Santa Fe Pass in Waldo

Santa Fe Pass

Established 1988 · Waldo · Alachua County

A homes-only lake-access subdivision on the west side of Lake Santa Fe, with paved roads, underground utilities, and a community dock.

Single-family homes onlyDeeded Lake Santa Fe accessCommunity dock
Live Market Pulse
52/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$492K
Median Price
3mo
Supply
62days
Avg DOM
Soft
Seller Leverage
$189/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Santa Fe Pass is a homes-only subdivision on the west side of Lake Santa Fe, in the Waldo area of northeastern Alachua County, reported to have paved roads, underground utilities, and a community dock with deeded lake access. The read is a newer, infrastructure-complete lake-access community rather than a scattered rural pocket: a homes-only restriction, modern utilities, and shared water access to a large spring-fed lake are the structural draws. The buy is lot-and-build specific: confirm the deeded lake access and the dock rights, confirm the HOA scope and any build requirements, read the lot and whether the home is new construction or resale, and comp within Santa Fe Pass rather than against scattered acreage nearby."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Santa Fe Pass market snapshot (as of June 18, 2026): the median sale price is about $492K ($189 per sq ft), with homes averaging 62 days on market and 3.0 months of supply, a buyer-leaning market (limited data). Based on 4 recent closings in live Stellar MLS data.

Santa Fe Pass is a homes-only single-family subdivision on the west side of Lake Santa Fe, in the Waldo area of northeastern Alachua County, reported to have paved roads and underground utilities (community profiles; confirm the specifics on any home).

The community is reported to offer deeded access to Lake Santa Fe, a large spring-fed lake, through a shared community dock, with the lake used for boating, kayaking, fishing, and swimming.

Product is reported to include newer and new-construction single-family homes; whether a given listing is new construction or resale changes the diligence, so confirm the build status, the builder, and any warranty for the specific home.

Value here is lot-and-build specific. Confirm the deeded lake access and dock rights, confirm the HOA scope and any build requirements, read the lot and the build status, and comp within Santa Fe Pass before you offer.

Best for

  • Buyers who want a homes-only lake-access community with modern utilities
  • Buyers who want deeded access to a large spring-fed lake via a community dock
  • Buyers open to new construction or newer resale rather than older stock

Probably not for

  • Buyers who want a deeded private waterfront lot rather than shared dock access
  • Buyers who want a Gainesville-core location rather than the Waldo area
  • Buyers who want a no-HOA, no-build-rules rural parcel

How Santa Fe Pass is performing right now

52/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
3Months of supplytight
62Median days on marketdays
0 : 1Under contract vs for salestrong demand
4Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 18, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Santa Fe Pass listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Santa Fe Pass buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Santa Fe Pass

Live MLS inventory for Santa Fe Pass. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Santa Fe Pass listings as of 2026-06-18, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Waldo~10 min · approximate
Lake Santa Fe community dock~2 to 5 min · on the lake
Gainesville core / University of Florida~30 to 40 min · southwest
Keystone Heights / Melrose services~20 to 25 min · approximate
Gainesville Regional Airport (GNV)~30 to 35 min · approximate
Starke~20 to 25 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Santa Fe Pass with Momentum Realty’s local guides.

GSGeneva Springs Homes for Sale in Melrose, FLMelrose, FL · 0.3 miLSLake Santa Fe Homes for Sale in Melrose, FLMelrose, FL · 1.1 miSFSanta Fe ShoresMelrose, FL · 1.6 miSRSeminole Ridge Homes for Sale in Melrose, FLMelrose, FL · 1.8 miMBMelrose Bay Homes for SaleMelrose, FL · 2.1 miSilver Sands Estates Homes for Sale in Keystone Heights, FLSilver Sands Estates Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 2.1 miLake Geneva Homes for Sale in Keystone Heights, FLLake Geneva Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 2.2 miLakeview Highlands Homes for Sale in Keystone Heights, FLLakeview Highlands Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 2.5 miCSCove at Santa Fe Pass Homes for Sale in Earleton, FLEarleton, FL · 2.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Santa Fe Pass (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Alachua County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Santa Fe Pass is served by Alachua County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Santa Fe Pass address.

The takeaway

What actually shapes value at Santa Fe Pass, sourced and dated. We do not publish rumor.

Recent Developments in Santa Fe Pass

Our read on what is being built around Santa Fe Pass, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a homes-only lake-access subdivision with paved roads, underground utilities, and a community dock on Lake Santa Fe. The watch items are the deeded lake access and dock rights, the HOA and any build requirements, the build status, and the lot.

