New Construction Homes in Ellijay, GA
Ellijay is in Gilmer County, Georgia (ZIP codes 30540, 30536). · Homes for sale in Ellijay · Gilmer County
24 new-construction homes are listed for sale in Ellijay right now, across 15 communities. Most list between $520K to $1.05M; the median new build is $649,000 ($286/sq ft, typically 2,200 sq ft, 3 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-11-05 and refreshes as homes list and sell.
Newest new-construction listings in Ellijay
The most recently listed new homes in Ellijay, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Ellijay
Every Ellijay community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Coosawattee | — | 5 | $375,000 |
| Bluffs of Cartecay | — | 3 | $750,000 |
| Coosawattee River Resort | — | 2 | $525,000 |
| Anderson Farms | — | 2 | $649,000 |
| Walnut Mountain | — | 2 | $574,000 |
| Bear'S Paw | — | 1 | $984,000 |
| High River | — | 1 | $1.28M |
| Jakes Landing Overlook | — | 1 | $589,000 |
| Buckhorn Estates | — | 1 | $649,000 |
| Lucky 8 | — | 1 | $849,777 |
| Barnes Estates - Cameo Model | — | 1 | $617,500 |
| Red Oak | — | 1 | $789,000 |
| Beaver Lake | — | 1 | $519,999 |
| Utana Bluffs | — | 1 | $1.15M |
| East Ridge | — | 1 | $759,000 |
New construction in Ellijay by price
- $300K – $400K: 2 homes
- $500K – $750K: 11 homes
- $750K – $1M: 7 homes
- $1M and up: 4 homes
What a new build in Ellijay costs to own
Take the median $649,000 new home with 20% down at today’s 7.24% 30-year rate: principal and interest run about $3,538/month. Georgia taxes 40% of value: at Gilmer County’s typical unincorporated millage of 14.95, property tax runs near $3,851/year after the standard homestead exemption; inside city limits add the city millage, and the first-year bill on a new build is usually on the land alone with the full bill the year after. All in, plan on roughly $3,859/month plus insurance, which runs well below Florida’s coastal premiums for most of Georgia — get a quote on the address; a new roof and current code usually earn the best rate.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Ellijay
- Moving to Ellijay: the data guide
- Best neighborhoods in Ellijay
- All new-construction builders in Georgia
- Search every Ellijay community
Common questions
How many new construction homes are for sale in Ellijay?
Who is building new homes in Ellijay?
What does a new construction home cost in Ellijay?
What is the monthly cost of a $649,000 new build in Ellijay?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-ellijay-ga">New Homes in Ellijay, GA: 24 New Construction Homes from $520K — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Ellijay communities as of 2026-11-05; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.