Silver Sands Estates
Homes for Sale in Keystone Heights, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Silver Sands Estates covers 192 homes in Keystone Heights, with construction spanning 1924 to 2024 and a median build year of 1996 — a genuine mix of older and newer stock that does most of the explaining when it comes to price. The median sale here is $277,500, or about $155.28 a square foot on a typical 1,397-square-foot home, and with only 2 active listings against that base of 192 homes, condition and lot specifics move the number more than any single feature.
The recent read points to a market cooling off a stronger stretch: prices are down 7% year-over-year on 8 closings in the current window, even as homes that do sell move in a median of 14.5 days — a sign that well-priced, ready properties still clear quickly while others sit. Months of supply near 3.0 keeps this in balanced territory, not a seller's runaway or a buyer's standoff, and a homestead share of 38% suggests owner-occupied properties are setting the pace here rather than investor turnover.
Silver Sands Estates right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (2 active and pending listings, 8 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($278K) is down 7.0% from the prior 12 months ($298K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (8 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Silver Sands Estates market snapshot (as of July 14, 2026): the median sale price is about $278K ($155 per sq ft over the trailing 12 months of closed sales), a median 15 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is down 7% from the prior 12 months, computed from record-level realMLS closed sales (8 closings in the current window).
Silver Sands Estates is a community of 192 homes in Keystone Heights, Clay County, built between 1924 and 2024 (median 1996.0), with a median living area of about 1,397 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Set in Keystone Heights within Clay County, Silver Sands Estates spans a full century of construction — homes built as early as 1924 and as recently as 2024 — giving buyers a genuine range of vintages and lot styles within one address rather than a single cookie-cutter build era.
The setting & the homes.
Aerial and on-site photos of Silver Sands Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Silver Sands EstatesPhotos from realMLS listings in Silver Sands Estates; content deemed reliable but not guaranteed.
Who Silver Sands Estates is best for.
Best for
- Buyers with a target budget near the $277,500 median who want flexibility on home age and style rather than a single build era.
- Buyers prepared to move decisively when one of the community's limited active listings fits, given the median 14.5-day time on market.
- Buyers evaluating a purchase primarily on the home and lot itself, since no shared community amenities are part of the value equation.
Probably not for
- Buyers who need a defined roster of community amenities as part of what they are paying for.
- Buyers expecting a large active inventory to compare against — only 2 listings are on the market at a time.
- Buyers assuming last year's pricing still holds; the market here is down 7% year-over-year.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($278K) IS the median in the snapshot above, and the move from 2025 ($298K) IS the -7.0% one-year change.
Windows contain 1 to 9 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Silver Sands Estates Market Scorecard
Silver Sands Estates is currently a seller's market. About 3.0 months of supply, a median asking price of $231,250, and homes go under contract in about 82 days.
Typical home value in the 32656 ZIP is $287,138, about 21.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Silver Sands Estates
Live MLS inventory for Silver Sands Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Sands Estates listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Silver Sands Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
Everyday stops around Silver Sands Estates are close: the nearest dining is about 2 minutes away.
- Whisk Café Sweet & Savory · Dining2 min
- Keystone Beach · Parks2 min
- Clyde's Cozy Corner Cafe · Coffee2 min
- The Scaffolded Classroom · Groceries6 min
- Hawthorne Square Shopping Center · Shopping21 min
- UB building · Health32 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Keystone Heights ElementaryFLDOE grade C · Public elementary
- Keystone Heights Junior/Senior HighFLDOE grade B · Public 7-12
- McRae Elementary (area)FLDOE grade A · Public elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Sands Estates address.
The Silver Sands Estates buying strategy.
If we were buying in Silver Sands Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Sands Estates.
A wide build spectrum, a narrow window to buy
With just 2 active listings across 192 homes, there is not much on the shelf at any given moment, and the pace backs that up: a median 14.5 days on market against 8 closings in the current window and 3.0 months of supply. That combination is what keeps the market classified as balanced rather than tilted hard toward either side — sellers are not commanding a bidding war, but buyers are not waiting out a glut either.
Price mechanics here run through condition and vintage more than a shared feature set: the median sale of $277,500 works out to $155.28 per square foot on a median 1,397-square-foot home, and with no community amenities identified from current MLS listings, the value case is built on the home and lot themselves. The 7% year-over-year pull-back is worth registering as a market-wide adjustment rather than a signal about any one property, and a 38% homestead share indicates a meaningful share of owner-occupied properties among the 192 homes in the community.
The location and the amenities are priced into every listing in Silver Sands Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Silver Sands Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.7). Basis: Recent Direction -7.0% year-over-year; Liquidity & Demand 3.0 months of supply; Owner Commitment 38% owner-occupied; Pricing Power 96.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community built across a full century of construction, with only 2 active listings at any given time, is not one where you can shop by search filter alone — the difference between a 1924 build and a 2024 build on the same street is the whole conversation. We track Silver Sands Estates closely enough to know which of the 192 homes are trading near the $277,500 median on genuine merit and which are priced off condition or lot factors that a listing photo will not show you.
Silver Sands Estates in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Silver Sands Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Sands Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Sands Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Sands Estates home worth?
Get a no-obligation home value based on real comparable sales in Silver Sands Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Silver Sands Estates on the map →
Frequently Asked Questions
What is the median home price in Silver Sands Estates?
How long do homes in Silver Sands Estates take to sell?
Is Silver Sands Estates a buyer's or seller's market right now?
How many homes are in Silver Sands Estates?
What share of Silver Sands Estates is owner-occupied?
When were the homes in Silver Sands Estates built?
Do cash buyers compete in Silver Sands Estates?
What schools serve Silver Sands Estates?
Who is the best real estate agent for Silver Sands Estates?
How do I find a top Keystone Heights real estate agent who knows Silver Sands Estates?
Can Momentum Realty connect me with an agent for Silver Sands Estates?
Should you buy in Silver Sands Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Silver Sands Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32656)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (80 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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