Bradford County Homes for Sale

North Central Florida · county seat Starke · 27,888 residents

Bradford County is Starke — a small rural county between Jacksonville and Gainesville, home to Camp Blanding (the Florida National Guard's main post), the state's major prison complex, and a strawberry-and-timber agricultural base.

78 homes for saleMedian $251KBalanced MarketNorth Central Florida
Live Market Pulse
72/100
Momentum
Balanced Market
Buyer 7/10 · Seller 6/10 · Investor 8/10. One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.
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Built fromZillow & Realtor.com datarealMLS listingsCensus & IRSUpdated monthly
LiveMarket PulseApril 2026
$251K
Median Value
+1.7%
1-Yr Price
57days
Avg DOM
16.0%
Price Cuts
Strong
Seller Leverage
$203/sf
Median $/Sqft
78
For Sale
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Bradford County is Starke — a small rural county between Jacksonville and Gainesville, home to Camp Blanding (the Florida National Guard's main post), the state's major prison complex, and a strawberry-and-timber agricultural base. For buyers that means real negotiating room; for sellers, solid footing if the home shows well. The county median is a starting point — the number that matters is the one for a specific home in a specific Bradford County neighborhood, which is what we price against live comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Bradford County snapshot (April 2026): typical home value $251K ($203/sqft), median rent $1,525, about 78 active listings, a median 57 days on market, and 16.0% of listings cutting price — a balanced market. Values are +1.7% over the past year and +7.0% over five years.

Bradford's economy is anchored by Camp Blanding Joint Training Center — the Florida National Guard's primary training post — and by a concentration of state-corrections facilities (Florida State Prison and Union CI are just over the line), along with agriculture (strawberries, timber), county-and-school-district government, and a position midway between the Jacksonville and Gainesville job markets.

Entry
under $175K

Condos, townhomes, and starter homes — the lowest-cost way into Bradford County and its school zones.

Core
$175K–$326K

The heart of the market: established single-family homes and newer planned-community product.

Top
$326K+

Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.

Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.

Bradford County Market Scorecard

Balanced Market

Bradford County is a balanced market: about 78 active listings, a median list price of $335,000, 16.0% of them cutting price, and homes going under contract in about 57 days.

$251K
Typical value
24
New / mo
$203
$/sqft
57
Days on mkt
16.0%
Cut price
$1,525
Median rent
Typical home value · last 13 months $251K

Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.

Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.

Should You Buy, Sell, or Invest Here?

7/10
Buyer

One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.

6/10
Seller

Demand is steady but thin and value-driven, so price to recent local comps.

8/10
Investor

Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.

Cash offer
~$226K
  • Close in as little as 7–14 days
  • No repairs, cleaning, or showings
  • No financing fall-through
  • Pick your move-out date
List with Momentum
~$251Ktypical value
  • Often nets more, even after commission
  • Sells 1.25% above MLS average, 8 days faster
  • Full marketing & negotiation
  • We front the prep with our concierge

Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Bradford County demand. Compare both at our Bradford County cash-offer page.

Schools in Bradford County

The Bradford County School District is a small district serving Starke, Lawtey, and Hampton.

  • Bradford High School (Starke)

This is a small district; confirm the zoned assignment for a specific address. See school-zone guides →

Taxes, Insurance & Cost to Own

A median-priced Bradford County home costs about $1,818/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $59,740. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

Typical property-tax millage17.346 mills (~1.73% before exemptions)
Avg. homeowners insurance$1,033/yr (Citizens county avg)
Homestead exemptionUp to $50,000 + 3% Save Our Homes cap
Est. all-in monthly (PITI)$1,818/mo on a $251K home
Income to buy median home$72,737/yr (est.)

At about $1,033 a year on average, Bradford is among the more reasonable insurance markets in Florida, though coastal and older homes still run well above the average. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

New Construction in Bradford County

Builders pulled 66 residential permits last year (-26.7% YoY) — 66 single-family and 0 multifamily, about 2.4 per 1,000 residents. Active master-planned communities include Starke-area subdivisions and acreage. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Population & Migration

Bradford County has about 27,888 residents. On a net domestic basis it gained roughly 436 people and a net +$12.41M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.

12-Month Forecast

Expect Bradford to stay a very affordable, steady rural market over the next 12 months, anchored by Camp Blanding and corrections employment and its midway position between Jacksonville and Gainesville.

StarkeCounty seat near Camp Blanding; the commercial center.
LawteySmall town on US 301 north of Starke.
HamptonTiny town near Hampton Lake.

Economy & Major Employers

Bradford's economy is anchored by Camp Blanding Joint Training Center — the Florida National Guard's primary training post — and by a concentration of state-corrections facilities (Florida State Prison and Union CI are just over the line), along with agriculture (strawberries, timber), county-and-school-district government, and a position midway between the Jacksonville and Gainesville job markets.

  • Camp Blanding Joint Training Center (Florida National Guard)
  • Florida Department of Corrections facilities
  • Bradford County School District
  • Bradford County government
  • agriculture (strawberries, timber)
  • regional commuting (Jacksonville/Gainesville)

Camp Blanding is the Florida National Guard's main training post and a major regional employer; corrections is a significant sector.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Bradford County agent →

Master-plannedStarke-area subdivisions and acreage
Golfarea public courses
WaterfrontSampson Lake, Crosby Lake, Santa Fe Lake (nearby)
Luxurylakefront and acreage estates

Lifestyle in Bradford County

Bradford is small-town, lake-and-pine North Central Florida: Camp Blanding's military heritage and museum, the fishing lakes around Starke and Hampton, strawberry fields, and an affordable, rural pace midway between Jacksonville and Gainesville. It is country living within commuting reach of two job markets.

