Waterset Phase 3B-2
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.

Waterset Phase 3B-2 is a tight, recent-build pocket: all 75 homes date to 2017-2019, with a median year built of 2018, so this is a phase where condition and original finish level do most of the talking rather than a wide spread of construction eras. At a median living area of 3,109 square feet, these are larger-format homes, which puts them toward the upper end of what the broader Waterset community offers in terms of floor plan size.
The homestead share of 69.3% tells us a solid majority of owners have filed for the exemption, which typically points to longer intended hold periods rather than a phase dominated by short-term rental or flip activity. For a buyer, that generally means fewer distressed or investor-driven listings hitting the market at once. For a seller, it means your closest comps are likely to be similarly well-kept, owner-occupied homes rather than a mixed bag of conditions.
Who Waterset Phase 3B-2 is best for.
Best for
- Buyers seeking a larger living area in a home built within the last decade rather than an older resale.
- Buyers comfortable evaluating community amenities at the broader Waterset level rather than assuming a phase-specific package.
- Buyers who value a tight, consistent construction era when comparing homes and estimating condition.
Probably not for
- Buyers who want a documented, phase-specific amenity package as a core requirement.
- Buyers seeking the widest possible range of build years and price points within a single small phase.
- Buyers prioritizing a smaller floor plan or lower square footage than this phase's typical size.
The market around Waterset Phase 3B-2
Waterset Phase 3B-2 is a small community — 2 recorded sales on file, most recently in 2020 — too few for its own price trend. Here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Waterset Phase 3B-2 specifically. Momentum Research analysis of MLS records.
The Waterset Phase 3B-2 buying strategy.
If we were buying in Waterset Phase 3B-2 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset Phase 3B-2.
A Narrow Build Window, A Larger Floor Plan
With only 75 homes and a construction span of just two years, Phase 3B-2 doesn't have the layered building eras you see in older Florida communities. Nearly every home here was built within a year or two of its median year built date of 2018, which narrows the variables buyers need to weigh to mostly condition, upgrades, and lot placement rather than generational differences in construction standards or original floor plans.
The median living area of 3,109 square feet puts this phase on the larger side of typical new-construction inventory in the area, which matters for anyone comparing per-square-foot pricing across Waterset's various phases. Current MLS listings don't identify a specific set of community amenities tied directly to this phase, so buyers evaluating recreational features should look at what's accessible through the broader Waterset community rather than assuming this phase carries its own dedicated set.
The location and the amenities are priced into every listing in Waterset Phase 3B-2. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 75-home phase with a two-year build window is small enough that pricing mistakes are easy to make if you're not looking at true like-for-like comps. We track this phase separately from the rest of Waterset so you're comparing against homes with the same construction era, similar square footage, and comparable ownership patterns, not against a diluted community-wide average.
Waterset Phase 3B-2 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterset Phase 3B-2 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset Phase 3B-2 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterset Phase 3B-2, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterset Phase 3B-2 home worth?
Get a no-obligation home value based on real comparable sales in Waterset Phase 3B-2, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waterset Phase 3B-2 on the map →
Frequently Asked Questions
How many homes are in Waterset Phase 3B-2?
What share of Waterset Phase 3B-2 is owner-occupied?
When were the homes in Waterset Phase 3B-2 built?
Do cash buyers compete in Waterset Phase 3B-2?
Who is the best real estate agent for Waterset Phase 3B-2?
How do I find a top Apollo Beach real estate agent who knows Waterset Phase 3B-2?
Can Momentum Realty connect me with an agent for Waterset Phase 3B-2?
Should you buy in Waterset Phase 3B-2?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 33572)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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