Palma Sola Harbour is a gated waterfront community of single-story condominium villas built in 1973 on the east shore of Palma Sola Bay in west Bradenton, the bay that separates the mainland from the barrier island of Anna Maria (community guides, 2026). Floor plans run roughly from 798 to about 1,578 square feet across one to three bedrooms.
Water access is the whole point. Units sit on bayfront or on the interior canals, and many carry deeded private docks and boat lifts with navigable, no-fixed-bridge access out to Palma Sola Bay and on toward the Gulf. Canal-front homes typically sit behind concrete seawalls, so seawall remaining life and dock condition are core diligence items, not afterthoughts.
This is owner-occupied waterfront, not a nightly-rental tower. Listings describe a gated community with no age restrictions, and the association is amenity-rich: two heated pools, two tennis courts, shuffleboard, a clubhouse with fitness center, billiards, library, and workshop. The maintenance-free format means the monthly dues do real work, and in several units they have included flood insurance.
The pitch is open-water living minutes from the Anna Maria beaches. The work is the carrying cost: flood and wind insurance, the association milestone-inspection and structural-reserve posture under Florida SB-4D rules, and the FEMA 50 percent rule on any major renovation in a coastal flood zone. After Helene and Milton struck this coast in 2024, that math, not the view, decides the deal.
