Villages/Sumter in The Villages

Villages/Sumter
Homes for Sale in The Villages, FL

Community in The Villages · Sumter County · ZIP 32159
Median sale $410K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
39/100
Market Heat
Cooler than normal
2019 → 2026 · 78 at the 2021 peak
0 is Villages/Sumter's coldest market since 2019, 100 its hottest. Today: 39. How it's scored
Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Villages Sumter in FL has 57 homes for sale and 30 pending, asking from $245,000 to $1,400,000 (median $439,900). Homes listed or recently sold were built 1994 - 2019; 12 of 99 report an HOA (median $204/mo); none of the 97 geocoded homes sit in a FEMA special flood hazard zone (median elevation 79 ft).

Part of the The Villages master-planned community in The Villages, FL — see all The Villages homes for sale (154 listings across 24 villages and sections in the MLS).

Part of Villages, Minneola, FL — see all Villages homes for sale (100 listings across 7 sections in the MLS).

Last 30 days in Villages/Sumter: 29 new listings (median asking $479,900), 29 under contract right now, 12 closed sales (median $392,500). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Villages/Sumter Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$410K ▲
Median sold · 12 mo
up 0.0% vs the prior 12 months
+0.0% ▲
1-yr price change
n = 115 and 113 sales in the two windows
$237/sf
Sold $/sqft · 12 mo
peak $257 in 2023
94.0%
Sale vs ask
Tempo
36days
Median DOM · closed
3 days at the 2021 low
0 · 0
For sale · pending
live counts, refreshed twice daily
115
Sold · last 12 mo
10-yr average: about 50 a year
Ownership and context
67%
Owner-occupied · Villages/Sumter
4 of 6 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Villages/Sumter
incl. 0% trust or LLC-held · 33% out-of-state
59%
Cash buyers · Villages/Sumter
71 of 121 sales, 12 mo ending June 2026
Track record · 10 years of records
29
Failed listings · 2026
peaked at 40 in 2024
1,851sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Villages/Sumter

Live MLS inventory for Villages/Sumter. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Villages/Sumter listings as of 2026-11-05, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Price here is driven by condition and square footage, not by a new-build premium. With a median living area near 1,998 square feet and homes built between 1993 and 2004, the median sits at $410,000, or about $237 per square foot. What you pay above or below that line comes down to updates and layout, because the housing stock is of a consistent vintage.

The market posture is thin and steady. Year-over-year the median is flat, and there are currently no active listings against 115 closings in the trailing window. For a buyer, that means inventory appears and moves; be ready to act when a home lists. For a seller, demand is real but measured, and the median days on market of 36 says homes trade in a reasonable window rather than overnight.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Villages/Sumter Housing Pulse · Momentum Research · as of August 2, 2026

Villages/Sumter right now

🟡 Still climbing. The trailing-12-month median ($410K) is up 0.0% from the prior 12 months ($410K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Very High (115 and 113 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside VILLAGES/SUMTER right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

731 DUMAS STREET
$230K · 0.1 mi away
2 bd · 2 ba · 1,121 sqft
731 DUMAS STREET
Listed by LA ROSA REALTY LLC
746 ANGELITA AVE
$285K · 0.1 mi away
2 bd · 2 ba · 1,121 sqft
746 ANGELITA AVE
Listed by BROKER ASSOCIATES REALTY
631 ENCONTO STREET
$300K · 0.1 mi away
2 bd · 2 ba · 1,128 sqft
631 ENCONTO STREET
Listed by DOWN HOME REALTY, LLLP
728 RIVERA ROAD
$275K · 0.2 mi away
3 bd · 2 ba · 1,491 sqft
728 RIVERA ROAD
Listed by HOUWZER INC
916 RAMOS DRIVE
$425K · 0.2 mi away
3 bd · 2 ba · 1,690 sqft
916 RAMOS DRIVE
Listed by REALTY EXECUTIVES IN The Villages
1613 SAN DIEGO STREET
$250K · 0.2 mi away
2 bd · 2 ba · 1,102 sqft
1613 SAN DIEGO STREET
Listed by SOUTHERN ASSOCIATES REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Villages/Sumter market snapshot (as of August 2, 2026): the median sale price is about $410K ($237 per sq ft over the trailing 12 months of closed sales), and a median 36 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months, computed from record-level Stellar MLS closed sales (115 closings in the current window).

