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Tillman in Palm Bay

Tillman
Palm Bay

Established Palm Bay area · Near the Tillman waterway · ZIP 32905

An established, mostly no-HOA older area of Palm Bay.

Established areaMostly no HOACondition-driven
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market
This is the established Tillman area, not the newer Tillman Lakes community; condition, the lot, and the flood and insurance read drive value, so confirm the specifics on any home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseSpace Coast MLS
$330K
Median Price
12mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$170/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Tillman refers to an established, mostly older part of Palm Bay near the historic Tillman waterway, and it is a different buy from the newer master plans: most homes are older single-family on individual lots, generally without an HOA, so condition, the lot, and the flood and insurance picture set the number rather than amenities or fees. Confirm whether a specific home carries any association, the flood zone, and the roof and systems before you anchor on a price. Do not confuse this established area with the newer Tillman Lakes community, which is a separate, newer development."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Tillman market snapshot (as of June 17, 2026): the median sale price is about $330K ($170 per sq ft), a buyer-leaning market. Based on 9 recent closings in live Space Coast MLS data.

Tillman is an established, mostly older area of Palm Bay in Brevard County (ZIP 32905), tied to the historic Tillman name near the Tillman waterway. Most homes are older single-family residences on individual lots, and the area generally predates the HOA-and-CDD master plans on Palm Bay's edges. Confirm the exact boundaries and any association for a specific home with the listing.

Because the stock is older and largely without an HOA, condition is a real swing factor. Roof age, HVAC, and systems drive both the price and the insurance quote, so read them honestly before you fall for a list price.

Flood zone matters here. Parts of central and east Palm Bay sit near low-lying ground and waterways, so confirm the specific flood zone, elevation, and a real insurance quote for any home, since they shape the true carrying cost.

This is the established Tillman area, not the newer Tillman Lakes community, which is a separate, newer development with its own builder and fees. Make sure you know which one a listing belongs to before you compare.

Best for

  • Buyers who want an established, mostly no-HOA Palm Bay area with individual lots
  • Value-minded buyers comfortable with older stock and a condition read
  • Buyers who will confirm the flood zone and insurance before they offer
  • Buyers who want a central Palm Bay location near everyday corridors

Probably not for

  • Buyers who want a gated, amenity-rich master plan
  • Those who want newer construction with a builder warranty
  • Buyers who want a uniform HOA-governed streetscape
  • Anyone who confuses this with the newer Tillman Lakes community

How Tillman is performing right now

50/100
momentum
Buyer-Leaning Market
Seller's marketBalancedBuyer's market
12Months of supplytight
72Median days on marketdays
4 : 9Under contract vs for salestrong demand
9Sold in last 12 monthsliquidity
-1%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Tillman listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Tillman buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Tillman

Live MLS inventory for Tillman. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tillman listings as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Palm Bay Road / US-1 corridor~5-10 min · everyday retail
I-95 via Palm Bay Rd~10-15 min · ~6 miles
Health First Palm Bay Hospital~10 min · ~4 miles
Melbourne Orlando Intl Airport~20-25 min · ~12 miles
Indialantic / Melbourne Beach sand~30-40 min · ~18 miles
Orlando~70 min · ~65 miles

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near TillmanPalm Bay with Momentum Realty’s local guides.

RivieraKeyRivieraKeyPalm Bay, FL · 0.6 miBimini BayBimini BayPalm Bay, FL · 0.8 miEl Pueblo BonitoEl Pueblo BonitoPalm Bay, FL · 0.9 miOakmontPreserveOakmontPreserveMalabar, FL · 1.0 miReserve at CountryClub Lakes EstatesReserve at CountryClub Lakes EstatesPalm Bay, FL · 1.0 miVistaOaksVistaOaksPalm Bay, FL · 1.1 miVista OaksWestVista OaksWestPalm Bay, FL · 1.1 miCountry CoveMalabarCountry CoveMalabarMalabar, FL · 1.2 miModel Indian River GardensModel Indian River GardensMalabar, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Tillman (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Tillman is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Tillman address.

The takeaway

What actually shapes value in the Tillman area: an established, mostly no-HOA older stock, the flood and insurance picture of central Palm Bay, and the broader growth of the city around it.