Risks to Weigh

Bradford's risks are rural: an economy concentrated in the Guard post, corrections, and agriculture, modest incomes, and inland hurricane wind-and-rain exposure. It is well inland, so surge is not a factor, and insurance is moderate. The market is small and thin.

Bradford County Real Estate FAQ

What is the median home price in Bradford County?
The typical Bradford County home is worth about $251K as of April 2026 (Zillow ZHVI), +1.7% over the past year. The median list price is similar; individual neighborhoods range widely around that figure.
Is Bradford County a buyer's or seller's market?
As of April 2026, Bradford County is a balanced market. Homes are taking a median of 57 days to sell, and inventory has rebuilt from its lows, giving buyers more room to negotiate than in recent years.
Is Bradford County expensive?
Bradford County's price-to-income ratio is about 4.2×, which is below the typical Florida county. The bigger cost surprises for newcomers are property insurance and, in newer communities, CDD fees — not the sticker price.
What is the average rent in Bradford County?
The median rent is about $1,525 a month (Zillow ZORI). Against the typical home value, that is a gross rental yield near 7.3%.
Are property taxes high in Bradford County?
The typical millage is about 17.346 mills, or roughly 1.73% of taxable value before exemptions. Florida's $50,000 homestead exemption and the Save Our Homes 3% assessment cap meaningfully lower the bill for owner-occupants.
How much is homeowners insurance in Bradford County?
The Citizens county-average premium is about $1,033 a year, but your actual cost depends heavily on the home's age, roof, construction, and flood zone. Wind-mitigation credits can lower it; flood insurance is priced separately by address.
Is Bradford County a good place to invest in real estate?
Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.
Is Bradford County growing?
Bradford County has about 27,888 residents and is still drawing net in-migration of people and income. Migration and jobs are the forces most likely to support prices through the rate cycle.
How long do homes take to sell in Bradford County?
A median of about 57 days on market as of April 2026, longer than the 2021-2022 frenzy and a sign of today's more balanced conditions.
What are the best areas to live in Bradford County?
The county seat, Starke, anchors the market, and the right area depends on whether you prioritize schools, commute, the water, or new construction. Our neighborhood guides map each on price, schools, and lifestyle.
What is the price per square foot in Bradford County?
Listings in Bradford County are priced around the area's median per-square-foot rate as of April 2026; smaller, older, and inland homes run below it, while new construction and waterfront run above. Per-square-foot is most useful within a single neighborhood, not across the whole county.
How much income do I need to buy a home in Bradford County?
As a rough rule, a buyer needs household income roughly in line with the county's price-to-income ratio of 4.2× the home price, keeping total housing costs near 30% of income. Median household income here is $59,740. A lender pre-approval gives you the exact figure for your situation.
Is now a good time to buy in Bradford County?
It depends on your horizon. For buyers planning to stay several years, today's balanced market conditions — more inventory and routine price cuts — offer better terms than the 2021-2022 peak. For short-term flips, flat appreciation makes the math tight. The right answer is specific to the home and your timeline.
Do I need flood insurance in Bradford County?
It depends on the address. Homes in FEMA high-risk flood zones (A or V) typically require flood insurance with a federally backed mortgage, and even outside those zones it can be worth carrying in low-lying or coastal parts of Bradford County. Flood premiums are priced separately by address under FEMA Risk Rating 2.0, so always check the flood zone before you buy.
Is Bradford County a good place to retire?
Florida's lack of a state income tax and the homestead/Save Our Homes protections make Bradford County attractive for retirees on a fixed income, especially in its 55+ and lower-maintenance communities. Weigh that against insurance costs and proximity to healthcare when you choose a specific area.
How fast are home prices rising in Bradford County?
Over the past year, the typical Bradford County home value moved +1.7%. Over five years it is +7.0% and over ten years +8.1% — so the long-run trend is up even though near-term growth has cooled.
What is the cost of living in Bradford County?
Housing, insurance, and property tax are the main local cost drivers; Florida charges no state income tax. A median-priced home runs about $1,818 a month all-in (mortgage, tax, and insurance), against median household income of $59,740 a year. Utilities, transportation, and healthcare track close to state averages.
What are the risks of buying in Bradford County?
The main ones are hurricane and flood exposure (which drive insurance costs), rising premiums statewide, and — in fast-growing submarkets — overbuilding that can soften resale and rents. On older condos, ask about reserves and special assessments. None are dealbreakers, but all belong in your budget before you offer.
Is Bradford County good for real estate investors?
Bradford County's estimated cap rate is about 7.3% with a gross yield near 7.3%, so it leans cash-flow-friendly. Net migration and the local job base are the demand signals that matter most for landlords here.
What counties are near Bradford County?
See the 'Explore more' section on this page for direct links to the neighboring county market reports, plus the full set of scorecards for all 67 Florida counties.
Has inventory in Bradford County gone up?
Yes — active listings are -13.6% versus a year ago. That rebuild from pandemic-era lows is the single biggest reason buyers have more leverage now than they did in 2021-2022.
What is Bradford County known for?
Bradford County is known for Camp Blanding — the Florida National Guard's primary training post, with a notable World War II museum — and for the state's major prison complex nearby. It's a small, very affordable rural county of strawberry fields and fishing lakes, positioned midway between Jacksonville and Gainesville for commuters who want country living and low costs.

or call (904) 351-6461 · jon@movewithmomentum.com
Hiring an agent? How to find the best real estate agent in Bradford County — by community, with questions to ask and local market data.