Aerial view of 34994, Florida

34994 (Stuart)
Homes for Sale & Housing Market

ZIP code market report · Martin County, FL

Median sale price $275,000, up 6.6% year over year, with homes going under contract in about 68 days, 48 homes on the market.

30 communities reporting223 sales analyzedRefreshed twice dailyMomentum Score 44
Live Market Pulse
44/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 9% off asking. Recalculated every day from licensed MLS data · last refresh September 20, 2026 at 9:11 PM ET.
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Live · 34994 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$275K
Median sold · 12 moConfidence: High
up 6.6% vs the prior 12 months
+6.6%
1-yr price change
n = 223 recent sales
$224/sf
Sold $/sqft · 12 mo
Martin County: $254 · +1.3% vs prior yr
90.9%
Sale vs ask
Martin County: 92.3% · -0.6pp vs prior yr
$450K
Martin County home value
Zillow ZHVI, monthly · -1.7% vs a year ago
Tempo
4.4mo
Supply
3 to 6 months is the balanced band
68days
Median DOM · closed
Martin County: 65 days · +8.0 days vs prior yr
9%
Under contract
Martin County: 30%
48 · 6 ▼2
For sale · pending
live counts, refreshed twice daily
140
Sold · last 12 mo
closed across all tracked communities · -0.4% vs prior yr
Market context
23%
Listings with price cuts
Martin County · Zillow · -1.3pp vs prior month
1,525
County for-sale inventory
Zillow, monthly · -4.4% vs prior month
4%
New construction
share of recent sales · +0.9pp vs prior yr
44/100
Momentum score
Buyer's Opportunity
30
Communities reporting
of 130 tracked in 34994
Economy & people · county layer
$80,701
Median household income
U.S. Census ACS, county
160,464
County population
+1.8% since 2018
5.6×
Price to income
county home value vs median income
80%
Owner-occupied
U.S. Census ACS, county
$3,120/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 20, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 9% of listed homes are already under contract. Prices are up 6.6% versus the prior year and sellers are still collecting 90.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 44
Momentum Score
Buyer leverage56
Seller leverage44

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 9% of inventory sits under contract.
  • Mortgage sensitivity — at 5.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34994 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
6.5 mo · buyer-tilted · 24 active
$300K–$500K
3.3 mo · balanced band · 17 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34994 is hot — and where it isn't

Each dot is a community (29 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34994 (Stuart)

The median sale price across 34994 currently stands at $275,000, up 6.6% from a year ago. Buyers are paying a median of $224 per square foot. The typical home goes under contract in about 68 days. Sellers are capturing 90.9% of their original asking price on average.

There are 48 active listings on the market, with 6 more already under contract. At the current sales pace that works out to 4.4 months of supply — roughly balanced conditions by the standard six-month benchmark. 140 homes closed here over the trailing 12 months.

Zillow's home value index for Martin County stands at $449,538. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34994 is 44 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 20, 2026.

Trends & History

34994 since 2012 — and where it’s heading

A median home here sold for $113,162 in 2012 and $345,310 over the last recorded year — 205% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (2,416 recorded sales)

$107K$258K$408K$345K2012: $113K2013: $114K2014: $144K2015: $137K2016: $172K2017: $186K2018: $167K2019: $198K2020: $236K2021: $248K2022: $345K2023: $370K2024: $402K2025: $298K2026: $345K20122015201920232026

Days on market by year

10d49d88d68d2012: 65d2013: 87d2014: 64d2015: 48d2016: 25d2017: 35d2018: 43d2019: 42d2020: 44d2021: 21d2022: 12d2023: 26d2024: 41d2025: 60d2026: 68d20122015201920232026

Home value trend · Martin County (Zillow ZHVI)

$448K$453K$457K$450KJul '25: $457KAug '25: $453KSep '25: $450KOct '25: $449KNov '25: $448KDec '25: $448KJan '26: $449KFeb '26: $449KMar '26: $449KApr '26: $448KMay '26: $448KJun '26: $448KJul '26: $450KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,5171,7131,9081,525Jul '25: 1,901Aug '25: 1,790Sep '25: 1,698Oct '25: 1,670Nov '25: 1,663Dec '25: 1,644Jan '26: 1,651Feb '26: 1,673Mar '26: 1,718Apr '26: 1,701May '26: 1,664Jun '26: 1,596Jul '26: 1,525Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Martin County (MLS)

2647931,321Jul 07 · Active: 942Aug 03 · Active: 923Aug 04 · Active: 911Aug 05 · Active: 908Aug 06 · Active: 900Aug 07 · Active: 911Aug 08 · Active: 930Aug 09 · Active: 931Aug 10 · Active: 935Aug 11 · Active: 927Aug 12 · Active: 923Aug 13 · Active: 920Aug 15 · Active: 927Aug 17 · Active: 921Aug 19 · Active: 923Aug 22 · Active: 914Aug 23 · Active: 918Aug 28 · Active: 900Aug 29 · Active: 905Aug 30 · Active: 903Aug 31 · Active: 902Sep 07 · Active: 898Sep 09 · Active: 1,300Sep 11 · Active: 1,296Sep 12 · Active: 1,298Sep 13 · Active: 1,299Sep 14 · Active: 1,287Sep 15 · Active: 1,287Sep 16 · Active: 1,292Sep 17 · Active: 1,286Sep 19 · Active: 1,295Sep 20 · Active: 1,293Jul 07Aug 23Sep 20ActivePending

