Waterfront Homes for Sale in Hutchinson Island, FL

This page tracks every Hutchinson Island listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

54 waterfront homes are for sale or pending in Hutchinson Island, FL today across 33 communities. The median asking price is $607,450, from $280,000 to $17,000,000. Most listings right now: Bryn Mawr Ocean Towers, A Condominium (6), Oceanique Oceanfront, A Condominium (4), Queen'S Cove Unit 1 (2). Updated September 8, 2026 from the MLS.

Hutchinson Island waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Bryn Mawr Ocean Towers, A Condominium60$327,500$299,900
Oceanique Oceanfront, A Condominium40$1,044,500$902,500
Queen'S Cove Unit 120$1,347,450$1,199,900
Visions Condominium20$1,264,750$1,150,000
The Atrium On The Ocean, A Condominium20$810,000$675,000
Harbour Cove20$747,950$650,000
Seabreeze At Atlantic View Condominium20$624,950$599,900
Hibiscus By The Sea Condominium20$598,000$497,000
Atlantic View Beach Club Condominium No 120$472,000$445,000
Fort Pierce Subdivision10$1,280,000$1,280,000
Fort Pierce Subdivision10$1,280,000$1,280,000
Cristelle Cay Condominium10$1,250,000$1,250,000
Altamira10$1,250,000$1,250,000
Grand Isle Of North Hutchinson Island Condominium10$1,135,000$1,135,000
The Atrium On The Ocean I10$799,000$799,000
The Atrium On The Ocean Ii, A Condominium10$795,000$795,000
Hibiscus-By-The-Sea Condominium Bldg 2 Unit 10410$699,000$699,000
Riverwood Condo10$695,000$695,000
Breakers Landing, A Condominium10$595,000$595,000
Riverbend At Indian River10$595,000$595,000
Resort Villas Condo10$570,000$570,000
Atlantic View10$544,900$544,900
Harbour Isle East10$449,500$449,500
Harbour Isle At Hutchinson Island West, A Condominium10$430,000$430,000
Aquanique Ocean Club, A Condominium10$410,000$410,000
Avalon Beach Club, A Condominium10$399,000$399,000
Plantation Club Villas Condo10$399,000$399,000
Harbour Isle West10$385,000$385,000
Sea Palms Condominium10$359,000$359,000
La Entrada Del Mar Condominium10$349,900$349,900
La Entrada Del Mar Condo10$349,900$349,900
Fairwinds Cove Condo10$299,990$299,990
Ocean Harbour South Condominium10$280,000$280,000

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Hutchinson Island?
As of September 8, 2026, 54 Hutchinson Island, FL listings whose MLS record reports waterfront are active or pending, across 33 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Hutchinson Island?
The median asking price today is $607,450, with listings from $280,000 to $17,000,000.
Which Hutchinson Island community has the most waterfront homes for sale?
Bryn Mawr Ocean Towers, A Condominium has the most right now (6), followed by Oceanique Oceanfront, A Condominium (4), Queen'S Cove Unit 1 (2), Visions Condominium (2).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Hutchinson Island

Live data: BeachesMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Hutchinson Island, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Listings courtesy of Stellar MLS as distributed by MLS GRID.

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