Moving to Ellijay, Georgia: The 2026 Data Guide

As of 2026-09-11, the median home sold in Ellijay, Georgia over the last 12 months went for $420,000 (261 closings across 107 communities in Momentum’s MLS record), about $237 per square foot for a median 1,936-sq-ft home built around 2006. Homes currently listed have been on the market a median of 58 days, and with 258 active listings against that sales pace the city is carrying roughly 11.9 months of supply. Sellers have been getting about 95% of their original asking price. That median is 4% above the median across Momentum’s Florida and Georgia coverage.

$420,000

Median sale (12 mo)

$237

Price per sq ft

$2,377

Est. monthly cost to own

58 days

Days listed (median)

11.9

Months of supply

13%

New construction share

What your budget buys in Ellijay

Three price points from 168 recent Ellijay closings in our record, each showing what actually closed within 10% of that price:

Around $380,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,760 sq ft, built around 2002 (25 sales).
Around $420,000: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,906 sq ft, built around 2005 (30 sales).
Around $650,000: the typical sale in this band was a 3-bed, 3-bath home of about 2,622 sq ft, built around 2017 (33 sales).

The real monthly cost of owning in Ellijay

Take the median $420,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,170/month. Georgia taxes 40% of fair market value: at Gilmer County’s typical unincorporated millage of 14.95 mills, the median home’s bill is roughly $2,482/year ($207/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. All in, budget on the order of $2,377/month to own the median Ellijay home.

For the full worksheet — the 40% assessment, the exemptions Gilmer County offers, and city versus unincorporated millage — see the Gilmer County property tax guide.

Where people are buying: Ellijay’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Coosawattee	115	$420,000	58
Coosawattee River Resort	32	$437,500	66
Walnut Mountain	26	$476,250	32
Buckhorn Estates	14	$470,250	32
High River	7	$550,000	60
Lake Buckhorn	7	$472,500	63
Briar Creek Estates	5	$543,000	20
The Summit at Ellijay	5	$601,000	119

Ellijay by ZIP code

Sales and medians by ZIP over the same 12 months: 30540 (116 sales, median $492,000), 30536 (36 sales, median $572,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 97% were single-family homes. New construction accounted for 13% of closings. The housing stock skews newer: 40% of homes sold were built in 2015 or later and 2% before 1980.

Getting around from Ellijay

Measured from the center of Ellijay’s recent sales: Alpharetta is about 43 miles; Downtown Atlanta is about 65 miles; Hartsfield-Jackson Atlanta International Airport (ATL) is about 72 miles; Athens is about 82 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

Confirm school zoning for any specific address directly with the district. Property tax figures on this page use Gilmer County’s typical millage of 14.95; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.

Ellijay: the case for and against

What works in Ellijay’s favor

about 11.9 months of supply gives buyers room to negotiate
property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top

What to plan for

Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not

Your Ellijay relocation toolkit

Common questions about moving to Ellijay

How much does a house cost in Ellijay, GA?

The median sale over the last 12 months was $420,000 (261 closings), about $237 per square foot. Among recent closings in our record a quarter sold under $380,000 and a quarter over $650,000.

What does it cost per month to own a home in Ellijay?

For the median $420,000 home with 20% down at 6.71%, roughly $2,377 per month including principal, interest, Gilmer County property tax after the homestead exemption.

What are property taxes like in Ellijay?

Georgia assesses homes at 40% of market value. At Gilmer County's typical unincorporated millage of 14.95 mills, the median home pays about $2,482 a year after the standard homestead exemption; county and school exemptions can lower it, and city limits add city millage.

Is Ellijay a buyer's or seller's market right now?

With about 11.9 months of supply and a median 58 days on market for current listings, conditions favor buyers.

Is there a lot of new construction in Ellijay?

New construction was 13% of sales in the last 12 months.

Does Georgia have a state income tax?

Yes. Georgia has a flat state income tax of about 5% (scheduled to keep stepping down), with retirement-income exclusions for older filers. Property tax is assessed on 40% of value.

Sales figures are Momentum Realty’s MLS record of closings in Ellijay communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Gilmer County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.