South Fork Harbor
Homes for Sale in Stuart, FL
All 277 homes for sale in Stuart, FL · median $447,000 · 177 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 1 closed sale in South Fork Harbor in Stuart, FL, the most recent in October 2025. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34994 |
|---|---|
| Homes in the community | 6 (FL DOR 2025 assessment roll) |
| Years built | 1950–1995 (median 1962.0) |
| Typical living area | 2,102 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “South Fork Harbor key facts,” movewithmomentum.com/neighborhoods/south-fork-harbor, data as of September 20, 2026.
South Fork Harbor is a small waterfront-oriented pocket in Stuart, and with no median or listing count surfacing from the current MLS snapshot, price here is going to be a property-by-property conversation rather than a neighborhood average you can lean on. What sets value is the individual asset: the specific lot, the water access or lack of it, and the condition of the house. Two homes on the same street can price very differently based on those factors alone.
For a buyer, that means underwriting each listing on its own merits and comparable sales nearby, not on a headline number. For a seller, it means pricing is a defensible-comps exercise and staging condition carries real weight, because there isn't a deep pool of active competition setting an obvious anchor.
Nearby homes for sale
No active listings inside South Fork HarborHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
South Fork Harbor is a modest, waterfront-adjacent enclave in Stuart's South Fork area of Martin County, where the character of the home and its relationship to the water matter more than any community-wide figure.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who South Fork Harbor is best for.
Best for
- Buyers targeting Stuart's South Fork waterfront who are prepared to evaluate each property on its own frontage and condition
- Buyers comfortable relying on live comparable sales instead of a published neighborhood median
- Buyers who value a small, low-density pocket over a large amenity-driven development
Probably not for
- Buyers who want clubhouse, pool, or gated common amenities, none of which show up in current listings
- Buyers who need a clear, published price benchmark before committing
- Buyers seeking a large-inventory neighborhood with many comparable homes to choose from at once
The market around South Fork Harbor
South Fork Harbor is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not South Fork Harbor specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in South Fork Harbor, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The South Fork Harbor buying strategy.
If we were buying in South Fork Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Fork Harbor.
A thin-data waterfront pocket
There are no community amenities identifiable from current MLS listings here, so this is not an amenitized development with a clubhouse or gated common areas to underwrite. The draw is location in Stuart's South Fork corridor and proximity to Martin County's water and beaches feed, not shared facilities. Judge each property on its own frontage, dockage potential, and structure.
Because we don't have an active median or inventory count to cite, treat any single listing as its own market. Get a current comparable-sales read before you form a price opinion, and weight condition heavily. This is a place where a well-kept home and a dated one can sit far apart in value regardless of address.
The location and the amenities are priced into every listing in South Fork Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small with limited public-facing data, the edge comes from pulling live comps and knowing the South Fork waterfront street by street. We price and negotiate off defensible sales and property specifics, and we'll tell you plainly when a listing's number isn't supported by what's actually trading nearby.
South Fork Harbor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a South Fork Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Fork Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in South Fork Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your South Fork Harbor home worth?
Get a no-obligation home value based on real comparable sales in South Fork Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Frequently Asked Questions
How many homes are in South Fork Harbor?
What share of South Fork Harbor is owner-occupied?
When were the homes in South Fork Harbor built?
Who is the best real estate agent for South Fork Harbor?
How do I find a top Stuart real estate agent who knows South Fork Harbor?
Can Momentum Realty connect me with an agent for South Fork Harbor?
Where is South Fork Harbor, and what county is it in?
Should you buy in South Fork Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 28, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34994)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how South Fork Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
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