Stephensons Sub 1
Homes for Sale in St Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Price here is driven by condition and lot, not by a uniform product. With a stock spanning homes built from 1925 to 2022 and a median build year of 1962, you are looking at a neighborhood where a renovated older cottage and an untouched original can sit side by side and trade very differently. The median living area of roughly 1,805 square feet tells you most of these are modest, single-story footprints — the value swing comes from what has been done to them.
For buyers, that spread is the opportunity: patient shoppers who can read a house and price the work have room to negotiate. For sellers, it means comparables are noisy — a recent sale down the street may reflect a full renovation you have not done, or vice versa. Bring documentation of what you have updated; it is the difference between defending your number and leaving money on the table.
Who Stephensons Sub 1 is best for.
Best for
- Owner-occupant buyers planning to stay a while and wanting a stable, established street
- Buyers with a renovation budget who can add value by improving an older home
- Right-sizing buyers comfortable in the roughly 1,800-square-foot range rather than a large floor plan
Probably not for
- Buyers who require new construction and turnkey modern systems with no work
- Buyers whose budget assumes large square footage as a starting point
- Investors counting on quick turnover in a neighborhood dominated by long-term owner-occupants
The market around Stephensons Sub 1
Stephensons Sub 1 is a small community — 3 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Stephensons Sub 1 specifically. Momentum Research analysis of MLS records.
The Stephensons Sub 1 buying strategy.
If we were buying in Stephensons Sub 1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stephensons Sub 1.
An owner-occupied, condition-driven pocket
The nearly 78% homestead share is the number to sit with. It signals a neighborhood held by people who live in their homes, which typically means slower turnover, fewer distressed sales, and stock that has been maintained to owner standards rather than flipped. That stability is real, but it also means inventory can be thin — when you find the right house, be ready to move.
With a median year built of 1962 and homes reaching back to 1925, expect to underwrite the usual mid-century and older-Florida questions: roof age, electrical, plumbing, and windows. The newer builds through 2022 exist but are the exception, not the rule. At a median of about 1,805 square feet, this is a right-sized neighborhood — comfortable, not sprawling — and buyers wanting large square footage should calibrate expectations.
The location and the amenities are priced into every listing in Stephensons Sub 1. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this condition-dependent, the analysis is the value. We price a house on what has actually been updated, sort renovated comps from as-is ones, and tell you plainly when an asking number is not supported by the work behind it — whether you are the one buying or selling.
Stephensons Sub 1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stephensons Sub 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stephensons Sub 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stephensons Sub 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stephensons Sub 1 home worth?
Get a no-obligation home value based on real comparable sales in Stephensons Sub 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Stephensons Sub 1?
What share of Stephensons Sub 1 is owner-occupied?
When were the homes in Stephensons Sub 1 built?
Do cash buyers compete in Stephensons Sub 1?
Who is the best real estate agent for Stephensons Sub 1?
How do I find a top St Petersburg real estate agent who knows Stephensons Sub 1?
Can Momentum Realty connect me with an agent for Stephensons Sub 1?
Should you buy in Stephensons Sub 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33712)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2013 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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