Boca Terrace
Homes for Sale in Boca Raton, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Homes listed or recently sold were built 1976–1981; 4 of 4 report an HOA (median $495/mo). As of September 2026, the MLS records 135 closed sales in Boca Terrace in Boca Raton, FL since 2001, the most recent in May 2026. Recorded prices since 2024 ran from $205,000 to $299,000 (median $283,000), on homes of 780 to 957 sq ft. At that median and Palm Beach County's FY2025-26 rate of 18.72 mills, annual property tax runs about $5,300 ($4,520 with the full homestead exemption).
Boca Terrace trades at $283,000 median and $296 per square foot—figures that put it well below much of Palm Beach County. That price point reflects older construction and condition variability; you're buying location and city address, not newness. The market here moves at a moderate pace, with homes closing in the mid-40-day range, which suggests neither urgency nor stagnation.
The 249% appreciation since 2012 is substantial, but that's a long cycle and tells you more about the baseline than the forecast. Right now, this is a value play within Boca Raton city limits—attractive if you can evaluate condition and renovation scope, less so if you expect turnkey finishes or strong comps for a quick resale.
The 60-Second Overview
Boca Terrace offers older housing stock at a fraction of the cost of newer Boca communities, with the trade-off being condition scrutiny and deferred maintenance common in the segment.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Boca Terrace. Swipe to explore the community.
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Boca Terrace
Boca Terrace
Boca Terrace
Boca TerracePhotos from Beaches MLS listings in Boca Terrace; content deemed reliable but not guaranteed.
Who Boca Terrace is best for.
Best for
- Buyers with renovation experience or contractor relationships who can budget for deferred maintenance and cosmetic updates
- Cash or portfolio buyers seeking lower-cost entry into Boca Raton proper with tolerance for condition risk
- Investors willing to hold through renovation and lease cycles in a market with moderate absorption
Probably not for
- Buyers requiring move-in ready homes or those relying on tight appraisal comps for conventional financing
- Anyone expecting resort-style amenities, HOA services, or community infrastructure beyond basic city utilities
- Buyers on short timelines who need predictable resale comps or guaranteed liquidity in under two years
The market around Boca Terrace
Boca Terrace is too small for its own price trend, so here is the market around it.
In ZIP 33428, 247 homes are on the market and 24% are under contract — a steady corner of Boca Raton.
Across Palm Beach County, 10,069 homes are active and 3,196 pending (24% under contract).
ZIP and county figures describe the wider market, not Boca Terrace specifically. Momentum Research analysis of MLS records.
Boca Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
The Boca Terrace buying strategy.
If we were buying in Boca Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Boca Terrace.
What the price actually buys
At $283,000 median, Boca Terrace sits in a tier where condition drives value more than location alone. Expect single-family homes that may need cosmetic or functional updates; the per-square-foot pricing reflects that reality. The community itself has no identified amenities in current listings, so you're buying the Boca Raton address and proximity to city infrastructure, not a pool or clubhouse.
The 43-day median market time signals a functional market—not hot, not cold. Sellers aren't getting instant offers, and buyers have time to inspect and negotiate. Three closings in the window is a thin sample, so treat the numbers as directional rather than statistically robust. The appreciation since 2012 is notable but backward-looking; it doesn't predict near-term movement.
This is a community for buyers who understand renovation budgets and can assess deferred maintenance. If you need recent comps to justify an appraisal or want a home you can move into without contractor calls, Boca Terrace will frustrate you. If you can manage scope and timeline, the entry price into Boca Raton proper becomes more accessible.
The location and the amenities are priced into every listing in Boca Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Boca Terrace requires a broker who can evaluate condition realistically and help you budget for what's not immediately visible. We'll walk properties with contractor eyes, connect you to reliable inspection resources, and negotiate based on actual repair cost—not aspirational list price. We also know when a deal doesn't pencil, and we'll tell you to walk when the numbers don't work.
Boca Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Boca Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Boca Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Boca Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Boca Terrace home worth?
Get a no-obligation home value based on real comparable sales in Boca Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Boca Terrace on the map →
Should you buy in Boca Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Boca Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Beaches MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (135 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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