Secret Harbor
Homes for Sale in Orange Park, FL
All 272 homes for sale in Orange Park, FL · median $350,000 · 116 homes for sale in 32065 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 58 closed sales in Secret Harbor in Orange Park, FL since 2002, the most recent in December 2024. Recorded prices since 2024 ran from $270,000 to $462,000 (median $299,000), on homes of 1,316 to 2,280 sq ft. Across Orange Park as a whole, 637 homes closed in the last 12 months at a median of $325,000, 40 median days on market, with 161 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,500 ($3,900 with the full homestead exemption).
Secret Harbor is a small, single-era pocket of Orange Park: 43 homes, built within a narrow window from 2003 to 2005, with a median year built of 2003. That kind of construction consistency means the differences you will see home to home come almost entirely from updates and maintenance, not from a mix of build eras competing against each other.
The current MLS window shows zero closings for Secret Harbor, so there is no fresh, in-community sale to anchor pricing against right now. That is not unusual for a small, built-out pocket like this one, but it does mean value has to be built from nearby Orange Park comps and a direct look at the specific home's condition rather than a quick average. Roughly 44.2% of homes carry the homestead exemption, a mix worth factoring in alongside condition when you are sizing up any specific address.
Nearby homes for sale
No active listings inside Secret Harbor right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Secret Harbor is a compact, single-phase community in Orange Park, Clay County — its 43 homes all went up between 2003 and 2005, giving the neighborhood a uniform build vintage rather than a patchwork of eras.
realMLS (Northeast Florida) sales records identify 26 homes in Secret Harbor that have changed hands since 2003, built between 2003 and 2005 (median 2003), with a median living area of about 1,628 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Secret Harbor across 2024–2024, median $310,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Secret Harbor is best for.
Best for
- Buyers targeting a home built between 2003 and 2005 with a modest, consistent footprint near 1,742 sqft.
- Buyers comfortable working from nearby Orange Park comps rather than in-community closings, given zero recorded sales in the current window.
- Buyers who want to verify amenities and HOA details directly rather than relying on a marketed amenity package.
Probably not for
- Buyers who need multiple floor-plan or build-era options within the same community — Secret Harbor's 43 homes were all built between 2003 and 2005.
- Buyers who want an established, confirmed amenity package as part of the purchase decision.
- Buyers who want to lean on recent in-community closing prices — none are on record in the current MLS window.
The market around Secret Harbor
Secret Harbor is too small for its own price trend, so here is the market around it.
In ZIP 32065, 167 homes are on the market and 26% are under contract — a steady corner of Orange Park.
Across Clay County, 1,290 homes are active and 439 pending (25% under contract).
In ZIP 32065 (Orange Park), 754 homes closed in the last 12 months at a median of $365K ($184/sq ft), down 1.9% year over year, with a median 44 days on market. Right now 159 active and 53 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32065 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Secret Harbor specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Secret Harbor, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ridgeview High School (Clay County District Schools, verify by address)FLDOE grade A · High
- Lakeside Junior High School (Clay County District Schools, verify by address)FLDOE grade A · Middle
- Doctors Inlet Elementary School (Clay County District Schools, verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Secret Harbor address.
The Secret Harbor buying strategy.
If we were buying in Secret Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Secret Harbor.
A Single-Vintage Pocket of Orange Park
Every recorded home in Secret Harbor was built between 2003 and 2005, with a median year built of 2003 — there is no earlier or later phase blended in. The median living space across the community sits at 1,742 sqft, pointing to a fairly consistent, modest footprint rather than a wide spread between smaller and larger homes.
Current MLS listing data does not identify any established community amenities for Secret Harbor, so treat that as an open question to verify directly rather than an assumption either way. With homestead exemptions on record for 44.2% of homes, ownership here is a mix of primary residences and non-homestead holdings — worth asking about directly on any specific property, since it can affect HOA participation, insurance, and condition.
The location and the amenities are priced into every listing in Secret Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Because Secret Harbor has zero closings on record in the current MLS window, pricing a home here well means going beyond an automated estimate and pulling comps from the closest comparable Orange Park pockets, then adjusting for this community's 2003 to 2005 build vintage and typical 1,742 sqft footprint. Momentum works Clay County daily and can walk that specific comp set with you rather than hand you a generic number.
Secret Harbor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Secret Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Secret Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Secret Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Secret Harbor home worth?
Get a no-obligation home value based on real comparable sales in Secret Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Secret Harbor?
What share of Secret Harbor is owner-occupied?
When were the homes in Secret Harbor built?
What schools serve Secret Harbor?
Who is the best real estate agent for Secret Harbor?
How do I find a top Orange Park real estate agent who knows Secret Harbor?
Can Momentum Realty connect me with an agent for Secret Harbor?
Where is Secret Harbor, and what county is it in?
How far is Secret Harbor from downtown Jacksonville and the beach?
Should you buy in Secret Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32056/32065)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (58 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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