New Construction Homes in Ocala, FL
Ocala is in Marion County, Florida (ZIP codes 34481, 34473, 34476, 34472). · Homes for sale in Ocala · Marion County
184 new-construction homes are listed for sale in Ocala right now, across 29 communities and 4 builders. Most list between $240K to $368K; the median new build is $298,535 ($172/sq ft, typically 1,747 sq ft, 3 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-10-23 and refreshes as homes list and sell.
Newest new-construction listings in Ocala
The most recently listed new homes in Ocala, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Ocala
Every Ocala community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Silver Springs Shores | D.R. Horton | 27 | $219,000 |
| Ocala Crossings South | Adams Homes, D.R. Horton | 22 | $267,990 |
| Tartan Farms at Winding Oaks | D.R. Horton | 16 | $269,990 |
| Ocala Park Estates | — | 13 | $249,500 |
| Cherrywood Preserve | — | 8 | $235,499 |
| McGinley Landing | D.R. Horton | 8 | $270,965 |
| Marion Oaks Unit 9 | — | 8 | $279,900 |
| Marion Oaks Un 05 | — | 7 | $259,999 |
| Ocala Waterway Estates | Adams Homes | 6 | $349,900 |
| Rainbow Park Unit 3 | — | 6 | $199,999 |
| Marion Oaks 03 | — | 6 | $303,000 |
| Mockingbird Reserve at Winding Oaks | D.R. Horton | 5 | $244,990 |
| Marion Ranch | Lennar | 5 | $260,090 |
| Heath Preserve | Lennar | 5 | $268,990 |
| Marion Oaks Un 07 | — | 4 | $299,900 |
| Falls of Ocala | — | 4 | $266,900 |
| Aspire at Marion Oaks | K. Hovnanian | 4 | $329,990 |
| West Oak | Adams Homes | 4 | $285,050 |
| The Towns at Laurel Commons | D.R. Horton | 4 | $224,990 |
| Marion Oaks Un 12 | — | 4 | $244,900 |
| Silver Spgs Shores Un 21 | Adams Homes | 3 | $280,000 |
| Derby Creek | D.R. Horton | 3 | $249,990 |
| SummerGlen | Adams Homes | 3 | $270,000 |
| Rainbow Park Un 02 | — | 2 | $194,000 |
| Oak Hammock Preserve | Lennar | 2 | $208,990 |
Builders building in Ocala right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- D.R. Horton — 53 new homes in Derby Creek, McGinley Landing, Mockingbird Reserve at Winding Oaks, Ocala Crossings South and more
- Adams Homes — 17 new homes in Ocala Crossings South, Ocala Waterway Estates, Silver Spgs Shores Un 21, SummerGlen and more
- Lennar — 12 new homes in Heath Preserve, Marion Ranch, Oak Hammock Preserve
- K. Hovnanian — 4 new homes in Aspire at Marion Oaks
New construction in Ocala by price
- Under $300K: 103 homes
- $300K – $400K: 69 homes
- $400K – $500K: 10 homes
- $500K – $750K: 1 home
- $1M and up: 1 home
What a new build in Ocala costs to own
Take the median $298,535 new home with 20% down at today’s 7.32% 30-year rate: principal and interest run about $1,641/month. Marion County’s typical millage of 12.08 puts property tax near $3,002/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Marion County is about $1,263/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $110/month. All in, plan on roughly $2,106/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
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Common questions
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<a href="https://movewithmomentum.com/new-construction-homes-ocala">New Homes in Ocala, FL: 184 New Construction Homes from $240K (October 2026) — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Ocala communities as of 2026-10-23; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.