Isle of Palms vs Pablo Bay
Two Duval communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-07.
| Metric | Isle of Palms | Pablo Bay |
|---|---|---|
| Median sale price | $675K | $764K |
| Price per sq ft | $386 | $279 |
| Avg days on market | 215 days | 75 days |
| Months of supply | 12.0 mo | 1.1 mo |
| Market | Buyer-Leaning Market | Strong Seller's Market |
| 1-year price change | -1% | -1% |
| Recent closings | 12 | 34 |
The verdict
Pablo Bay carries the higher median price — about 13% above Isle of Palms. Homes in Pablo Bay sell faster (75 days on market vs 215). Pablo Bay is the tighter market on inventory (1.1 months of supply).
Where each one is
Isle of Palms and Pablo Bay are about a mile apart (straight-line, center to center) and share Duval County.
| Isle of Palms | Pablo Bay | |
|---|---|---|
| County | Duval County, FL | Duval County, FL |
| City / area | Jacksonville | Jacksonville |
| ZIP | 32034, 32250 | 32224 |
| Straight-line to downtown Jacksonville | 14 mi | 13 mi |
| Nearest Atlantic beach | 3 mi, Jacksonville Beach | 4 mi, Jacksonville Beach |
| FEMA flood zones (sampled parcels) | 75% of 24 homes outside a flood zone (Zone X) | all 14 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Isle of Palms | Pablo Bay | |
|---|---|---|
| Homes for sale now | 12 | 3 |
| Under contract | 5 | 3 |
| Asking prices today | $515K to $1.88M | $669K to $965K |
| Listed in the last 7 days | 3 | 0 |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Isle of Palms homes for sale · Pablo Bay homes for sale.
The homes themselves
| Isle of Palms | Pablo Bay | |
|---|---|---|
| Homes (parcels) | 467 | 273 |
| Built | 1957–2024 (median 1977) | 2002–2016 (median 2014) |
| Typical living area | 2,112 sq ft | 3,012 sq ft |
| Homesteaded (owner-occupied) share | 83% | 89% |
| Vacant lots | 7 | 0 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Isle of Palms median | Pablo Bay median |
|---|---|---|
| 2012 | $280K (29 sales) | $365K (24 sales) |
| 2013 | $315K (35 sales) | $370K (24 sales) |
| 2014 | $410K (37 sales) | $351K (122 sales) |
| 2015 | $338K (55 sales) | $410K (144 sales) |
| 2016 | $436K (46 sales) | $420K (75 sales) |
| 2017 | $480K (37 sales) | $420K (44 sales) |
| 2018 | $496K (57 sales) | $440K (52 sales) |
| 2019 | $460K (45 sales) | $455K (50 sales) |
| 2020 | $535K (36 sales) | $482K (58 sales) |
| 2021 | $682K (50 sales) | $555K (57 sales) |
| 2022 | $620K (43 sales) | $691K (36 sales) |
| 2023 | $725K (35 sales) | $757K (32 sales) |
| 2024 | $900K (35 sales) | $710K (27 sales) |
| 2025 | $862K (40 sales) | $708K (27 sales) |
| 2026 | $675K (30 sales) | $736K (34 sales) |
Since 2012, Isle of Palms's median sale price is +141% and Pablo Bay's is +102% — Isle of Palms has appreciated faster over that stretch.
How each one trades
| Isle of Palms | Pablo Bay | |
|---|---|---|
| Sale-to-original-list | 93.3% | 96.1% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 2,006 sq ft | 2,710 sq ft |
| Momentum market-heat score | 25 (cold) | 51 (normal) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Isle of Palms | Pablo Bay | |
|---|---|---|
| Elementary | Seabreeze | Alimacani |
| Middle | Fletcher Jr High | Kernan |
| High school | Duncan Fletcher | Atlantic Coast |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Isle of Palms is the lower entry point (median $675K vs $764K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Pablo Bay; Isle of Palms trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Pablo Bay (75 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Pablo Bay more expensive than Isle of Palms?
Yes, on recent sales: the median sale price in Pablo Bay is $764,000 versus $675,000 in Isle of Palms, about 13% higher.
How far apart are Isle of Palms and Pablo Bay?
About a mile straight-line, center to center, both in Duval County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Isle of Palms or Pablo Bay?
Pablo Bay: its homes were built 2002–2016 with a median year of 2014, versus a median of 1977 in Isle of Palms (Florida DOR assessment roll).
Which has bigger homes?
Pablo Bay. The typical home there is 3,012 sq ft of living area, versus 2,112 sq ft in Isle of Palms.
Which has appreciated more, Isle of Palms or Pablo Bay?
From 2012 to 2026 the median sale price rose 141% in Isle of Palms and 102% in Pablo Bay (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Pablo Bay — sellers there received 96.1% of the original list price over the last 12 months versus 93.3% in Isle of Palms.
What high schools serve Isle of Palms and Pablo Bay?
Listings in Isle of Palms most often report Duncan Fletcher; listings in Pablo Bay report Atlantic Coast. Zoning is set by the district and can change - verify by address.
Go deeper on each: Isle of Palms homes, photos & schools · Pablo Bay homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.