Deeded Lake Santa Fe access via a community dock

BullishShared deeded access to a large spring-fed lake is a durable draw and scarce; confirm exactly what the deeded access and dock rights include for the specific lot. impact
SignificanceRadius: Community

Deeded Lake Santa Fe access via a community dock

Homes-only restriction with paved roads and underground utilities

BullishA homes-only restriction with modern infrastructure can support value versus scattered rural parcels; confirm the build requirements and the HOA scope. impact
SignificanceRadius: Community

Homes-only restriction with paved roads and underground utilities

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Santa Fe Pass, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. Newer / developing
    Community

    Homes-only lake-access subdivision on Lake Santa Fe

    Santa Fe Pass is reported to be a homes-only single-family subdivision on the west side of Lake Santa Fe near Waldo, with paved roads, underground utilities, and deeded lake access through a community dock, including newer and new-construction homes (community profiles). Treat figures as reported and confirm the lake access, the HOA, and the build status. Why it matters: A homes-only, infrastructure-complete lake-access community is the story; value turns on the deeded access, the lot, the build status, and the HOA. Source

Development alerts for Santa Fe PassGet a short monthly email when something new is approved, funded, or opens near Santa Fe Pass.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Santa Fe Pass, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the deeded lake access, the dock rights, and exactly what each lot is entitled to on Lake Santa Fe.

2

Confirm the HOA, the dues, the scope, the reserves, and any build requirements or architectural rules.

3

Confirm the build status, new construction versus resale, the builder, and any warranty for the home.

4

Read the lot, the size, the orientation, and the proximity to the dock and the lake.

5

Comp within Santa Fe Pass, not scattered acreage or waterfront elsewhere on the lake.

Best Buy
A well-positioned lot with clear deeded lake access and a sound, completed home, with the HOA and build rules confirmed and priced to condition.
Biggest Risk
Assuming private waterfront when access is shared, or underbudgeting the HOA and any build requirements.
Best Lot
Lot position and proximity to the dock carry premiums within the community.
Smart Timing
Confirm the deeded access, the HOA, and the build status before you write.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Santa Fe Pass is a homes-only single-family subdivision on the west side of Lake Santa Fe, in the Waldo area of northeastern Alachua County (32694), reported to have paved roads, underground utilities, and deeded lake access through a community dock on a large spring-fed lake. Product is reported to include newer and new-construction homes; confirm the build status, the deeded access, and the HOA scope for the specific lot. It is roughly 30 to 40 minutes from the Gainesville core, and zoned to Alachua County public schools by address; verify with the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: lots and smaller plans
$328K to $490K

The most attainable product is the lots and smaller floor plans. Confirm the deeded lake access, the build requirements, and the HOA before assuming a value.

Lowest entry
Mid: completed newer single-family
$490K to $495K

The core is the completed newer single-family homes. Lot position, the build, and proximity to the dock separate these more than square footage.

Most inventory
High: best lots, full new construction
$495K to $495K

The top end is the best-positioned lots with full new construction near the dock. These trade on the lot, the lake access, and the finish.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$328K to $490K
Entry: lots and smaller plans
The most attainable product is the lots and smaller floor plans. Confirm the deeded lake access, the build requirements, and the HOA before assuming a value.
$490K to $495K
Mid: completed newer single-family
The core is the completed newer single-family homes. Lot position, the build, and proximity to the dock separate these more than square footage.
$495K to $495K
High: best lots, full new construction
The top end is the best-positioned lots with full new construction near the dock. These trade on the lot, the lake access, and the finish.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Waldo locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Santa Fe Pass

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The lake access, the paved roads, and the underground utilities are priced into every Santa Fe Pass listing. The deal is won on the lot, the deeded access, and the build, not the sticker.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Resale Strength7.4/10
Renovation Risk4.0/10
Location Efficiency7.0/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Santa Fe Pass is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Lot position and proximity to the dock carry premiums.
  • Confirm what each lot is entitled to on the lake.
  • Build status and the HOA matter as much as the lot.

In a homes-only lake-access community like Santa Fe Pass, the lot position, the proximity to the community dock, the deeded access, and the build status set value more than square footage. Confirm exactly what a lot is entitled to on Lake Santa Fe. Compare a home against the closest sale within Santa Fe Pass, and confirm the HOA and build rules before the finishes.

Santa Fe Pass in 15 seconds.

