Tropical Isles
Homes for Sale in Fort Pierce, FL
All 927 homes for sale in Fort Pierce, FL · median $326,000 · 72 homes for sale in 34950 · St. Lucie County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Beaches MLS
As of November 2026, Tropical Isles in Fort Pierce, FL has 26 homes for sale and 1 pending, asking from $19,900 to $220,000 (median $115,250). Over the 12 months ending 2026-09-20, 28 recorded sales closed at a median of $108,500 (-6% versus the prior year's median), $73 per square foot, a median 72 days on market, sellers accepting 89% of original asking. Homes listed or recently sold were built 1987–2006; 21 of 39 report an HOA (median $260/mo); none of the 39 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and St. Lucie County's FY2025-26 rate of 22.85 mills, annual property tax runs about $2,480 ($1,500 with the full homestead exemption).
Last 30 days in Tropical Isles: 3 new listings (median asking $110,000), 1 under contract right now, 1 closed sale (median $130,000). As of November 4, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Tropical Isles
Live MLS inventory for Tropical Isles. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 89 daysTop listing
Active · 94 days
Active · 89 days
Active · 44 days
Active · 198 days
Active · 136 days
Active · 79 days
Active · 8 days
Active · 58 days
Active · 81 days
Active · 141 days
Active · 50 days
Active · 232 days
Active · 173 daysActive and pending Tropical Isles listings as of 2026-11-01, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Tropical Isles trades at a $115,000 median and $78/ft², which reflects older manufactured housing stock in varied condition. The spread is wide—some units need full rehabs, others have been renovated—so condition is the dominant pricing variable. The 475% appreciation since 2012 is almost entirely inflation catch-up from a catastrophically depressed base; this was severely undervalued housing stock resetting to market norms.
The 8% year-over-year decline and 83-day median time-on-market tell you this is a cool buyer's market. Inventory sits, prices have softened, and urgency is low. Sellers who price aggressively or skip repairs will wait months; buyers have negotiating leverage and time to inspect thoroughly before committing.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Tropical Isles right now
🟢 Buyer-leaning market. 12.0 months of supply and 7% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Very High (28 active and pending listings, 28 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($108K) is down 5.7% from the prior 12 months ($115K) and up 334% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending September 20. Confidence: Medium (28 and 13 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 4, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Tropical Isles market snapshot (as of September 20, 2026): the median sale price is about $108K ($73 per sq ft over the trailing 12 months of closed sales), a median 73 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 6% from the prior 12 months and up 334% since 2012, computed from record-level Beaches MLS closed sales (28 closings in the current window).
In ZIP 34950 (Fort Pierce), 545 homes closed in the last 12 months at a median of $280K ($188/sq ft), down 6.6% year over year, with a median 62 days on market. Right now 181 active and 33 pending listings put supply at about 7.1 months — a soft market. See the live ZIP 34950 housing market and the St. Lucie County market.
BeachesMLS sales records identify 192 homes in Tropical Isles that have changed hands since 2009, built between 1987 and 2006 (median 1993), with a median living area of about 1,296 sq ft and a typical 2-bedroom, 2-bath layout. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Tropical Isles: of 21 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fort Pierce.
Tropical Isles is manufactured-home inventory in Fort Pierce at the lowest price point on the Treasure Coast—unincorporated St. Lucie County with no community amenities and a slow-moving market that rewards patient buyers and punishes wishful sellers.
The setting & the homes.
Aerial and on-site photos of Tropical Isles. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Tropical IslesPhotos from Beaches MLS listings in Tropical Isles; content deemed reliable but not guaranteed.
Who Tropical Isles is best for.
Best for
- Buyers prioritizing low purchase price over amenities or home style
- Investors comfortable with manufactured housing who can buy distressed units, renovate economically, and either flip or hold as affordable rentals
- Cash buyers who can close quickly, bypass financing restrictions on older mobile homes, and negotiate aggressively in a soft market
Probably not for
- Buyers requiring conventional or FHA financing—many units here are too old or on leased land, making loan approval difficult or impossible
- Anyone seeking resort-style living, community events, pools, or HOA-maintained amenities—none exist here
- Buyers who want predictable monthly housing costs—lot rent can increase annually, adding uncertainty to your total shelter expense
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($108K) IS the median in the snapshot above, and the move from 2025 ($115K) IS the -5.7% one-year change.
Windows contain 3 to 28 sales each (28 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
4% of homes for sale in Tropical Isles are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-02).
Tropical Isles Market Scorecard
Tropical Isles is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $119,700, and homes go under contract in about 94 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Beaches MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Tropical Isles on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- St. Lucie County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Savanna Ridge · Elementary
- Northport K-8 · Middle
- Port St. Lucie · High
Zoned schools reflect the assignments reported on recent Tropical Isles listings and can change; always confirm with St. Lucie County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tropical Isles address.
