Cove Cay Village
Condos for Sale in Clearwater, FL
All 1,260 homes for sale in Clearwater, FL · median $314,950 · 632 condos for sale in Clearwater · 73 homes for sale in 33760 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Cove Cay Village Iv in Clearwater, FL has 8 homes for sale, asking from $165,900 to $289,000 (median $195,000). Over the 12 months ending 2026-09-20, 17 recorded sales closed at a median of $210,000, $192 per square foot, a median 51 days on market, sellers accepting 94% of original asking (-4% versus the prior year). Homes listed or recently sold were built 1980 - 1986; 17 of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $4,070 ($3,260 with the full homestead exemption).
Part of Cove Cay Village, Clearwater, FL — see all Cove Cay Village homes for sale (28 listings across 6 sections in the MLS).
Last 30 days in Cove Cay Village: 1 new listing (median asking $289,000). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Cove Cay Village
Live MLS inventory for Cove Cay Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 14 daysTop listing
Active · 43 days
Active · 103 days
Active · 220 days
Active · 34 days
Active · 196 days
Active · 95 days
Active · 110 daysActive and pending Cove Cay Village listings as of 2026-10-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Cove Cay Village right now
🟡 Balanced market. 4.4 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (7 active and pending listings, 17 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($210K) is down 4.3% from the prior 12 months ($220K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (17 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cove Cay Village market snapshot (as of September 20, 2026): the median sale price is about $210K ($192 per sq ft over the trailing 12 months of closed sales), a median 51 days on market for closed sales, and 4.4 months of supply, a balanced market. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (17 closings in the current window).
In ZIP 33760 (Clearwater), 157 homes closed in the last 12 months at a median of $278K ($193/sq ft), down 3.1% year over year, with a median 56 days on market. Right now 43 active and 8 pending listings put supply at about 4.7 months - a buyer's market. See the live ZIP 33760 housing market and the Pinellas County market.
Stellar MLS sales records identify 104 homes in Cove Cay Village that have changed hands since 2004, built between 1972 and 1991 (median 1980), with a median living area of about 1,070 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Cove Cay Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cove Cay VillageCove Cay VillageCove Cay VillageCove Cay VillageCove Cay VillageCove Cay VillageCove Cay VillageCove Cay VillagePhotos from Stellar MLS listings in Cove Cay Village; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($210K) IS the median in the snapshot above, and the move from 2025 ($220K) IS the -4.3% one-year change.
Windows contain 2 to 17 sales each (17 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 33760 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
Cove Cay Village IV Market Scorecard
Cove Cay Village IV is currently a balanced market. About 5.3 months of supply, a median asking price of $195,000, and homes go under contract in about 102 days.
Typical home value in the 33760 ZIP is $251,186, about 14.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Cove Cay Village on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Cove Cay Village
- Gated Community - Guard · reported on 18 of 18 listings
- Pool · reported on 16 of 18 listings
- Golf · reported on 15 of 18 listings
- Buyer Approval Required · reported on 12 of 18 listings
- Clubhouse · reported on 12 of 18 listings
- Restaurant · reported on 11 of 18 listings
- Cable TV · reported on 11 of 18 listings
- Vehicle Restrictions · reported on 10 of 18 listings
- Association Recreation - Owned · reported on 10 of 18 listings
- Special Community Restrictions · reported on 9 of 18 listings
- Deed Restrictions · reported on 8 of 18 listings
- Elevators · reported on 8 of 18 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Cove Cay Village listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cove Cay Village address.
Shop the zone: Homes zoned for Pinellas Park High-Pn High School
The Cove Cay Village buying strategy.
If we were buying in Cove Cay Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Cay Village.
A closer look at the Cove Cay Village market
At a median of $192 per square foot, Cove Cay Village prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.4 months of supply, a balanced market and the trailing-12-month median down 4% year over year. Homes that do trade take a median 51 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Cove Cay Village. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cove Cay Village buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Recent Direction -4.3% year-over-year; Liquidity & Demand 4.4 months of supply; Pricing Power 93.6% sale-to-list. Refreshed with each data update.
Tools for a Cove Cay Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Cay Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Cay Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Cay Village home worth?
