Watermans Bluff in Yulee

Watermans Bluff
Homes for Sale in Yulee, FL

All 177 homes for sale in Yulee, FL · median $415,000 · 183 homes for sale in 32097 · Nassau County homes for sale

Community in Yulee · Nassau County · ZIP 32097
22 homesBuilt 2015–2024
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Photo courtesy of SUMMER HOUSE REALTY · via realMLS

Built fromLive realMLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Watermans Bluff in Yulee, FL has 2 homes for sale. Homes listed or recently sold were built 2015–2026 with 1 new construction; 3 of 3 report an HOA (median $158/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).

Last 30 days in Watermans Bluff: 1 new listing (median asking $675,000). As of November 13, 2026, realMLS.

Live · Watermans Bluff Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Nassau: 26% (178 of 683)
2 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
56%
Owner-occupied · Watermans Bluff
19 of 34 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · Watermans Bluff
incl. 24% trust or LLC-held · 9% out-of-state
22
Homes in the community
plus 12 vacant residential lots · 34 residential parcels (FL DOR 2025)
Track record · 11 years of records
2015–2024
Years homes were built
median 2021 · county roll (FL DOR 2025)
9.1%/yr
Turnover rate
about 2 of 22 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 15, 2026

Watermans Bluff is a small, gated enclave in Yulee built out between 2015 and 2024 — every home here is new-construction era, with no older resale stock to compete against. What actually sets value in this community isn't square footage alone, though at a median 3,240 square feet these are larger-format homes; it's the amenity package attached to the address: gated and key-card entry, 24-hour security, a marina, boat dock, fishing access, a park, and a clubhouse, all still under developer management. That combination is the premium buyers are paying for, not just the house itself.

With just 22 homes in the entire community and only 5 currently active, this reads as a buyer-leaning market by the numbers — months of supply sits at 60, meaning at the current pace of sales it would take years to sell through what's listed. For a buyer, that translates into real negotiating room and less competition on any single listing. For a seller, pricing and presentation matter more than urgency; there's no crowd of comparable listings pushing offers, but there's also no crowd of buyers forced to choose you over a dozen alternatives.

Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Watermans Bluff Housing Pulse · Momentum Research · as of November 12, 2026

Watermans Bluff right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Watermans Bluff is a gated, waterfront community of 22 homes in Yulee built between 2015 and 2024, anchored by a marina, boat dock, and clubhouse — a small, still-developing pocket of Nassau County where inventory turns slowly and by design.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a new-construction home (built between 2015 and 2024) inside a gated, amenity-rich waterfront community.
  • Buyers who prioritize larger living space — median homes run 3,240 square feet — and boat/marina access over move-in speed.
  • Owner-occupants planning to homestead the property, in line with the community's existing ownership pattern.

Probably not for

  • Buyers who need a wide pool of active listings to compare — only 5 of 22 homes are typically on the market.
  • Buyers looking for an established, homeowner-run HOA rather than a still developer-managed community.
  • Investors seeking a high-turnover rental strategy — the homestead share here points toward owner-occupancy, not rental churn.

The market around Watermans Bluff

Watermans Bluff is too small for its own price trend, so here is the market around it.

In ZIP 32097, 265 homes are on the market and 36% are under contract — a fast-moving corner of Yulee.

Across Nassau County, 505 homes are active and 178 pending (26% under contract).

In ZIP 32097 (Yulee), 618 homes closed in the last 12 months at a median of $454K ($197/sq ft), up 3.5% year over year, with a median 56 days on market. Right now 148 active and 63 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 32097 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Watermans Bluff specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Watermans Bluff

Live MLS inventory for Watermans Bluff. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Watermans Bluff listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Watermans Bluff Yulee Right Now (2)

All 2 active and pending Watermans Bluff Yulee listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 28411 Grandview Manor · $675,000 · 3 bd / 2 ba · listed Nov 9, 2026 · listed by Berkshire Hathaway Home Services Heymann Williams
  • 29242 Grandview Manor · $799,990 · 4 bd / 3 ba · listed Aug 25, 2026 · listed by Drees Realty

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Watermans Bluff

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Watermans Bluff are close: the nearest health is about 11 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Watermans Bluff with Momentum Realty’s local guides.

Lighthouse Pointe0.1 mi awayH M Thigpen Estate0.4 mi awayRBRoses Bluff Jacksonville0.4 mi awayBRBells River Estates0.5 mi away · median $378K, 4 sales/12 moRBRoses Bluff0.5 mi away · median $368K, 3 sales/12 moARArnold Ridge Jacksonville0.6 mi awaySandy Bluff0.6 mi away · median $707K, 7 sales/12 mo

Browse all neighborhood guides →

Schools

In short
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Yulee Elementary SchoolFLDOE grade A · Public PK-5
  • Yulee Middle SchoolFLDOE grade A · Public 6-8
  • Yulee High SchoolFLDOE grade A · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Watermans Bluff address.

Recent Developments in Watermans Bluff

Development, infrastructure, retail, and school activity affecting Watermans Bluff, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum79/100 · High
  1. October 2026
    Infrastructure

    Port of Fernandina wins $11M federal grant for wharf and flood-control repairs

    The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.

    What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The project is about 9 miles east of Watermans Bluff, elsewhere in Nassau County.

    Source: Fernandina Observer
  2. October 2026
    Civic

    Nassau committee proposes data center zoning district with no county incentives

    A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.

    What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 5 miles southeast of Watermans Bluff.

    Source: Fernandina Observer
  3. September 2026
    Development

    Nassau review committee considers up to 350 lots in Wildlight southern planning area

    At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.

    What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 3 miles east of Watermans Bluff.

    Source: Nassau NewsLine
  4. August 2026
    Builder Activity

    Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County

    Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.

    What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 8 miles southeast of Watermans Bluff.

    Source: Nassau NewsLine
  5. July 2026
    Builder Activity

    Wildlight subdivision advances in Yulee as the master-planned community expands

    Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

    What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 4 miles west of Watermans Bluff.

    Source: Jax Daily Record
  6. March 2026
    Development

    First Wildlight Commerce Park speculative building opens in Yulee

    The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.

    What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 4 miles west of Watermans Bluff.

    Source: Jax Daily Record

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Watermans Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Watermans Bluff.

Best Buy
Buyers wanting a new-construction, gated waterfront address in Yulee with direct marina and boat dock access.
Biggest Risk
Thin inventory means the right listing may take a long wait to surface.
Sweet Spot
Buyers who want a larger, newer home with direct water access and can wait for the right listing to surface.
Avoid If
Avoid if you need to compare many active listings side by side — only a handful are ever on the market.

A Small, Amenity-Heavy Waterfront Pocket of Nassau County

The amenity list here reads more like a private marina club than a standard subdivision: gated entry with a security gate and key-card access, 24-hour security, fishing access, a boat dock, a full marina, a park, and a clubhouse, with grounds maintenance handled for owners. The community is still under developer management, which is worth flagging for buyers — governance, dues structure, and amenity buildout can still be in flux until a homeowner-run association takes over.

Every home in Watermans Bluff was built between 2015 and 2024, with a median living area of 3,240 square feet — this is a community of larger, newer homes, not a mix of eras and sizes. Ownership skews owner-occupied: 55.9% of homes carry a homestead exemption, meaning more than half the community is a primary residence rather than an investment or second home. Combined with just 22 total homes and 5 active listings, this is a tightly held pocket where turnover is inherently limited.

“

The location and the amenities are priced into every listing in Watermans Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 22-home community where only 5 are ever on the market at once, timing is everything — an agent who isn't watching this specific gated community closely will miss listings between showings. Momentum's Nassau County presence means tracking a thin-inventory, developer-managed community like this as a matter of course, so buyers hear about a new listing immediately and sellers get priced against the handful of true comparables that exist, not a generic Yulee average.

