Tugaloo Point in Hartwell

Tugaloo Point
Homes for Sale in Hartwell, GA

All 53 homes for sale in Hartwell, GA · median $275,000 · 133 homes for sale in 30643

Community in Hartwell · Hart County · ZIP 30643
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Photo courtesy of Melissa Phillips, Keller Williams Realty Atl. Partners · via Georgia MLS

Built fromLive Georgia MLS data1 years of closingsUpdated twice daily

As of September 2026, the MLS records 1 closed sale in Tugaloo Point in Hartwell, GA, the most recent in September 2025. Across Hartwell as a whole, 52 homes closed in the last 12 months at a median of $321,900, 70 median days on market, with 19 homes for sale today. At that median and Hart County's 2025 rate of 13.28 mills, annual property tax runs about $1,710.

Live · Tugaloo Point Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tugaloo Point is a small pocket near Hartwell in Hart County, and the current MLS snapshot doesn't identify shared community amenities. That means price here is driven by the individual property — its condition, lot, and proximity to the lake and town — rather than by an amenity package or association perks. When inventory is thin, a single well-kept listing can set the tone for the whole area.

For buyers, the practical move is to underwrite each home on its own merits and not assume comparability from one listing to the next. For sellers, condition and presentation carry most of the weight here; without amenities to lean on, the home has to make its own case. Expect a wide spread between move-in-ready and project properties.

Nearby homes for sale

No active listings inside Tugaloo PointHomes for Sale in Hartwell, GA right now. These are the 4 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

436 Panorama Drive
$875K · 1.3 mi away
4 bd · 2.5 ba · 2,747 sqft
436 Panorama Drive
Listed by Keller Williams Lake Hartwell
102 Pine Tree Trace
$1.32M · 1.7 mi away
5 bd · 4 ba · 3,094 sqft
102 Pine Tree Trace
Listed by Keller Williams Greater Athens
672 Tugaloo Heights Circle
$1.88M · 1.7 mi away
5 bd · 5.5 ba · 4,362 sqft
672 Tugaloo Heights Circle
Listed by Charlene's Lakeside Realty
246 Harvey Lane
$751K · 1.9 mi away
3 bd · 3 ba · 3,200 sqft
246 Harvey Lane
Listed by Prestige Property Group LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Tugaloo Point sits in Hartwell, in Hart County near the Georgia–South Carolina line and the Lake Hartwell area. It's a quiet, small-scale setting where the individual property—not a shared amenity base—does the talking.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

The market around Tugaloo Point

In ZIP 30643 (Hartwell), 64 homes closed in the last 12 months at a median of $322K ($192/sq ft), down 5.6% year over year, with a median 68 days on market. Right now 31 active and 4 pending listings put supply at about 9.4 months — a buyer's market. See the live ZIP 30643 housing market.

ZIP and county figures describe the wider market, not Tugaloo Point specifically. Momentum Research analysis of MLS records.

Best for

  • Buying to settle into a quiet, small-scale setting near Hartwell
  • Buyers willing to underwrite a home on its own condition and lot
  • Seeking proximity to Hart County and the Lake Hartwell area over on-site amenities

Probably not for

  • Needing a gate, pool, clubhouse, or other shared amenities
  • Wanting a deep, fast-moving inventory with many comparable listings
  • Preferring an association-managed community with predictable, amenity-driven pricing

If we were buying in Tugaloo Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tugaloo Point.

Best Buy
Buyers who want a quiet, small-scale setting near Hartwell and Lake Hartwell.
Biggest Risk
A thin listing pool means fewer comps and slower read on value.
Sweet Spot
A well-maintained property priced honestly for its condition and setting.
Avoid If
You need community amenities—a pool, gate, or clubhouse—on site.

How price actually works here

With no community amenities identified from current listings, valuation in Tugaloo Point comes down to the fundamentals of each home: condition, lot, and location relative to the lake and downtown Hartwell. There's no clubhouse, gate, or pool premium baked in, so two homes at similar square footage can price very differently based on how much work they need.

That makes homework essential. Because the sample of active listings is small, a couple of transactions can move the perceived market. Treat each property as its own negotiation, lean hard on inspection and condition, and weigh the specific setting—street, water access, and drive time into Hartwell—rather than a neighborhood-wide number.

The location and the amenities are priced into every listing in Tugaloo Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, amenity-free pocket like this, the value is in reading each property honestly and pricing the condition, not the zip code. We track the Georgia MLS activity around Hartwell and Hart County, tell you plainly when a listing is overpriced for its state, and hold the line in a thin market where a single comp can distort expectations.

Tugaloo Point in 15 seconds.

Best forBuyers who want a quiet, small-scale setting near Hartwell and Lake Hartwell.
Biggest advantagePrice reflects the individual home, not an amenity premium you may not use.
Biggest riskA thin listing pool means fewer comps and slower read on value.
Sweet spotA well-maintained property priced honestly for its condition and setting.
Avoid ifYou need community amenities—a pool, gate, or clubhouse—on site.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Tugaloo Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Tugaloo Point.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tugaloo Point sales matched to your home.

What is your Tugaloo Point home worth?

Get a no-obligation home value based on real comparable sales in Tugaloo Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Hartwell →

Real comps, not an automated estimate.
Buying to settle into a quiet, small-scale setting near HartwellExcellent fit
Buyers willing to underwrite a home on its own condition and lotExcellent fit
Seeking proximity to Hart County and the Lake Hartwell area over on-site amenitiesExcellent fit
Needing a gate, pool, clubhouse, or other shared amenitiesProbably not
Wanting a deep, fast-moving inventory with many comparable listingsProbably not
Preferring an association-managed community with predictable, amenity-driven pricingProbably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 17, 2026)
Historical depthClosed-sale records back to 2025 (1 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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Common questions about Tugaloo Point

Where is Tugaloo Point?

Tugaloo Point is a community in Hartwell, Hart County, Georgia, ZIP 30643.

Are there homes for sale in Tugaloo Point right now?

No active listings inside Tugaloo Point at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Tugaloo Point have an HOA or CDD?

No HOA is on record for Tugaloo Point in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

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Browse all Florida neighborhood guides →

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Tugaloo Point Market Scorecard

No active listings

Tugaloo Point is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$1,102,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/2
Active/Pend/Sold

Go deeper: county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.