Boca Terrace
Homes for Sale in Boca Raton, FL
All 1,831 homes for sale in Boca Raton, FL · median $580,000 · 895 condos for sale in Boca Raton · 167 homes for sale in 33428 · Palm Beach County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Homes listed or recently sold were built 1976–1981; 5 of 5 report an HOA (median $495/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). As of October 2026, the MLS records 135 closed sales in Boca Terrace in Boca Raton, FL since 2001, the most recent in May 2026. Recorded prices since 2024 ran from $205,000 to $299,000 (median $283,000), on homes of 780 to 957 sq ft. Across Boca Raton as a whole, 2,021 homes closed in the last 12 months at a median of $665,000, 53 median days on market, with 1,637 homes for sale today. At that median and Palm Beach County's FY2025-26 rate of 18.72 mills, annual property tax runs about $5,300 ($4,520 with the full homestead exemption).
Last 30 days in Boca Terrace: 1 new listing (median asking $249,900). As of October 17, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Boca Terrace trades at $283,000 median and $296 per square foot—figures that put it well below much of Palm Beach County. That price point reflects older construction and condition variability; you're buying location and city address, not newness. The market here moves at a moderate pace, with homes closing in the mid-40-day range, which suggests neither urgency nor stagnation.
The 249% appreciation since 2012 is substantial, but that's a long cycle and tells you more about the baseline than the forecast. Right now, this is a value play within Boca Raton city limits—attractive if you can evaluate condition and renovation scope, less so if you expect turnkey finishes or strong comps for a quick resale.
Nearby homes for sale
No active listings inside Boca Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Boca Terrace offers older housing stock at a fraction of the cost of newer Boca communities, with the trade-off being condition scrutiny and deferred maintenance common in the segment.
BeachesMLS sales records identify 90 homes in Boca Terrace that have changed hands since 2001, built between 1976 and 1982 (median 1979), with a median living area of about 957 sq ft and a typical 2-bedroom, 2-bath layout; 86% are condominiums. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Boca Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Boca Terrace; content deemed reliable but not guaranteed.
Who Boca Terrace is best for.
Best for
- Buyers with renovation experience or contractor relationships who can budget for deferred maintenance and cosmetic updates
- Cash or portfolio buyers seeking lower-cost entry into Boca Raton proper with tolerance for condition risk
- Investors willing to hold through renovation and lease cycles in a market with moderate absorption
Probably not for
- Buyers requiring move-in ready homes or those relying on tight appraisal comps for conventional financing
- Anyone expecting resort-style amenities, HOA services, or community infrastructure beyond basic city utilities
- Buyers on short timelines who need predictable resale comps or guaranteed liquidity in under two years
The market around Boca Terrace
Boca Terrace is too small for its own price trend, so here is the market around it.
In ZIP 33428, 249 homes are on the market and 22% are under contract — a steady corner of Boca Raton.
Across Palm Beach County, 10,140 homes are active and 3,201 pending (24% under contract).
In ZIP 33428 (Boca Raton), 734 homes closed in the last 12 months at a median of $630K ($320/sq ft), up 1.8% year over year, with a median 47 days on market. Right now 167 active and 76 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 33428 housing market and the Palm Beach County market.
ZIP and county figures describe the wider market, not Boca Terrace specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Boca Terrace
Live MLS inventory for Boca Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Boca Terrace listings as of 2026-10-17, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Boca Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- Palm Beach County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Addison Mizner · Elementary
- Boca Raton Community · Middle
- Boca Raton · High
Zoned schools reflect the assignments reported on recent Boca Terrace listings and can change; always confirm with Palm Beach County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Boca Terrace address.
The Boca Terrace buying strategy.
If we were buying in Boca Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Boca Terrace.
What the price actually buys
At $283,000 median, Boca Terrace sits in a tier where condition drives value more than location alone. Expect single-family homes that may need cosmetic or functional updates; the per-square-foot pricing reflects that reality. The community itself has no identified amenities in current listings, so you're buying the Boca Raton address and proximity to city infrastructure, not a pool or clubhouse.
The 43-day median market time signals a functional market—not hot, not cold. Sellers aren't getting instant offers, and buyers have time to inspect and negotiate. Three closings in the window is a thin sample, so treat the numbers as directional rather than statistically robust. The appreciation since 2012 is notable but backward-looking; it doesn't predict near-term movement.
This is a community for buyers who understand renovation budgets and can assess deferred maintenance. If you need recent comps to justify an appraisal or want a home you can move into without contractor calls, Boca Terrace will frustrate you. If you can manage scope and timeline, the entry price into Boca Raton proper becomes more accessible.
The location and the amenities are priced into every listing in Boca Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Boca Terrace requires a broker who can evaluate condition realistically and help you budget for what's not immediately visible. We'll walk properties with contractor eyes, connect you to reliable inspection resources, and negotiate based on actual repair cost—not aspirational list price. We also know when a deal doesn't pencil, and we'll tell you to walk when the numbers don't work.
Boca Terrace in 15 seconds.
What it really costs to own in Boca Terrace
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,722/yr across 5 listings here (MLS tax records, 2026-10-18). |
|---|---|
| HOA dues | Median $495/month across 71 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1981 across 5 listings. An original roof here would be about 45 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Boca Terrace
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Boca Terrace
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Boca Terrace will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $495/month (about $5,940/yr) · median of 71 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $495 per month ($5,940 a year) — the median AssociationFee across 71 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Boca Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Boca Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Boca Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Boca Terrace home worth?
Get a no-obligation home value based on real comparable sales in Boca Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Boca Raton →
Should you buy in Boca Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 17, 2026) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (135 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Boca Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Boca Terrace
- Home values · What homes in Boca Terrace actually sell for
Common questions about Boca Terrace
Where is Boca Terrace?
Boca Terrace is a community in Boca Raton, Palm Beach County, Florida, ZIP 33428 / 33431 / 33486.
Are there homes for sale in Boca Terrace right now?
No active listings inside Boca Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Boca Terrace have an HOA or CDD?
No HOA is on record for Boca Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
| Location | Boca Raton, Palm Beach County, FL · ZIP 33428, 33431, 33486 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Clubhouse, Basketball Court, Pool, Tennis Court(s), Community Room, Library |
| For sale right now | 0 active, 0 pending |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Market figures describe homes, not residents. Cite as: Momentum Realty, “Boca Terrace key facts,” movewithmomentum.com/neighborhoods/boca-terrace, data as of September 20, 2026.
Housing distress & ownership in Boca Terrace, Boca Raton
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Every Home for Sale in Boca Terrace Right Now (1)
All 1 active and pending Boca Terrace listings with a detail page, newest first, refreshed twice a day from the MLS.
- 918 SW 9th St Circle #201 · $249,900 · 2 bd / 2 ba · listed Oct 7, 2026 · listed by Home Solutions Real Estate Ser
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