Condo Communities in Clearwater, FL

Looking for condo communities in Clearwater, FL? Momentum tracks 10 Clearwater communities with evidence of condominium living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Clearwater condo communities at a glance

Communities tracked

$156,500

Median sale price

108 days

Median days on market

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
Clearwater Point · agent	Clearwater	$449,000	–	65 d
Cove Cay Village IV · agent	Clearwater	$213,000	–	44 d
Imperial Cove · agent	Clearwater	$160,000	–	139 d
Penthouse Groves	Clearwater	$159,000	–	91 d
Cove Cay Village I · agent	Clearwater	$148,000	–	151 d
Imperial Court · agent	Clearwater	$87,000	–	44 d
Cove Cay Village III · agent	Clearwater	$154,000	–	142 d
Bryn Mawr at Countryside · agent	Clearwater	$220,000	–	203 d
The Residences at Renaissance · agent	Clearwater	$134,000	–	116 d
Eastwood Pines · agent	Clearwater	$148,000	–	81 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Condo buying in Florida after the milestone-inspection era

Since Florida’s post-Surfside condo-safety laws took effect, buildings three stories and taller face milestone structural inspections (at 30 years, or 25 near the coast) and must fund reserves through a Structural Integrity Reserve Study — ending the era of waived reserves. For buyers this cuts both ways: safer buildings, but rising fees and special assessments in buildings catching up. Before you offer, request the milestone inspection report, the SIRS, the budget, and the last two years of minutes; ask directly whether any special assessment is levied, planned, or discussed. A low price in an older coastal building often has an assessment attached to it.

Fees, financing and what the association controls

Condo fees fund insurance on the structure, reserves, and amenities — get the fee history, not just the current number. Financing is building-specific: lenders review budgets, reserves, owner-occupancy and litigation, and some buildings are unwarrantable for conventional loans. Our buyer closing costs calculator models the full monthly cost with dues included.

What it costs to own here

At Pinellas County’s typical combined millage of 19.39 mills, a purchase at $156,500 (the median across these Clearwater condo communities) generates roughly $3,034 a year in property tax before exemptions — about $253 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Pinellas County average about $1,911 a year ($159 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Pinellas County near $2,236 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Pinellas County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Pinellas County right now

In the most recent IRS migration data (2022-2023), Pinellas County lost a net 1,182 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $95,596 versus $74,796 for those leaving — the income mix of demand, straight from tax filings. Population is up about 0.3% over the recent multi-year window. On the supply side, builders pulled 4,198 residential permits in Pinellas County in 2025 (1,376 single-family), up 59.8% year over year. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 7.5% versus its income-and-rent fundamentals.

Explore more of Clearwater

Run the numbers in Pinellas County

Common questions

How many condo communities does Clearwater, FL have?

Momentum currently tracks 10 communities in Clearwater with evidence of condominium living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Clearwater condo communities cost?

The median sale price across tracked condo communities in Clearwater is about $156,500, varying widely by community - see the table for community-level medians.

How does Momentum classify a community as one of the condo communities?

A community appears here when we find a majority of the community’s MLS-recorded listings carrying a condominium property type. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

How much is home insurance in Pinellas County?

Citizens Property Insurance policies in Pinellas County average about $1,911 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Pinellas County?

Typical combined millage in Pinellas County is about 19.39 mills - roughly 1.94% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.