Get a no-obligation home value based on real comparable sales in Cove Cay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clearwater →
Recently off market in Cove Cay Village Iv
Homes in Cove Cay Village Iv that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3400 Cove Cay Drive #4E · off market
| Location | Clearwater, Pinellas County, FL · ZIP 33760 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Gated Community - Guard, Golf, Pool, Clubhouse, Buyer Approval Required, Cable TV |
| Sale prices, last 12 months | $210,000 median across 17 closed sales · $192 per sq ft · -4.3% vs the prior 12 months |
| Days on market (closed sales) | 51 median |
| For sale right now | 7 active, 0 pending · median asking $199,900 · 4.4 months of supply |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cove Cay Village key facts,” movewithmomentum.com/neighborhoods/cove-cay-village-iv-clearwater, data as of September 20, 2026.
Housing distress & ownership in Cove Cay Village Iv, Clearwater
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Cove Cay Village
The newest homes for sale in Cove Cay Village right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2700 Cove Cay Drive #1-3B $289,000 · 2 bd · 2 ba · 1,070 sq ft · listed Oct 5, 2026 Courtesy of CONCIERGE REALTY ASSOCIATES
- 2900 Cove Cay Drive #4B $190,000 · 2 bd · 2 ba · 1,070 sq ft · listed Sep 15, 2026 Courtesy of CHECKERBOARD REALTY INC
- 3300 Cove Cay Drive #6G $234,900 · 3 bd · 2 ba · 1,345 sq ft · listed Sep 6, 2026 Courtesy of BUXTON PROPERTIES INC
- 3300 Cove Cay Drive #1C $180,000 · 2 bd · 2 ba · 1,070 sq ft · listed Jul 16, 2026 Courtesy of LISA HALL REALTY, INC
- 3300 Cove Cay Drive #7D $229,900 · 2 bd · 2 ba · 1,070 sq ft · listed Jul 8, 2026 Courtesy of FUTURE HOME REALTY INC
- 2700 Cove Cay Drive #5D $165,900 · 1 bd · 1.5 ba · 920 sq ft · listed Jul 1, 2026 Courtesy of KW REALTY ELITE PARTNERS
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Cove Cay Village Iv Clearwater Right Now (8)
All 8 active and pending Cove Cay Village Iv Clearwater listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2700 Cove Cay Drive #1-3B · $289,000 · 2 bd / 2 ba · listed Oct 5, 2026 · listed by Concierge Realty Associates
- 2900 Cove Cay Drive #4B · $190,000 · 2 bd / 2 ba · listed Sep 15, 2026 · listed by Checkerboard Realty Inc
- 3300 Cove Cay Drive #6G · $234,900 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Buxton Properties Inc
- 3300 Cove Cay Drive #7D · $229,900 · 2 bd / 2 ba · listed Sep 10, 2026 · listed by Future Home Realty Inc
- 3300 Cove Cay Drive #1C · $180,000 · 2 bd / 2 ba · listed Aug 20, 2026 · listed by Lisa Hall Realty, Inc
- 2700 Cove Cay Drive #5D · $165,900 · 1 bd / 1.5 ba · listed by Kw Realty Elite Partners
- 2800 Cove Cay Drive #4D · $187,265 · 2 bd / 2 ba · listed by Kw Realty Elite Partners
- 2900 Cove Cay Drive #7B · $200,000 · 2 bd / 2 ba · listed by 7 Blue Llc
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Clearwater guides & data
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Florida buyer guides
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- The 4-point inspection, explained
- Florida flood insurance calculator
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Email me new listings in Cove Cay Village Condos for Sale
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Ask an agent about Cove Cay Village Condos for Sale
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Frequently Asked Questions
What is the median home price in Cove Cay Village?
How long do homes in Cove Cay Village take to sell?
Is Cove Cay Village a buyer's or seller's market right now?
What schools serve Cove Cay Village?
Who is the best real estate agent for Cove Cay Village?
How do I find a top Clearwater real estate agent who knows Cove Cay Village?
Can Momentum Realty connect me with an agent for Cove Cay Village?
Where is Cove Cay Village, and what county is it in?
Is Cove Cay Village a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 23, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2021 (63 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cove Cay Village Iv fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Cove Cay Village Condos for Sale in Clearwater
- Home values · What homes in Cove Cay Village Condos for Sale in Clearwater actually sell for
- Find an agent · How to choose the best real estate agent in Cove Cay Village Condos for Sale in Clearwater
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