Watermans Bluff in 15 seconds.

Best forBuyers wanting a new-construction, gated waterfront address in Yulee with direct marina and boat dock access.
Biggest advantageScarcity — only 22 homes exist here, and turnover is naturally slow.
Biggest riskThin inventory means the right listing may take a long wait to surface.
Sweet spotBuyers who want a larger, newer home with direct water access and can wait for the right listing to surface.
Avoid ifAvoid if you need to compare many active listings side by side — only a handful are ever on the market.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Watermans Bluff sales matched to your home.

What is your Watermans Bluff home worth?

Get a no-obligation home value based on real comparable sales in Watermans Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Yulee →

Real comps, not an automated estimate.

Recently off market in Watermans Bluff

Homes in Watermans Bluff that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Watermans Bluff key facts
LocationYulee, Nassau County, FL · ZIP 32097, 32207
Homes in the community22 (FL DOR 2025 assessment roll)
Years built2015–2024 (median 2020.5)
Typical living area3,240 sq ft (median)
Amenities listed by sellersBoat Dock, Fishing, Gated, Park, Security Gate
For sale right now2 active, 0 pending · median asking $737,495 · 12.0 months of supply
Owner-occupied (homestead) share56%
Zoned public schoolsYulee Elementary School (A, FLDOE 2025-26); Yulee Middle School (A, FLDOE 2025-26); Yulee High School (A, FLDOE 2025-26)

Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Watermans Bluff key facts,” movewithmomentum.com/neighborhoods/watermans-bluff-yulee, data as of November 12, 2026.

Housing distress & ownership in Watermans Bluff, Yulee

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Median closed sale price — $827,500 (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Just listed in Watermans Bluff

The newest homes for sale in Watermans Bluff right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

36% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).

Email me new listings in Watermans Bluff

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Watermans Bluff

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Watermans Bluff will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Watermans Bluff Yulee year by year since 2015, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

Is Watermans Bluff a buyer's or seller's market right now?
As of November 12, 2026, Watermans Bluff leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Watermans Bluff?
The Florida DOR 2025 assessment roll shows 22 homes plus 12 vacant residential lots in Watermans Bluff (public records).
What share of Watermans Bluff is owner-occupied?
56% of Watermans Bluff parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Watermans Bluff built?
Homes in Watermans Bluff were built between 2015 and 2024, with a median year built of 2020.5 (FL DOR 2025 roll).
What schools serve Watermans Bluff?
Watermans Bluff is served by Nassau County Public Schools, typically Yulee Elementary School, Yulee Middle School and Yulee High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Watermans Bluff?
The best agent for Watermans Bluff is one who actively works Yulee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Watermans Bluff.
How do I find a top Yulee real estate agent who knows Watermans Bluff?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Watermans Bluff and the wider Yulee area.
Can Momentum Realty connect me with an agent for Watermans Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Watermans Bluff purchase or sale - no call center and no pressure.
Where is Watermans Bluff, and what county is it in?
Watermans Bluff is in Yulee, Nassau County, FL, ZIP codes 32097, 32207. The community's center is about 7 miles north of the center of Yulee (straight-line).
How far is Watermans Bluff from downtown Jacksonville and the beach?
About 25 miles from downtown Jacksonville and about 6 miles from the Atlantic beach at Fernandina Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want a new-construction home (built between 2015 and 2024) inside a gated, amenity-rich waterfront community.Excellent fit
Buyers who prioritize larger living space — median homes run 3,240 square feet — and boat/marina access over move-in speed.Excellent fit
Owner-occupants planning to homestead the property, in line with the community's existing ownership pattern.Excellent fit
Buyers who need a wide pool of active listings to compare — only 5 of 22 homes are typically on the market.Probably not
Buyers looking for an established, homeowner-run HOA rather than a still developer-managed community.Probably not
Investors seeking a high-turnover rental strategy — the homestead share here points toward owner-occupancy, not rental churn.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 13, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32034/32097/32207))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2015 (60 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

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