COVE CAY VILLAGE IV
Homes for Sale in CLEARWATER, FL
True comps, carrying-cost math, and listings before the portals.
COVE CAY VILLAGE IV right now
🟡 Balanced market. 3.3 months of supply and 17% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: High (6 active and pending listings, 16 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($206K) is down 5.9% from the prior 12 months ($220K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (16 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
COVE CAY VILLAGE IV market snapshot (as of August 2, 2026): the median sale price is about $206K ($175 per sq ft over the trailing 12 months of closed sales), a median 59 days on market for closed sales, and 3.3 months of supply, a balanced market. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (16 closings in the current window).
COVE CAY VILLAGE IV is a community of 232 homes in CLEARWATER, Pinellas County, built between 1980 and 1991 (median 1985.0), with a median living area of about 1,070 square feet. 44% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of COVE CAY VILLAGE IV. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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COVE CAY VILLAGE IVPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($206K) IS the median in the snapshot above, and the move from 2025 ($220K) IS the -5.9% one-year change.
Windows contain 0 to 16 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
17% of homes for sale in ZIP 33760 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
COVE CAY VILLAGE IV Market Scorecard
COVE CAY VILLAGE IV is currently a balanced market. About 3.3 months of supply, a median asking price of $224,500, and homes go under contract in about 21 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in COVE CAY VILLAGE IV, CLEARWATER
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in COVE CAY VILLAGE IV
Live MLS inventory for COVE CAY VILLAGE IV. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 113 days
Active · 21 days
Active · 85 days
Active · 1 daysActive and pending COVE CAY VILLAGE IV listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
COVE CAY VILLAGE IV on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at COVE CAY VILLAGE IV
- Gated Community - Guard · reported on 18 of 18 listings
- Pool · reported on 16 of 18 listings
- Golf · reported on 15 of 18 listings
- Buyer Approval Required · reported on 12 of 18 listings
- Clubhouse · reported on 12 of 18 listings
- Restaurant · reported on 11 of 18 listings
- Cable TV · reported on 11 of 18 listings
- Vehicle Restrictions · reported on 10 of 18 listings
- Association Recreation - Owned · reported on 10 of 18 listings
- Special Community Restrictions · reported on 9 of 18 listings
- Deed Restrictions · reported on 8 of 18 listings
- Elevators · reported on 8 of 18 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent COVE CAY VILLAGE IV listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any COVE CAY VILLAGE IV address.
The COVE CAY VILLAGE IV buying strategy.
If we were buying in COVE CAY VILLAGE IV today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in COVE CAY VILLAGE IV.
A closer look at the COVE CAY VILLAGE IV market
At a median of $175 per square foot, COVE CAY VILLAGE IV prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.3 months of supply, a balanced market and the trailing-12-month median down 6% year over year. Homes that do trade take a median 59 days on market, useful leverage on any listing that has lingered.
The housing stock is 232 homes built between 1980 and 1991, and 44% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in COVE CAY VILLAGE IV. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in COVE CAY VILLAGE IV buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.3). Basis: Recent Direction -5.9% year-over-year; Liquidity & Demand 3.3 months of supply; Owner Commitment 44% owner-occupied; Pricing Power 93.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a COVE CAY VILLAGE IV buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed COVE CAY VILLAGE IV sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in COVE CAY VILLAGE IV, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your COVE CAY VILLAGE IV home worth?
Get a no-obligation home value based on real comparable sales in COVE CAY VILLAGE IV, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in COVE CAY VILLAGE IV on the map →
Frequently Asked Questions
What is the median home price in COVE CAY VILLAGE IV?
How long do homes in COVE CAY VILLAGE IV take to sell?
Is COVE CAY VILLAGE IV a buyer's or seller's market right now?
How many homes are in COVE CAY VILLAGE IV?
What share of COVE CAY VILLAGE IV is owner-occupied?
When were the homes in COVE CAY VILLAGE IV built?
Do cash buyers compete in COVE CAY VILLAGE IV?
What schools serve COVE CAY VILLAGE IV?
Who is the best real estate agent for COVE CAY VILLAGE IV?
How do I find a top CLEARWATER real estate agent who knows COVE CAY VILLAGE IV?
Can Momentum Realty connect me with an agent for COVE CAY VILLAGE IV?
Nearby Communities
Explore more neighborhoods near COVE CAY VILLAGE IV with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (30 streets, ZIP 33760)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2021 (61 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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