Shop the zone: Homes zoned for Port St. Lucie High School
The Tropical Isles buying strategy.
If we were buying in Tropical Isles today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tropical Isles.
What the numbers mean on the ground
The $115,000 median reflects mostly single-section and older double-wide manufactured homes, many on leased land with monthly lot rent. Condition varies dramatically: some units are move-in ready with updated interiors, others need flooring, appliances, roof work, or full gut rehabs. The $78/ft² figure is almost meaningless as a comp tool because age, lot size, and renovation status create a wider effective range than the number suggests—always order a pre-purchase inspection and budget for deferred maintenance.
83 days on market and an 8% year-over-year price drop confirm this is a negotiable environment. Twenty-five closings in the trailing window indicate steady but modest activity—not stagnant, but not competitive. Sellers are adjusting expectations downward; buyers who move deliberately and negotiate repairs or price concessions will do better than those who assume the median is firm.
The 475% gain since 2012 is a recovery story, not a growth story. These homes were trading below replacement cost a decade ago, and the runup represents normalization plus inflation. Current market softness suggests the catch-up phase has ended. Fort Pierce is unincorporated here, so expect basic services, longer response times, and fewer walkable amenities than in-city neighborhoods. No community pool, clubhouse, or HOA events—you're buying shelter and location access, not resort-style living.
The location and the amenities are priced into every listing in Tropical Isles. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Tropical Isles buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (4.2). Basis: Long-Term Appreciation +334% since 2012; Recent Direction -5.7% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 35% owner-occupied; Pricing Power 89.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Tropical Isles requires an agent who knows manufactured-home title nuances, park rules, lot-rent escalation clauses, and how to price condition spreads that MLS photos don't capture. We walk every property, flag deferred maintenance before you're under contract, and negotiate from the reality of an 83-day market—not from asking-price fantasies. If a unit isn't worth your time, we'll say so before you waste a Saturday.
Tropical Isles in 15 seconds.
Tools for a Tropical Isles buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tropical Isles sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tropical Isles, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tropical Isles home worth?
Get a no-obligation home value based on real comparable sales in Tropical Isles, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Tropical Isles
Homes in Tropical Isles that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 493 Hemingway Terrace · off market
- 500 Thames Bluff Ridge #24 · off market
- 527 Tropical Isles Circle #F-30 · off market
- 5610 Hemingway Court #5 · off market
| Location | Fort Pierce, St. Lucie County, FL · ZIP 34950, 34952, 34982 |
|---|---|
| Homes in the community | 20 (FL DOR 2025 assessment roll) |
| Years built | 1992–2022 (median 1995.5) |
| Typical living area | 1,448 sq ft (median) |
| Home types (current listings and sales) | manufactured homes 85%, single-family 10% |
| Amenities listed by sellers | Clubhouse, Shuffleboard Court, Tennis Court(s), Pickleball Court(s), Community Room, Billiard Room |
| Sale prices, last 12 months | $108,500 median across 28 closed sales · $73 per sq ft · -5.7% vs the prior 12 months |
| Days on market (closed sales) | 72 median |
| For sale right now | 26 active, 2 pending · median asking $119,700 · 12.0 months of supply |
| Owner-occupied (homestead) share | 35% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Tropical Isles key facts,” movewithmomentum.com/neighborhoods/tropical-isles, data as of September 20, 2026.
Just listed in Tropical Isles
The newest homes for sale in Tropical Isles right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 552 Tropical Isles Circle $110,000 · 3 bd · 2 ba · 1,404 sq ft · listed Oct 30, 2026 Courtesy of RE/MAX Gold
- 5591 Hemingway Court #E-01 $19,900 · 2 bd · 2 ba · 1,092 sq ft · listed Oct 25, 2026 Courtesy of Sun Realty & Auction Service
- 340 Tropical Isles Circle #H-11 $155,000 · 2 bd · 2 ba · 1,134 sq ft · listed Oct 24, 2026 Courtesy of Sun Realty & Auction Service
- 487 Thames Bluff Ridge #D-26 $174,900 · 3 bd · 2 ba · 1,510 sq ft · listed Sep 18, 2026 Courtesy of Sun Realty & Auction Service
- 5631 Hemingway Court #C-04 $85,000 · 2 bd · 2 ba · 1,056 sq ft · listed Sep 15, 2026 Courtesy of Sun Realty & Auction Service
- 512 Thames Bluff Ridge $120,000 · 2 bd · 2 ba · 1,248 sq ft · listed Sep 12, 2026 Courtesy of Sun Realty & Auction Service
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Tropical Isles Right Now (27)
All 27 active and pending Tropical Isles listings with a detail page, newest first, refreshed twice a day from the MLS.