Median price · daily recalculation

$273K$320K$367K$275KAug 11: $365KAug 12: $365KAug 13: $365KAug 15: $365KAug 17: $365KAug 18: $365KAug 19: $365KAug 20: $365KAug 21: $365KAug 22: $365KAug 23: $365KAug 24: $365KAug 26: $365KAug 28: $365KAug 29: $365KAug 30: $365KAug 31: $365KSep 01: $365KSep 04: $365KSep 05: $365KSep 06: $365KSep 07: $365KSep 08: $365KSep 09: $365KSep 10: $365KSep 11: $365KSep 12: $319KSep 13: $319KSep 14: $319KSep 15: $319KSep 16: $319KSep 17: $319KSep 19: $319KSep 20: $275KAug 11Aug 21Sep 01Sep 11Sep 20
Local Economics · county layer

What’s driving 34994

Who’s moving here
+1,335 net residents/yr

Top inbound states: NY, NJ, CT, MA. Movers arriving report ~$142,932 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,580/yr avg premium

1,552 Citizens policies in force in Martin County — the state-backed insurer of last resort. Budget insurance into any Martin purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
845 units permitted +31% YoY

843 single-family · 2 multi-family · 5.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Vista Del Lago Condo ▼ 26%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 6.5 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 34994 right now.

Biggest opportunity
$300K–$500K: 3.3 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Martin

MarketMedianActiveScore
34994 ← this page$275K4844
34957$395K14742Open →
34997$415K9050Open →
34990$765K5450Open →
34996$320K3549Open →
33455$480K870Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
FLORIDA CLUBStuart$542K▲ 21%
Port SalernoStuart$430K▲ 16%
Vista Pines CondoStuart$130K▲ 13%
Palm Lake ParkStuart$430K▲ 10%
HIBISCUS PARKStuart$365K▲ -5%
Prices cooling fastest
Vista Del Lago CondoStuart$108K▼ 26%
De La Bahia CondoStuart$188K▼ 12%
Kingswood CondoStuart$144K▼ 10%
MARTINS CROSSINGStuart$350K▼ 10%
LEXINGTON LAKESStuart$245K▼ 8%
Most homes for sale
King Mountain Condo (Aka Monterey Yacht & CountryStuart$75K10
MARTINS CROSSINGStuart$350K6
Port SalernoStuart$430K5
LEXINGTON LAKESStuart$245K4
FLORIDA CLUBStuart$542K3
Selling fastest
HIBISCUS PARKStuart$365K18 days
Palm Lake ParkStuart$430K23 days
MARTINS CROSSINGStuart$350K30 days
Vista Pines CondoStuart$130K43 days
North River ShoresStuart$950K45 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34994 right now?

The data says conditions currently favor buyers in 34994 — the Momentum Score reads 44/100 with 4.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34994 becoming more affordable?

No — the median sale price in 34994 is $275,000, up 6.6% versus the prior year, while sellers still capture 90.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34994?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Vista Del Lago Condo (-26%); De La Bahia Condo (-12%); Kingswood Condo (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34994 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are HIBISCUS PARK (18 days); Palm Lake Park (23 days); MARTINS CROSSING (30 days) — homes there go under contract well ahead of the market-wide pace of 68 days.

Questions

34994 (Stuart) housing market FAQ

How is the housing market in 34994 right now?

As of September 20, 2026, the 34994 housing market is roughly balanced: the median sale price is $275,000 (up 6.6% year over year), 48 homes are for sale against 140 sales in the last 12 months, which is 4.4 months of supply, and the typical home goes under contract in about 68 days.

How much is a house in 34994?

The median home sold for $275,000 in 34994 over the last 12 months, about $224 per square foot; asking prices on the 48 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34994?

By the numbers, sellers in 34994 are getting 90.9% of asking price and going under contract in about 68 days with 4.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34994 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34994 median sale prices are up 6.6% year over year, inventory stands at 4.4 months of supply, and 9% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34994?

The median sale price in 34994 is currently $275,000, up 6.6% from a year ago, based on MLS sales data updated September 20, 2026.

Is 34994 a buyer's or seller's market right now?

The data currently is roughly balanced. 34994 scores 44 of 100 on the Momentum Score, with 4.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34994?

The typical home in 34994 goes under contract in about 68 days, per current MLS data.

How many homes are for sale in 34994?

There are approximately 48 active listings in 34994 as of September 20, 2026.

Are home prices in 34994 rising or falling?

Median sale prices are up 6.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34994 (Stuart). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 20, 2026 at 9:11 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.