Best forBuyers who want a homes-only lake-access community on Lake Santa Fe with modern utilities and a community dock.
Strong onDeeded lake access via a community dock, paved roads, underground utilities, and a homes-only restriction.
WatchThe deeded access and dock rights, the HOA and build requirements, the build status, and the lot.
Not forBuyers who want private waterfront rather than shared access, a Gainesville-core location, or a no-HOA rural parcel.
The edgeShared deeded lake access with modern infrastructure means the lot and the access are the find, so match them carefully.

HOA, CDD & Fees

15-Second Take
  • A homeowners association tied to the dock and shared access.
  • Confirm the dues, scope, reserves, and dock maintenance.
  • Homes-only, with paved roads and underground utilities.
  • Deeded Lake Santa Fe access via a community dock.
  • Comp within Santa Fe Pass, not scattered lake parcels.

Santa Fe Pass is reported to have a homeowners association tied to the community dock and shared access; treat any figure as reported and confirm the HOA dues, scope, reserves, dock maintenance, and any build or architectural requirements before you offer.

Associations of this kind generally cover the community dock, shared lake access, and common areas; confirm exactly what the dues cover and how the dock is maintained for this community.

A homes-only lake-access subdivision with a community dock rather than an amenitized club; confirm the dock rights, the access rules, and the condition with the listing and the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Santa Fe Pass, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Santa Fe Pass, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Santa Fe Pass home worth?

Get a no-obligation home value based on real comparable sales in Santa Fe Pass matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Santa Fe Pass on the map →
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Real comps, not a Zestimate.

Santa Fe Pass Market Scorecard

Strong seller's market

Santa Fe Pass is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,049,500, and homes go under contract in about 72 days.

1.8
Months supply
$1,049,500
Median list
$847,500
Median sold
$321
Per sqft
72
Days on mkt
6/7/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is Santa Fe Pass?
A homes-only single-family subdivision on the west side of Lake Santa Fe, in the Waldo area of northeastern Alachua County, with deeded lake access via a community dock.
Does Santa Fe Pass have lake access?
It is reported to offer deeded access to Lake Santa Fe through a community dock. Confirm exactly what the deeded access and dock rights include for the specific lot.
Is the lake access private waterfront or shared?
It is reported as shared deeded access via a community dock rather than private waterfront on every lot. Confirm what a specific lot is entitled to.
What kinds of homes are in Santa Fe Pass?
It is a homes-only single-family community reported to include newer and new-construction homes. Confirm the build status and any warranty for the specific home.
Does Santa Fe Pass have paved roads and utilities?
It is reported to have paved roads and underground utilities. Confirm the specifics with the listing and the association.
Is there an HOA at Santa Fe Pass?
A homeowners association tied to the dock and shared access is reported. Confirm the dues, scope, reserves, dock maintenance, and any build requirements with the association.
Where is Santa Fe Pass located?
On the west side of Lake Santa Fe, in the Waldo area of northeastern Alachua County (32694).
How far is Santa Fe Pass from Gainesville?
Roughly 30 to 40 minutes to the Gainesville core and the University of Florida. Drive times are approximate.
What is Lake Santa Fe like?
It is reported to be a large spring-fed lake used for boating, kayaking, fishing, and swimming. Confirm current access and any rules with the association.
What schools serve Santa Fe Pass?
It is zoned to Alachua County public schools by home address; assignments change, so verify the exact zoned schools with the district.
Is Santa Fe Pass a good investment?
A homes-only lake-access community with modern infrastructure can support value, but it is lot-and-build specific. Confirm the deeded access, the HOA, and the build status, and comp within the community before deciding.
What should I check before buying in Santa Fe Pass?
The deeded lake access and dock rights, the HOA dues, scope, and reserves, any build requirements, the build status, and the lot.
Should I use the listing agent to buy in Santa Fe Pass?
No. The listing agent works for the seller. Where the lake access, the lot, and the build swing value, having your own representation is the highest-leverage decision you make.
You want a homes-only lake-access community with modern utilitiesExcellent fit
You want deeded access to a large spring-fed lake via a community dockExcellent fit
You are open to new construction or newer resale rather than older stockExcellent fit
You want a deeded private waterfront lot rather than shared dock accessProbably not
You want a Gainesville-core location rather than the Waldo areaProbably not
You want a no-HOA, no-build-rules rural parcelProbably not

Get the inside read on Santa Fe Pass

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Santa Fe Pass home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Santa Fe Pass specialist will reach out personally, usually the same day.

Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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