- 552 Tropical Isles Circle · $110,000 · 3 bd / 2 ba · listed Oct 30, 2026 · listed by RE/MAX Gold
- 340 Tropical Isles Circle #H-11 · $155,000 · 2 bd / 2 ba · listed Oct 24, 2026 · listed by Sun Realty & Auction Service
- 5591 Hemingway Court #E-01 · $19,900 · 2 bd / 2 ba · listed Sep 19, 2026 · listed by Sun Realty & Auction Service
- 487 Thames Bluff Ridge #D-26 · $174,900 · 3 bd / 2 ba · listed Sep 18, 2026 · listed by Sun Realty & Auction Service
- 5631 Hemingway Court #C-04 · $85,000 · 2 bd / 2 ba · listed Sep 14, 2026 · listed by Sun Realty & Auction Service
- 512 Thames Bluff Ridge · $120,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Sun Realty & Auction Service
- 508 Thames Bluff Ridge #D-22 · $149,000 · 2 bd / 2 ba · listed Sep 4, 2026 · listed by A&A International Realty Group
- 494 Thames Bluff Ridge #H-50 · $74,900 · 2 bd / 2 ba · listed Sep 2, 2026 · listed by Sun Realty & Auction Service
- 504 Thames Bluff Ridge #D-23 · $85,000 · 2 bd / 2 ba · listed Sep 2, 2026 · listed by Sun Realty & Auction Service
- 484 Tropical Isles Circle #D-32 · $159,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by A&A International Realty Group
- 479 Tropical Isles Circle #F-18 · $139,900 · 2 bd / 2 ba · listed Aug 12, 2026 · listed by Sun Realty & Auction Service
- 222 Sandy Bottom Place · $220,000 · 3 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX Gold
- 243 Sea Conch Place · $187,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 465 Hemingway Terrace #G-09 · $189,000 · 3 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 240 Travis Cay Place · $60,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Anchor Southeast Realty LLC
- 202 Sandy Bottom Place #A-09 · $90,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by A&A International Realty Group
- 485 Hemingway Terrace #G-04 · $169,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 356 Tropical Isles Circle #H-15 · $125,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 5550 Hemingway Court #1 · $111,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 337 Seahorse Terrace · $174,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 334 Seahorse Terrace · $119,500 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX of Stuart
- 5680 Boca Chica Court · $99,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX Gold
- 5680 Hemingway Court #15 · $109,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Zito Realty LLC
- 456 Tropical Isles Circle · $74,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 514 Hemingway Terrace · $109,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 5650 Hemingway Court #9 · $99,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
- 528 Tropical Isles Circle · $74,900 · 2 bd / 2 ba · pending · listed Aug 4, 2026 · listed by Sun Realty & Auction Service
Recently sold in Tropical Isles
- 527 Tropical Isles Circle #F-30 · sold $130,000
- 493 Hemingway Terrace · sold $52,000
- 223 Sea Conch Place #14 · sold $130,000
- 235 Travis Cay Place #B-16 · sold $47,000
- 471 Tropical Isles Circle · sold $38,500
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Fort Pierce home searches
- All homes for sale in Fort Pierce, FL
- Homes for sale in St. Lucie County, FL
- Gated communities in Fort Pierce
- Fort Pierce home values: what is my house worth?
Fort Pierce guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (St. Lucie County)
- Homestead exemption (St. Lucie County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Tropical Isles Circle (12 homes on record)
- Tropical Isles Circle (9 homes on record)
- Hemingway Terrace (6 homes on record)
- Thames Bluff Ridge (4 homes on record)
- Hemingway Court (2 homes on record)
- Hemingway Court (2 homes on record)
- Hemingway Terrace (2 homes on record)
- Tropical Isles Circle (1 homes on record)
- Thames Bluff Ridge (1 homes on record)
What it really costs to own in Tropical Isles
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $701/yr across 24 listings here (MLS tax records, 2026-11-04). |
|---|---|
| HOA dues | Median $260/month across 21 MLS listings (most billed monthly; 2026-11-04). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Lucie County is $2,332/yr (2,890 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 21 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1991 across 39 listings. An original roof here would be about 35 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $513/month (tax $58, HOA $260, insurance $194). An estimate from the sources above, not a quote.
Email me new listings in Tropical Isles
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Tropical Isles
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Tropical Isles will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Tropical Isles?
How long do homes in Tropical Isles take to sell?
Is Tropical Isles a buyer's or seller's market right now?
What share of Tropical Isles is owner-occupied?
Have Tropical Isles home prices gone up?
Who is the best real estate agent for Tropical Isles?
How do I find a top Fort Pierce real estate agent who knows Tropical Isles?
Can Momentum Realty connect me with an agent for Tropical Isles?
Where is Tropical Isles, and what county is it in?
Is Tropical Isles in a flood zone?
Is Tropical Isles a good place to live?
Should you buy in Tropical Isles?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 1, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34950/34952/34982)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2009 (215 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Tropical Isles fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Tropical Isles
- Home values · What homes in Tropical Isles actually sell for
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