Recent Developments in Tillman

Our read on what is being built around Tillman, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishCitywide Palm Bay growth supports demand over time, while the near-term variables for this older area are condition and the flood and insurance picture rather than supply.

Established, mostly no-HOA individual-lot area

Ongoing
NeutralNotable impact
SignificanceRadius: Area

No master-plan fees can mean value, but condition and the lot drive the number here.

Older housing stock

Ongoing
NeutralNotable impact
SignificanceRadius: Area

Roof, HVAC, and systems ages swing both price and insurability on older homes.

Flood and insurance costs in central Palm Bay

Ongoing
BearishNotable impact
SignificanceRadius: Area

Low-lying ground near the waterway makes the flood zone and insurance the real carrying cost.

Broad Palm Bay growth and investment

2025
BullishMinor impact
SignificanceRadius: City

Continued citywide investment and jobs support demand across Palm Bay over time.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Tillman, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. May 2025
    City

    Palm Bay highlights growth and investment in its State of the City

    Palm Bay's 2025 State of the City highlighted continued population growth, infrastructure work, and economic investment across Florida's most populous city in Brevard County. Why it matters: Citywide growth underpins demand even in older, established Palm Bay areas like Tillman. Source

Development alerts for TillmanGet a short monthly email when something new is approved, funded, or opens near Tillman.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Tillman, this is the order of operations we would run, and the one we run for our clients.

1

Confirm which Tillman a listing is. The established Tillman area is different from the newer Tillman Lakes community, with different ages and costs.

2

Read the flood and insurance picture first. Get the flood zone, elevation, roof age, and a real insurance quote before you anchor on a price.

3

Price the condition. Older stock means the roof, HVAC, and systems set both the price and the insurability.

4

Confirm any association or deed restrictions on the specific parcel, since most of the area is non-HOA but exceptions exist.

5

Comp by condition and lot, and cross-shop other central Palm Bay options.

Best Buy
An updated older home on a dry, well-positioned lot, comped by condition
Biggest Risk
Underbudgeting flood insurance, roof, and systems on older stock
Best Lot
Higher, drier lots away from low-lying ground and the waterway
Smart Timing
Confirm the flood zone and insurance quote before you write
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Tillman is an established, mostly older area of Palm Bay near the historic Tillman waterway, made up largely of older single-family homes on individual lots and generally without an HOA or community amenity center. It predates the gated, CDD-financed master plans on Palm Bay's edges, so the value story is about condition, the lot, and the flood and insurance picture rather than fees or amenities. It should not be confused with the newer Tillman Lakes community, a separate development with its own builder and fee structure. Confirm any association, the flood zone, and the systems on a specific home before you rely on them.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Fixer / Entry
$268K to $323K

Older homes needing updates on standard lots, the value entry into a mostly no-HOA area. Price the roof and systems honestly.

Lowest entry
The Updated Core
$323K to $352K

Older homes that have been modernized, the heart of the resale here. Condition and the lot separate near-identical addresses.

Most inventory
The Premium Lot
$352K to $375K

Updated homes on higher, drier, or larger lots, the properties that hold value best. The lot and the flood picture drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$268K to $323K
The Fixer / Entry
Older homes needing updates on standard lots, the value entry into a mostly no-HOA area. Price the roof and systems honestly.
$323K to $352K
The Updated Core
Older homes that have been modernized, the heart of the resale here. Condition and the lot separate near-identical addresses.
$352K to $375K
The Premium Lot
Updated homes on higher, drier, or larger lots, the properties that hold value best. The lot and the flood picture drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Palm Bay locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Tillman

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Tillman is an old-Palm-Bay condition play. The deal is won or lost on the home's condition, the lot, and the flood and insurance read, not a headline.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Resale Strength7.2/10
Renovation Risk5.2/10
Location Efficiency7.6/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Tillman is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Tillman

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Tillman

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Tillman

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Tillman

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Tillman homesites trade. The exact premium depends on the specific home, the view, and the street.

Tillman in 15 seconds.

Best forBuyers who want an established, mostly no-HOA Palm Bay area on individual lots.
Biggest advantageNo master-plan fees and a central location, with older value-tier pricing.
Biggest riskFlood insurance and condition on older stock, which drive the true cost.
Sweet spotAn updated older home on a higher, drier lot, comped by condition.
Avoid ifYou want new construction, a gated amenity master plan, or zero condition risk.

