home searches
- All homes for sale in Keystone Heights, FL
- Homes for sale in Clay County, FL
- Keystone Heights pool homes for sale
- Keystone Heights waterfront homes for sale
- Keystone Heights home values: what is my house worth?
- ZIP 32656 housing scorecard
- Keystone Heights real estate guide
Keystone Heights guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
- New construction (Clay County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Baker Road (2 homes on record)
17% of homes for sale in ZIP 32656 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Email me new listings in Lake Geneva
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lake Geneva
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Geneva will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Lake Geneva Keystone Heights year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
Is Lake Geneva a buyer's or seller's market right now?
How many homes are in Lake Geneva?
What share of Lake Geneva is owner-occupied?
When were the homes in Lake Geneva built?
What schools serve Lake Geneva?
Who is the best real estate agent for Lake Geneva?
How do I find a top Keystone Heights real estate agent who knows Lake Geneva?
Can Momentum Realty connect me with an agent for Lake Geneva?
Where is Lake Geneva, and what county is it in?
How far is Lake Geneva from downtown Jacksonville and the beach?
Should you buy in Lake Geneva?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32656/32666)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Geneva fits the bigger picture — live prices, inventory, and Momentum Scores:






