Boating Communities in Cocoa, FL

Looking for boating communities in Cocoa, FL? Momentum tracks 5 Cocoa communities with evidence of boating access, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Cocoa boating communities at a glance

5
Communities tracked
$425,000
Median sale price
35
Recent closings

The communities, by recent sales activity

CommunityCityMedian price1-yr changeDays on mkt
Adamson Creek · agentCocoa$376,000
Riverwalk of Cocoa · agentCocoa$680,000
Briarwood Manor · agentCocoa$476,000
Delespine on Indian River · agentCocoa$231,000
Brookhill · agentCocoa$425,000

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Boat access is a spec sheet, not a checkbox

For a boating community, the details decide whether your boat actually fits the lifestyle: fixed-bridge clearances between you and open water, channel depth at low tide, slip and lift capacity, and whether slips are deeded, leased, or waitlisted. Sailboat water (no fixed bridges) commands a premium. Ask the association for the marina rules, slip fees and the waitlist status in writing.

Insurance and storage realities

Wet slips, lifts and davits each carry different insurance and maintenance profiles, and hurricane haul-out rules are written into many marina agreements. Confirm what the association requires when a storm is named, and price boat storage into your comparison if the community waitlist is long.

What it costs to own here

At Brevard County’s typical combined millage of 15.60 mills, a purchase at $425,000 (the median across these Cocoa boating communities) generates roughly $6,632 a year in property tax before exemptions — about $553 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Brevard County average about $2,348 a year ($196 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Brevard County near $2,120 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Brevard County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Brevard County right now

In the most recent IRS migration data (2022-2023), Brevard County gained a net 10,298 people to relocation, with the largest inbound flows from NY, CA, TX. Households moving IN reported average incomes of $80,978 versus $68,374 for those leaving — the income mix of demand, straight from tax filings. Population is up about 7.6% over the recent multi-year window. On the supply side, builders pulled 4,624 residential permits in Brevard County in 2025 (3,376 single-family), up 0.5% year over year — against 6,537 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 7.7% versus its income-and-rent fundamentals.

Explore more of Cocoa

Run the numbers in Brevard County

Common questions

How many boating communities does Cocoa, FL have?
Momentum currently tracks 5 communities in Cocoa with evidence of boating access in MLS or verified amenity records. Others exist; these are the ones with active market data.
What do homes in Cocoa boating communities cost?
The median sale price across tracked boating communities in Cocoa is about $425,000, varying widely by community - see the table for community-level medians.
How does Momentum classify a community as one of the boating communities?
A community appears here when we find marina, boat slip, dock, lift or ramp amenities reported on MLS listings or verified amenity records for the community. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.
How much is home insurance in Brevard County?
Citizens Property Insurance policies in Brevard County average about $2,348 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.
What are property taxes like in Brevard County?
Typical combined millage in Brevard County is about 15.60 mills - roughly 1.56% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.

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