In ZIP 32159 (The Villages), 1,681 homes closed in the last 12 months at a median of $360K ($237/sq ft), down 1.8% year over year, with a median 43 days on market. Right now 114 active and 44 pending listings. See the live ZIP 32159 housing market and the Lake County market.

Stellar MLS sales records identify 976 homes in VILLAGES/SUMTER that have changed hands since 2014, built between 1886 and 2022 (median 2005), with a median living area of about 1,881 sq ft and a typical 3-bedroom, 2-bath layout; 99% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Villages/Sumter: of 56 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.

This is a small, mature pocket of The Villages in Sumter County where the homes share a late-1990s to early-2000s vintage, so the pricing conversation is almost entirely about condition and finishes rather than age.

Best for

  • Buying to occupy a mature home and willing to weigh finishes over build year
  • Buyers who can act fast when a listing appears in a low-inventory pocket
  • Buying into an owner-occupied street where roughly two-thirds of homes are homesteaded

Probably not for

  • Needing new construction or a recent build
  • Shopping for a community with extensive on-site amenities, since none are identified here
  • Requiring a wide pool of active listings to compare before deciding

Windows contain 0 to 115 sales each (115 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$350K$400K201620182020202220242026
Up 0.0% year over year.
Every sale since 2016 · price vs size
$0$500K$1M1k2k3k
499 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$250201620182020202220242026
Up from $166 in 2016 to a $257 peak in 2023; $237 now.
Median days on market · closed sales
050201620182020202220242026
3 days at the 2021 low; 36 now.
Sale price vs original ask · median
90%95%100%201620182020202220242026
94.0% now.
Homes sold per 12-mo window
050100201620182020202220242026
0 to 115 a year; 115 in the current window.
Sellers who gave up · failed listings per year
0204020182020202220242026
Canceled, expired, or withdrawn. 40 quit in 2024; 29 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning202220242026
78 at the 2021 peak, 11 in the troughs, 39 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Sumter County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,497/mo
Sumter County typical true cost to own
$144/mo
Sumter County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

The Villages (Sumter County) Market Scorecard

Strong buyer's market

The Villages (Sumter County) is currently a strong buyer's market. About 57.0 months of supply, a median asking price of $439,900, and homes go under contract in about 32 days.

57.0
Months supply
$439,900
Median list
$392,500
Median sold
$257
Per sqft
32
Days on mkt
57/30/12
Active/Pend/Sold

Typical home value in the 32162 ZIP is $367,251, about 4.0% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Sumter County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Sumter County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Villages/Sumter listings and can change; always confirm with Sumter County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Villages/Sumter address.

Recent Developments in Villages Sumter

Development, infrastructure, retail, and school activity affecting Villages Sumter, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum54/100 · Active
  1. October 2026
    Parks & Amenities

    Merritt Field Recreation and Postal Center to open Nov. 5 in Farmstead

    The Villages will hold a 9 a.m. ribbon-cutting on Nov. 5 for Merritt Field at 7503 Busche Boulevard. It has a swimming pool, shuffleboard and bocce courts, corn toss boards, a covered pavilion, mailboxes and parcel lockers. It is the third new recreation facility opened in about 30 days, and the Pullman center is still under construction.

    What it may mean for the marketNew recreation and mail amenities in Farmstead add neighborhood-level conveniences in the southern Villages. The project is about 3 miles southeast of Villages Sumter, elsewhere in Sumter County.