HOA, CDD & Fees

15-Second Take
  • Mostly a no-HOA, individual-lot area
  • Confirm any association per parcel
  • Flood zone and insurance are the real cost
  • Older stock means a condition read matters
  • Not the newer Tillman Lakes community

Most of the established Tillman area is not governed by an HOA, though pockets or specific subdivisions may carry one. Confirm any association and its dues for the specific home.

Where no HOA applies, there are no community dues, but also no shared amenities; you own and maintain the full lot. Confirm any deed restrictions and the parcel tax lines.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Tillman, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Country Club Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Tillman home worth?

Get a no-obligation home value based on real comparable sales in Tillman matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tillman on the map →
Or get your Tillman home value & selling guide →

Real comps, not a Zestimate.

Tillman Market Scorecard

Buyer-Leaning Market

Tillman is currently a buyer-leaning market. About 13.3 months of supply, a median asking price of $350,000.

13.3
Months supply
$350,000
Median list
$330,000
Median sold
$170
Per sqft
n/a
Days on mkt
10/4/9
Active/Pend/Sold

Typical home value in the 32905 ZIP is $236,276, about 16.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is the Tillman area in Palm Bay?
It is an established, mostly older part of Palm Bay in Brevard County (ZIP 32905) tied to the historic Tillman name near the Tillman waterway. Confirm the exact boundaries for a specific home with the listing.
Is Tillman the same as Tillman Lakes?
No. This is the established Tillman area of older homes. Tillman Lakes is a separate, newer community with its own builder and fees. Confirm which one a listing belongs to before you compare.
Is there an HOA in the Tillman area?
Most of the established area is not governed by an HOA, though specific subdivisions or pockets may carry one. Confirm any association and its dues for the specific home.
How old are the homes?
Most are older single-family homes on individual lots. Roof age, HVAC, and systems are standard diligence items and drive both the price and the insurance quote.
What about flood insurance here?
Parts of central and east Palm Bay sit near low-lying ground and waterways, so the flood zone, elevation, and roof age drive the insurance cost and vary by home. Confirm the specific flood zone and get a real quote before you rely on a monthly number.
Is there a CDD?
Most of this established area predates the CDD-financed master plans, so a CDD is not expected, but confirm the parcel tax lines for any assessments before you close.
What is the area like day to day?
It is an established, lower-density part of Palm Bay with individual lots and a central location near the city's main corridors, without the amenities of a gated master plan.
How far is it to I-95 and the beaches?
Central Palm Bay reaches I-95 via the Malabar Road and Palm Bay Road corridors, with the barrier-island beaches roughly a 30 to 40 minute drive east. Confirm your real drive time at your departure point.
Are the homes a good value?
The area's older, mostly no-HOA stock can offer value, but the outcome depends on condition, the lot, and the flood and insurance picture. That is a read on a specific home, not a guarantee.
What should I check before buying?
The flood zone and a real insurance quote, the roof and systems ages, any association or deed restrictions, and comparable sales matched to condition and lot.
Can I find newer homes here?
The established Tillman area is mostly older stock; for newer construction nearby, the separate Tillman Lakes community and other Palm Bay master plans are the place to look. We can comp both.
Do I need my own agent to buy here?
Yes. Older stock, flood and insurance variables, and the Tillman-versus-Tillman-Lakes distinction all reward independent representation at no cost to you. Momentum Realty represents you, not the seller.
Buyers who want an established, mostly no-HOA Palm Bay area on individual lotsExcellent fit
Value-minded buyers comfortable with older stock and a condition readExcellent fit
Buyers who will confirm the flood zone and insurance before they offerExcellent fit
Buyers who want a central Palm Bay locationExcellent fit
Buyers who will comp by condition and lot honestlyExcellent fit
Buyers who want a gated, amenity-rich master planProbably not
Those who want newer construction with a builder warrantyProbably not
Buyers who want a uniform HOA-governed streetscapeProbably not
Anyone who confuses this with the newer Tillman Lakes communityProbably not
Buyers unwilling to budget flood insurance and older-home upkeepProbably not

Get the inside read on Tillman

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Tillman home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Tillman specialist will reach out personally, usually the same day.

Space Coast MLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

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