Waterfront Homes for Sale in Homosassa, FL

This page tracks every Homosassa listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

34 waterfront homes are for sale or pending in Homosassa, FL today across 22 communities. The median asking price is $496,499, from $179,900 to $2,150,000. Listings in Homosassa without that feature have a median of $372,500. Most listings right now: Riverhaven Village (11), Kings Harbor Estates Unit 01 (2), Riverview Mobile Estates Unrec Sub (2). Updated September 8, 2026 from the MLS.

Homosassa waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Riverhaven Village110$695,000$349,000
Kings Harbor Estates Unit 0120$436,000$425,000
Riverview Mobile Estates Unrec Sub20$409,999$369,999
Riverhaven10$1,290,000$1,290,000
Chassahowitzka Village Unit 03 Unrec10$775,000$775,000
Last Sd10$750,000$750,000
Riverhaven Village Rep10$749,000$749,000
Blue River Cove Spring Cove10$699,600$699,600
Stonewood Unrec10$650,000$650,000
Restview Rets Unit 0110$639,000$639,000
Riverview10$518,000$518,000
Homosassa Retreats Un 110$474,999$474,999
Homosassa Retreats10$460,000$460,000
Homosassa Hideaway Unit 0110$449,000$449,000
Volonte Spgs Unit 0210$399,900$399,900
Homosassa River Islands Unrec Sub10$365,000$365,000
Chassahowitzka Village10$349,900$349,900
Sportmans Lodge Unrec Condo10$279,000$279,000
Homosassa Companys Sub10$253,900$253,900
Homosassa Company Club10$230,000$230,000
Blue Spgs Park Hadleys Hideaway Homosassa10$220,000$220,000
Riverside Villa10$179,900$179,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Homosassa?
As of September 8, 2026, 34 Homosassa, FL listings whose MLS record reports waterfront are active or pending, across 22 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Homosassa?
The median asking price today is $496,499, with listings from $179,900 to $2,150,000. Homosassa listings without that feature have a median of $372,500.
Which Homosassa community has the most waterfront homes for sale?
Riverhaven Village has the most right now (11), followed by Kings Harbor Estates Unit 01 (2), Riverview Mobile Estates Unrec Sub (2), Riverhaven (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Homosassa

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Homosassa, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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