    Source: The Villages-News.com
  2. October 2026
    Retail & Dining

    Live Oak Shopping Center advances in Village of Long Prairie

    A 33-acre Live Oak Shopping Center is planned in the Eastport area of The Villages, in the Villages of Southern Oaks near the Lake County line and across from the upcoming Tribute Recreation Complex. It is to be anchored by a grocer with dining, daily-needs businesses and fuel, and is still under water management district review.

    What it may mean for the marketA grocery-anchored center would add shopping and dining close to the southern Villages, shortening errand trips for nearby homes. The project is about 9 miles south of Villages Sumter, elsewhere in Sumter County.

    Source: The Villages-News.com
  3. October 2026
    Civic

    Sumter County weighs widening lawsuit over Heart of Florida landfill

    Sumter County sued the operators of the Heart of Florida landfill near Lake Panasoffkee on Sept. 22 over odors reported since early 2025. The county chairman has asked staff to discuss amending the suit or filing a new one to address a planned deep injection well for leachate, and no commission vote has been reported.

    What it may mean for the marketOutcome of the dispute could affect air quality and land-use conditions around the Bushnell and Lake Panasoffkee area. The project is about 10 miles southwest of Villages Sumter, elsewhere in Sumter County.

    Source: The Villages-News.com
  4. July 2026
    Infrastructure

    Sumter County and Wildwood begin pavement maintenance programs

    Sumter County launched a $6.4 million program covering about 30 miles of roadway, including C-466 and multiple county roads, funded through its Capital Outlay Reserve Fund. The City of Wildwood began a separate $1.2 million program resurfacing downtown-area streets such as Alabama Street and Old Wire Road.

    What it may mean for the marketThe paving programs upgrade road infrastructure across Sumter County and central Wildwood, extending pavement life along the listed corridors. The site is about 4 miles south of Villages Sumter.

    Source: 352today

Development alerts for Villages SumterGet a short monthly email when something new is approved, funded, or opens near Villages Sumter.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Villages/Sumter today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages/Sumter.

Best Buy
Buyers who want a mature home in The Villages and will judge value on condition rather than age.
Biggest Risk
Inventory is effectively zero at times, so you may have to wait for the right home to list.
Sweet Spot
A well-updated home near the 1,998-square-foot median, priced in line with the $410,000 benchmark.
Avoid If
You need new construction or a long menu of on-site community amenities.

A thin, condition-driven micro-market

The sample here is genuinely small - six homes on record, no active listings at the snapshot date, and 115 closings in the measured window. That combination tells you turnover happens but stock does not sit around. When nothing is active, the next listing effectively sets the tone, so motivated buyers should have financing and a plan in place before they tour.

Our MLS pull identifies no community amenities for this pocket, so value is in the homes themselves and the location within The Villages. With a market heat score of 39 and a median of 36 days on market, this is a middle-of-the-road pace: not a bidding-war environment, not a stale one. Roughly two-thirds of homes carry a homestead exemption, which points to a largely owner-occupied street rather than a rental-heavy block.

“

The location and the amenities are priced into every listing in Villages/Sumter. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.2C+ · Buy Score
Recent Direction6.0/10
Owner Commitment6.7/10
Pricing Power6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.2). Basis: Recent Direction +0.0% year-over-year; Owner Commitment 67% owner-occupied; Pricing Power 94.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a pocket this small, the data thins out fast and a single sale can skew the picture. We track closings against the actual homes on the ground, read condition against the $237-per-square-foot median, and tell you when a given asking price is or isn't supported. With no active inventory at the moment, we also help you move quickly and accurately when the next home lists.

Villages/Sumter in 15 seconds.

Best forBuyers who want a mature home in The Villages and will judge value on condition rather than age.
Biggest advantageA stable, owner-occupied pocket where turnover happens without frenzy.
Biggest riskInventory is effectively zero at times, so you may have to wait for the right home to list.
Sweet spotA well-updated home near the 1,998-square-foot median, priced in line with the $410,000 benchmark.
Avoid ifYou need new construction or a long menu of on-site community amenities.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages/Sumter sales matched to your home.

