Cove Cay Village
Condos for Sale in Clearwater, FL
All 1,140 homes for sale in CLEARWATER, FL · median $284,950 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Cove Cay Village Iv in Clearwater, FL has 6 homes for sale, asking from $168,500 to $249,000 (median $207,450). Over the 12 months ending 2026-09-12, 17 recorded sales closed at a median of $210,000, $192 per square foot, a median 51 days on market, sellers accepting 94% of original asking (-4% versus the prior year). Homes listed or recently sold were built 1980 - 1986; 16 of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $4,070 ($3,260 with the full homestead exemption).
Part of Cove Cay Village, Clearwater, FL — see all Cove Cay Village homes for sale (24 listings across 6 sections in the MLS).
Homes For Sale Right Now in Cove Cay Village
Live MLS inventory for Cove Cay Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 1 days
Active · 178 days
Active · 21 days
Active · 144 days
Active · 58 daysActive and pending Cove Cay Village listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Cove Cay Village right now
🟡 Balanced market. 3.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: High (6 active and pending listings, 17 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($210K) is down 4.3% from the prior 12 months ($220K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Medium (17 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cove Cay Village market snapshot (as of September 12, 2026): the median sale price is about $210K ($192 per sq ft over the trailing 12 months of closed sales), a median 51 days on market for closed sales, and 3.8 months of supply, a balanced market. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (17 closings in the current window).
In ZIP 33760 (CLEARWATER), 158 homes closed in the last 12 months at a median of $278K ($194/sq ft), down 6.1% year over year, with a median 56 days on market. Right now 36 active and 8 pending listings put supply at about 4.4 months - a buyer's market. See the live ZIP 33760 housing market and the Pinellas County market.
Stellar MLS sales records identify 105 homes in Cove Cay Village that have changed hands since 2004, built between 1972 and 1991 (median 1980), with a median living area of about 1,070 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Cove Cay Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cove Cay Village
Cove Cay VillagePhotos from Stellar MLS listings in Cove Cay Village; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($210K) IS the median in the snapshot above, and the move from 2025 ($220K) IS the -4.3% one-year change.
Windows contain 2 to 17 sales each (17 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
Cove Cay Village IV Market Scorecard
Cove Cay Village IV is currently a seller's market. About 3.8 months of supply, a median asking price of $207,450, and homes go under contract in about 40 days.
Typical home value in the 33760 ZIP is $253,390, about 14.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Cove Cay Village Iv Clearwater, CLEARWATER
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Cove Cay Village on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Cove Cay Village
- Gated Community - Guard · reported on 18 of 18 listings
- Pool · reported on 16 of 18 listings
- Golf · reported on 15 of 18 listings
- Buyer Approval Required · reported on 12 of 18 listings
- Clubhouse · reported on 12 of 18 listings
- Restaurant · reported on 11 of 18 listings
- Cable TV · reported on 11 of 18 listings
- Vehicle Restrictions · reported on 10 of 18 listings
- Association Recreation - Owned · reported on 10 of 18 listings
- Special Community Restrictions · reported on 9 of 18 listings
- Deed Restrictions · reported on 8 of 18 listings
- Elevators · reported on 8 of 18 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Cove Cay Village listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cove Cay Village address.
Shop the zone: Homes zoned for Pinellas Park High-Pn High School
The Cove Cay Village buying strategy.
If we were buying in Cove Cay Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Cay Village.
A closer look at the Cove Cay Village market
At a median of $192 per square foot, Cove Cay Village prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.8 months of supply, a balanced market and the trailing-12-month median down 4% year over year. Homes that do trade take a median 51 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Cove Cay Village. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cove Cay Village buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.6). Basis: Recent Direction -4.3% year-over-year; Liquidity & Demand 3.8 months of supply; Pricing Power 93.6% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $731/month (about $8,772/yr) · median of 4 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $731 per month ($8,772 a year) - the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cove Cay Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Cay Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Cay Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Cay Village home worth?
Get a no-obligation home value based on real comparable sales in Cove Cay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clearwater →
Recently off market in Cove Cay Village Iv
Homes in Cove Cay Village Iv that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3400 Cove Cay Drive #4E · off market
Frequently Asked Questions
What is the median home price in Cove Cay Village?
How long do homes in Cove Cay Village take to sell?
Is Cove Cay Village a buyer's or seller's market right now?
What schools serve Cove Cay Village?
Who is the best real estate agent for Cove Cay Village?
How do I find a top Clearwater real estate agent who knows Cove Cay Village?
Can Momentum Realty connect me with an agent for Cove Cay Village?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2021 (63 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cove Cay Village Iv fits the bigger picture — live prices, inventory, and Momentum Scores:
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