New Construction Homes in Ocala, FL
Ocala is in Marion County, Florida (ZIP codes 34481, 34473, 34476, 34472). · Homes for sale in Ocala · Marion County
154 new-construction homes are listed for sale in Ocala right now, across 21 communities and 4 builders. Most list between $239K to $368K; the median new build is $292,900 ($168/sq ft, typically 1,672 sq ft, 3 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-11-13 and refreshes as homes list and sell.
Newest new-construction listings in Ocala
The most recently listed new homes in Ocala, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Ocala
Every Ocala community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Silver Springs Shores | D.R. Horton | 30 | $209,888 |
| Ocala Crossings South | Adams Homes, D.R. Horton | 16 | $283,990 |
| Ocala Park Estates | — | 16 | $249,500 |
| Tartan Farms at Winding Oaks | D.R. Horton | 11 | $279,990 |
| Marion Oaks Unit 9 | Adams Homes | 10 | $279,900 |
| The Towns at Laurel Commons | D.R. Horton | 9 | $219,990 |
| McGinley Landing | D.R. Horton | 8 | $265,990 |
| Derby Creek | D.R. Horton | 7 | $252,990 |
| Ocala Waterway Estates | Adams Homes | 7 | $349,900 |
| Falls of Ocala | — | 7 | $266,900 |
| Mockingbird Reserve at Winding Oaks | D.R. Horton | 7 | $235,990 |
| Cherrywood Preserve | — | 4 | $239,292 |
| West Oak | Adams Homes | 4 | $283,050 |
| Marion Ranch | Lennar | 4 | $265,090 |
| Heath Preserve | Lennar | 4 | $273,990 |
| Rainbow Park Unit 3 | — | 3 | $214,999 |
| Sabana Reserve | — | 2 | $329,900 |
| Aspire at Marion Oaks | K. Hovnanian | 2 | $383,190 |
| Country Club Of Ocala | — | 1 | $1.55M |
| Oak Hammock Preserve | Lennar | 1 | $238,740 |
| Seasons at Aurora Oaks | — | 1 | $319,999 |
Builders building in Ocala right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- D.R. Horton — 52 new homes in Derby Creek, McGinley Landing, Mockingbird Reserve at Winding Oaks, Ocala Crossings South and more
- Adams Homes — 13 new homes in Marion Oaks Unit 9, Ocala Crossings South, Ocala Waterway Estates, West Oak
- Lennar — 9 new homes in Heath Preserve, Marion Ranch, Oak Hammock Preserve
- K. Hovnanian — 2 new homes in Aspire at Marion Oaks
New construction in Ocala by price
- Under $300K: 95 homes
- $300K – $400K: 48 homes
- $400K – $500K: 8 homes
- $500K – $750K: 2 homes
- $1M and up: 1 home
What a new build in Ocala costs to own
Take the median $292,900 new home with 20% down at today’s 7.11% 30-year rate: principal and interest run about $1,576/month. Marion County’s typical millage of 12.08 puts property tax near $2,934/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Marion County is about $1,263/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $110/month. All in, plan on roughly $2,036/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Ocala
What it really costs to own new construction in Ocala
As of 2026-11-12, 683 new construction homes are listed for sale in Ocala at a median asking price of $316,650. About 44% are in an HOA, with a median fee of $110 a month. The median home was built in 2026.
| HOA | 44% of 683 listings that report it are in a homeowners association. Median fee $110/month (286 listings, normalised to per month). Some newer master-planned communities in Florida also carry a CDD assessment on the tax bill; check each listing. |
|---|---|
| Home insurance | Citizens Property Insurance average premium in Marion County: $1,263/yr (1,973 policies, Citizens county detail, April 2026). Private quotes depend on roof age, wind mitigation and flood zone. |
| Time on market | Median 42 days on market for the active listings. |
Estimated carrying cost at the median asking price, before the mortgage: about $389/month. An estimate from the sources above, not a quote; flood insurance and CDD assessments are extra where they apply.
Source: Momentum Realty analysis of 683 active MLS listings (Stellar MLS), 2026-11-12; county millage FY2025-26; Citizens Property Insurance, April 2026. Medians of listing records; individual homes vary.
Cost questions about Ocala
Do most homes for sale in Ocala have an HOA?
About 44% of the Ocala listings that report it are in an HOA; the median fee is $110 a month (286 listings, MLS, 2026-11-12).
What does it cost each month to own a home in Ocala before the mortgage?
About $389 a month at the median asking price of $316,650: first-year tax about $283, insurance about $105. This is an estimate from MLS, county millage and Citizens data (2026-11-12), not a quote; flood insurance and any CDD are extra where they apply.
Keep comparing: Home insurance cost in Ocala · Ocala flood zones by neighborhood · HOA fees by community, Marion County · Florida property tax reset calculator · Mortgage payment calculator
Common questions
How many new construction homes are for sale in Ocala?
Who is building new homes in Ocala?
What does a new construction home cost in Ocala?
What is the monthly cost of a $292,900 new build in Ocala?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-ocala">New Homes in Ocala, FL: 154 New Construction Homes from $239K — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Ocala communities as of 2026-11-13; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.