What is your Villages/Sumter home worth?

Get a no-obligation home value based on real comparable sales in Villages/Sumter, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in The Villages →

Real comps, not an automated estimate.

Recently off market in Villages Sumter

Homes in Villages Sumter that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 80 on record.

Villages/Sumter key facts
LocationFL
Home types (current listings and sales)single-family 99%
Amenities listed by sellersGolf, Pool, Golf Carts OK, Deed Restrictions, Dog Park, Tennis Court(s)
For sale right now60 active, 32 pending · median asking $449,950 · 60.0 months of supply
Zoned public schoolsSumter County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Villages/Sumter key facts,” movewithmomentum.com/neighborhoods/villages-sumter, data as of November 6, 2026.

Housing distress & ownership in VILLAGES/SUMTER, The Villages

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.93%
2 of 214 listings · short sale 2
Distress share trend - 0.93% now (2026-08-10 → 2026-11-04)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Just listed in Villages/Sumter

The newest homes for sale in Villages/Sumter right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Villages Sumter Right Now (88)

All 88 active and pending Villages Sumter listings with a detail page, newest first, refreshed twice a day from the MLS. Showing the newest 60 of 88; the carousel above and the map carry the rest.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

What it really costs to own in Villages/Sumter

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

CDD / special assessmentsListings here report a median of $713/yr in CDD or special-district assessments on the tax bill (77 listings, MLS, 2026-11-12). 93% of the 83 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice.
HOA duesMedian $204/month across 20 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Sumter County is $1,728/yr (656 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 57 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2004 across 86 listings. An original roof here would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Villages/Sumter

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Villages/Sumter

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Villages/Sumter will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Villages/Sumter?
The median sale price in Villages/Sumter was $410K over the 12 months ending August 2, 2026 (115 closed sales, Stellar MLS).
How long do homes in Villages/Sumter take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 36 days on market (115 sales, Stellar MLS).
What share of Villages/Sumter is owner-occupied?
67% of Villages/Sumter parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
Do cash buyers compete in Villages/Sumter?
Cash buyers took 59% of Villages/Sumter sales in the 12 months ending June 2026 (71 of 121 closings, Stellar MLS).
What schools serve Villages/Sumter?
Villages/Sumter is served by Sumter County Public Schools, typically Sumter County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Villages/Sumter?
The best agent for Villages/Sumter is one who actively works The Villages and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Villages/Sumter.
How do I find a top The Villages real estate agent who knows Villages/Sumter?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Villages/Sumter and the wider The Villages area.
Can Momentum Realty connect me with an agent for Villages/Sumter?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Villages/Sumter purchase or sale - no call center and no pressure.
Where is Villages/Sumter, and what county is it in?
Villages/Sumter is in The Villages, Sumter County, FL, ZIP codes 32159, 32162, 32163.
Is Villages/Sumter in a flood zone?
No, for the homes we can see: all 61 homes we sampled in Villages/Sumter sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Villages/Sumter a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Villages/Sumter: the median sale price over the last 12 months was $410K (115 sales), 15% above the The Villages median of $355K; homes took a median 36 days to go under contract; the assessment roll counts 6 homes, 67% of them homesteaded (owner-occupied); listings report Sumter County Public Schools (verify by address), Confirm zoned elementary, middle, and high, Magnet and choice options may apply as the zoned schools. The full numbers, price history and the flood and school sections are above.
Buying to occupy a mature home and willing to weigh finishes over build yearExcellent fit
Buyers who can act fast when a listing appears in a low-inventory pocketExcellent fit
Buying into an owner-occupied street where roughly two-thirds of homes are homesteadedExcellent fit
Needing new construction or a recent buildProbably not
Shopping for a community with extensive on-site amenities, since none are identified hereProbably not
Requiring a wide pool of active listings to compare before decidingProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 5, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2016 (499 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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