Cat Island Estates Enclave
Homes for Sale in DeFuniak Springs, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Cat Island Estates Enclave in DeFuniak Springs, FL has 9 homes for sale and 1 pending, asking from $249,990 to $285,990 (median $275,990). Over the 12 months ending 2026-09-12, 14 recorded sales closed at a median of $258,888, a median 107 days on market, sellers accepting 92% of original asking. Homes listed or recently sold were built 2025–2026 with 22 new construction; none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 245 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $2,530 ($2,140 with the full homestead exemption).
Homes For Sale Right Now in Cat Island Estates Enclave
Live MLS inventory for Cat Island Estates Enclave. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 86 daysTop listing
Active · 66 days
Active · 86 daysActive · 30 days
Active · 176 days
Active · 100 days
Active · 221 days
Active · 30 days
Active · 66 days
Pending · 298 daysActive and pending Cat Island Estates Enclave listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price here is driven by condition and the individual property, not by shared amenities or a tight product type. With a median around $254,888 and no community features surfacing in current MLS listings, what you pay tracks the house itself — lot, updates, and how it shows — rather than a premium for the address.
The market posture is patient. A median of roughly 83 days on market against 10 active listings and 10 recent closings tells me inventory is moving, but slowly. Sellers should price to the comparable, not to hope; buyers have time to inspect, negotiate, and walk away without pressure.
Cat Island Estates Enclave right now
🟢 Buyer-leaning market. 7.7 months of supply and 10% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: High (10 active and pending listings, 14 closed sales in 12 months).
What's unique here: the median sale price is about 62% below the typical Walton County sale ($259K vs $680K, trailing 12 months, Emerald Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cat Island Estates Enclave market snapshot (as of September 12, 2026): the median sale price is about $259K, a median 107 days on market for closed sales, and 7.7 months of supply, a buyer-leaning market.
Cat Island Estates Enclave sits in DeFuniak Springs, inland Walton County, where the draw is the home and the setting rather than a packaged amenity list. Expect a market that rewards patience on both sides of the table.
The setting & the homes.
Aerial and on-site photos of Cat Island Estates Enclave. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclavePhotos from Emerald Coast MLS listings in Cat Island Estates Enclave; content deemed reliable but not guaranteed.
Who Cat Island Estates Enclave is best for.
Best for
- Buyers targeting the mid-$250s who want an inland Walton County location over coastal pricing
- Patient purchasers who prefer time to inspect and negotiate rather than compete under pressure
- Buyers comfortable weighing condition themselves and paying for the house, not for shared amenities
Probably not for
- Buyers who require a pool, clubhouse, or maintained common amenities
- Anyone needing to close fast in a market that moves at roughly 83 days on market
- Shoppers expecting a uniform price where the median predicts every home's cost
Housing distress & ownership in Cat Island Estates Enclave, DeFuniak Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Cat Island Estates Enclave on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Maude Saunders · Elementary
- Walton · Middle
- Walton · High
Zoned schools reflect the assignments reported on recent Cat Island Estates Enclave listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cat Island Estates Enclave address.
The Cat Island Estates Enclave buying strategy.
If we were buying in Cat Island Estates Enclave today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cat Island Estates Enclave.
A condition-driven inland market
With no amenities identified from current listings, there is no HOA-style pool-and-clubhouse story to lean on. That keeps carrying costs simpler and puts the weight of value on the individual property. The spread between a well-kept home and one needing work can be wide, so the median of $254,888 is a midpoint to reference, not a fixed rate for every door.
The pace matters. At roughly 83 days on market, this is not a submarket where you offer in a weekend. Ten active listings against ten recent closings is a balanced, unhurried picture — room for buyers to be selective, and a signal to sellers that sharp pricing and clean presentation do the heavy lifting.
The location and the amenities are priced into every listing in Cat Island Estates Enclave. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a condition-driven market with a slower clock, the right read on a specific property is worth more than a headline number. We price to the comparable, flag the condition issues that move value, and use the time the market gives you to negotiate from evidence rather than emotion.
Cat Island Estates Enclave in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cat Island Estates Enclave buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cat Island Estates Enclave sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cat Island Estates Enclave, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cat Island Estates Enclave home worth?
Get a no-obligation home value based on real comparable sales in Cat Island Estates Enclave, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in DeFuniak Springs →
Recently off market in Cat Island Estates Enclave
Homes in Cat Island Estates Enclave that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 171 Cat Island Circle · off market
- 214 Cat Island Circle · off market
- 278 Cat Island Circle · off market
- 303 Cat Island Circle · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Cat Island Estates Enclave Market Scorecard
Cat Island Estates Enclave is currently a buyer's market. About 7.7 months of supply, a median asking price of $275,990, and homes go under contract in about 86 days.
Typical home value in the 32433 ZIP is $230,120, about 10.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Cat Island Estates Enclave?
How long do homes in Cat Island Estates Enclave take to sell?
Is Cat Island Estates Enclave a buyer's or seller's market right now?
Who is the best real estate agent for Cat Island Estates Enclave?
How do I find a top DeFuniak Springs real estate agent who knows Cat Island Estates Enclave?
Can Momentum Realty connect me with an agent for Cat Island Estates Enclave?
Should you buy in Cat Island Estates Enclave?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cat Island Estates Enclave with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2026 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cat Island Estates Enclave fits the bigger picture — live prices, inventory, and Momentum Scores: