New Construction Homes in Charlotte County, FL
453 new-construction homes are listed for sale in Charlotte County right now, across 14 communities and 6 builders. Most list between $292K to $649K; the median new build is $360,000 ($203/sq ft, typically 1,808 sq ft, 3 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-10-23 and refreshes as homes list and sell.
Newest new-construction listings in Charlotte County
The most recently listed new homes in Charlotte County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Charlotte County
Every Charlotte County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Punta Gorda Isles | Adams Homes, D.R. Horton, Holiday Builders, Lennar, M/I Homes | 404 | $225,000 |
| Cove At West Port | D.R. Horton | 15 | $294,999 |
| Esplanade At Starling | Taylor Morrison | 11 | $387,799 |
| Rotonda Heights | — | 6 | $300,000 |
| Port Charlotte | — | 3 | $369,900 |
| Rotonda West (White Marsh) | — | 3 | $590,000 |
| Tropical Gulf Acres | — | 2 | $260,000 |
| Rotonda West (Oakland Hills) | Adams Homes | 2 | $451,100 |
| Rotonda West (Broadmoor) | Adams Homes | 2 | $404,300 |
| Punta Gorda Isles | — | 1 | $649,990 |
| Port Charlotte | Adams Homes | 1 | $315,900 |
| South Punta Gorda Heights | — | 1 | $299,900 |
| Port Charlotte Sec 96 02 | — | 1 | $265,000 |
| South Gulf Cove | — | 1 | $699,900 |
Builders building in Charlotte County right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- D.R. Horton — 43 new homes in Cove At West Port, Punta Gorda Isles
- Holiday Builders — 36 new homes in Punta Gorda Isles
- Adams Homes — 28 new homes in Port Charlotte, Punta Gorda Isles, Rotonda West (Broadmoor), Rotonda West (Oakland Hills)
- Lennar — 19 new homes in Punta Gorda Isles
- M/I Homes — 13 new homes in Punta Gorda Isles
- Taylor Morrison — 11 new homes in Esplanade At Starling
New construction in Charlotte County by city
- Port Charlotte — 268 new homes
- Punta Gorda — 117 new homes
- Rotonda West — 30 new homes
- Englewood — 20 new homes
- Placida — 13 new homes
- North Port — 3 new homes
- Lake Suzy — 1 new home
- Boca Grande — 1 new home
New construction in Charlotte County by price
- Under $300K: 89 homes
- $300K – $400K: 198 homes
- $400K – $500K: 73 homes
- $500K – $750K: 67 homes
- $750K – $1M: 13 homes
- $1M and up: 13 homes
What a new build in Charlotte County costs to own
Take the median $360,000 new home with 20% down at today’s 7.32% 30-year rate: principal and interest run about $1,978/month. Charlotte County’s typical millage of 16.92 puts property tax near $5,245/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Charlotte County is about $2,298/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $152/month. All in, plan on roughly $2,759/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Charlotte County
- Charlotte County real estate: homes, market data and communities
- Charlotte County property tax guide
- All new-construction builders in Florida
- Search every Charlotte County community
Common questions
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What does a new construction home cost in Charlotte County?
What is the monthly cost of a $360,000 new build in Charlotte County?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-charlotte-county">New Homes in Charlotte County, FL: 453 New Construction Homes from $292K (October 2026) — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Charlotte County communities as of 2026-10-23; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.