Waterfront Homes for Sale in Crystal River, FL
This page tracks every Crystal River listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
55 waterfront homes are for sale or pending in Crystal River, FL today across 40 communities. The median asking price is $529,900, from $113,000 to $3,450,000. Listings in Crystal River without that feature have a median of $375,000. Most listings right now: Paradise Country Club Unit 03 (3), Dixie Shores Unit 01 Rep (3), The Bay Villas (3). Updated September 8, 2026 from the MLS.
Crystal River waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Paradise Country Club Unit 03 | 3 | 0 | $940,000 | $749,000 |
| Dixie Shores Unit 01 Rep | 3 | 0 | $450,000 | $379,000 |
| The Bay Villas | 3 | 0 | $175,000 | $129,000 |
| Pretty Spgs | 2 | 1 | $932,000 | $489,000 |
| Magnolia Shores | 2 | 0 | $920,000 | $790,000 |
| Indian Waters Unit 02 | 2 | 0 | $702,450 | $519,900 |
| Glen Aire Estates Unrec Sub | 2 | 0 | $689,500 | $649,000 |
| Anchorage | 2 | 0 | $622,000 | $515,000 |
| Crystal Isle Unrec | 2 | 0 | $412,450 | $399,900 |
| Pelican Cove 02 Condo | 2 | 0 | $364,900 | $329,900 |
| St Martins Estuary Retreats Unit 02 | 2 | 0 | $354,450 | $259,900 |
| Pearsons Black Creek Unrec Sub | 2 | 0 | $144,000 | $113,000 |
| Woodland Estates Unit 02A Unrec | 1 | 0 | $3,450,000 | $3,450,000 |
| Crystal River Waterfront | 1 | 0 | $3,369,000 | $3,369,000 |
| Crystal Shore Estates | 1 | 0 | $2,250,000 | $2,250,000 |
| Woodland Estates | 1 | 0 | $1,580,000 | $1,580,000 |
| Woodland Estates Unit 02 | 1 | 0 | $1,550,000 | $1,550,000 |
| Woodward Park | 1 | 0 | $1,399,000 | $1,399,000 |
| Bunts Point Unrec Sub | 1 | 0 | $1,350,000 | $1,350,000 |
| Pretty Springs Unit 02 | 1 | 0 | $1,199,990 | $1,199,990 |
| Walker Unrec | 1 | 0 | $1,130,000 | $1,130,000 |
| Woodland Estates Unit 02A | 1 | 0 | $1,100,000 | $1,100,000 |
| Springdale Add | 1 | 0 | $949,900 | $949,900 |
| Snug Harbor | 1 | 0 | $870,000 | $870,000 |
| From Sd | 1 | 0 | $765,000 | $765,000 |
| Woodland Estates Unit 02B | 1 | 0 | $649,000 | $649,000 |
| Pretty Spgs Un #2 | 1 | 0 | $550,000 | $550,000 |
| Heddons Unrec Sub | 1 | 0 | $550,000 | $550,000 |
| Anchorage Plat | 1 | 0 | $529,900 | $529,900 |
| Indian Waters | 1 | 0 | $499,000 | $499,000 |
| Glen Aire Estates | 1 | 0 | $489,900 | $489,900 |
| Montezuma Waters Mobile Home Estates Add 01 | 1 | 0 | $429,000 | $429,000 |
| Woods N Waters Unrec Sub | 1 | 0 | $418,000 | $418,000 |
| Paradise Point Villas Condominiums | 1 | 0 | $399,900 | $399,900 |
| Pelican Cove Unrec Condo | 1 | 0 | $389,900 | $389,900 |
| Cypress Pt Unrec Sub | 1 | 0 | $365,888 | $365,888 |
| Watermans Unrec Sub | 1 | 0 | $339,000 | $339,000 |
| Hourglass Lake Rep | 1 | 0 | $289,500 | $289,500 |
| Thereto Sub | 1 | 0 | $259,900 | $259,900 |
| The Islands | 1 | 0 | $142,900 | $142,900 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Crystal River?
What do waterfront homes cost in Crystal River?
Which Crystal River community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Crystal River
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Crystal River, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.