Condo Communities in Pinellas County, FL

Looking for condo communities in Pinellas County, FL? Momentum Realty tracks 64 Pinellas County communities with evidence of condominium living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Pinellas County condo communities at a glance

Communities tracked

$232,000

Median sale price

113 days

Median days on market

964

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
Art House · agent	St. Petersburg	$1.66M	–	128 d
Town Shores of Gulfport · agent	Gulfport	$250,000	–	97 d
Pine Ridge at Lake Tarpon Village · agent	Tarpon Springs	$164,000	–	100 d
Five Towns of St. Petersburg · agent	St. Petersburg	$100,000	–	178 d
Winston Park Northeast · agent	St. Petersburg	$118,000	–	94 d
Mediterranean Manors · agent	Dunedin	$210,000	–	105 d
Waterside at Coquina Key South · agent	St. Petersburg	$232,000	–	105 d
Bahia Vista · agent	St. Petersburg	$535,000	–	159 d
Lakeview of Largo · agent	Largo	$142,000	–	48 d
East Lake Woodlands · agent	Oldsmar	$150,000	–	104 d
Patrician Oaks · agent	Dunedin	$126,000	–	77 d
Madison at St. Pete · agent	St. Petersburg	$402,000	–	117 d
Clearwater Point · agent	Clearwater	$449,000	–	81 d
Cove Cay Village IV · agent	Clearwater	$213,000	–	67 d
Enclave at St. Petersburg · agent	St. Petersburg	$122,000	–	74 d
Penthouse Groves · agent	Clearwater	$138,000	–	58 d
Royal Stewart Arms · agent	Dunedin	$262,000	–	64 d
Imperial Cove · agent	Clearwater	$158,000	–	146 d
Pine Ridge at Palm Harbor · agent	Palm Harbor	$166,000	–	84 d
MADEIRA BEACH YACHT CLUB CONDO · agent	MADEIRA BEACH	$332,500	-10.1%	57.5 d
BAREFOOT BEACH RESORT OF INDIAN SHORES · agent	INDIAN SHORES	$352,500	-15.0%	88.5 d
Bella Vista on Lake · agent	Largo	$165,000	–	22 d
Cove Cay Village I · agent	Clearwater	$156,000	–	165 d
Point Brittany · agent	St. Petersburg	$219,000	–	107 d
Lake Overlook · agent	St. Petersburg	$106,000	–	64 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Every other tracked condo communities in Pinellas County

Condo buying in Florida after the milestone-inspection era

Since Florida’s post-Surfside condo-safety laws took effect, buildings three stories and taller face milestone structural inspections (at 30 years, or 25 near the coast) and must fund reserves through a Structural Integrity Reserve Study — ending the era of waived reserves. For buyers this cuts both ways: safer buildings, but rising fees and special assessments in buildings catching up. Before you offer, request the milestone inspection report, the SIRS, the budget, and the last two years of minutes; ask directly whether any special assessment is levied, planned, or discussed. A low price in an older coastal building often has an assessment attached to it.

Fees, financing and what the association controls

Condo fees fund insurance on the structure, reserves, and amenities — get the fee history, not just the current number. Financing is building-specific: lenders review budgets, reserves, owner-occupancy and litigation, and some buildings are unwarrantable for conventional loans. Our buyer closing costs calculator models the full monthly cost with dues included.

What it costs to own here

At Pinellas County’s typical combined millage of 19.39 mills, a purchase at $232,000 (the median across these condo communities) generates roughly $4,498 a year in property tax before exemptions — about $375 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Pinellas County average about $1,911 a year ($159 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Pinellas County near $2,275 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Pinellas County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Pinellas County right now

In the most recent IRS migration data (2022-2023), Pinellas County lost a net 1,182 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $95,596 versus $74,796 for those leaving — the income mix of demand, straight from tax filings. Population is up about 0.3% over the recent multi-year window. On the supply side, builders pulled 4,198 residential permits in Pinellas County in 2025 (1,376 single-family), up 59.8% year over year. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 8.3% versus its income-and-rent fundamentals.

The Pinellas County market, in context

Pinellas is the most densely populated county in Florida — a built-out peninsula between the Gulf and Tampa Bay, home to the #1-rated Clearwater Beach, St. Petersburg's vibrant arts scene, and a deep healthcare-and-tech economy. The 2024 storm season (Helene and Milton) reset how buyers weigh its coastline, making flood zones and elevation central.

The economy behind the market: {'drivers': 'healthcare, tourism and the beaches, manufacturing (marine and aerospace), financial services, and technology', 'summary': "Pinellas balances a beach-tourism economy with serious corporate weight. Raymond James Financial and Jabil are headquartered in St. Petersburg, Honeywell Aerospace and TD Synnex anchor Clearwater, and healthcare runs deep with BayCare and Johns Hopkins All Children's Hospital. Tourism along the Gulf beaches is a year-round engine, and St. Petersburg's downtown has become a magnet for tech and creative firms.", 'employers': ['Pinellas County Schools', 'BayCare Health System', 'Raymond James Financial (St. Petersburg HQ)', 'Jabil (St. Petersburg HQ)', 'Honeywell Aerospace (Clearwater)', 'TD Synnex (Clearwater HQ)', "Johns Hopkins All Children's Hospital", 'Pinellas County government'], 'jobNote': 'Raymond James Financial and Jabil are headquartered in St. Petersburg; TD Synnex anchors Clearwater.'}

What could change it: Pinellas is one of the most storm-surge-vulnerable counties in the country, and Hurricanes Helene and Milton in 2024 brought serious flooding to low-lying coastal neighborhoods — a turning point for how buyers weigh elevation and flood zones. Insurance is high and rising, the peninsula is essentially built out (limiting new supply), and AE flood zones are common near the water. Higher-ground north-county areas carry materially less risk.

Near-term outlook: Expect a divided market over the next 12 months: beach and waterfront demand remains strong but is being repriced by 2024 flooding and insurance, while higher-ground inland and north-county areas gain favor. Overall pricing should be flat-to-soft near the coast and steadier inland.

Run the numbers in Pinellas County

Explore more Florida communities

Common questions

How many condo communities does Pinellas County, FL have?

Momentum Realty currently tracks 64 communities in Pinellas County with evidence of condominium living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Pinellas County condo communities cost?

The median sale price across tracked condo communities in Pinellas County is about $232,000, and it varies widely by community. Use the table above for community-level medians.

How does Momentum classify a community as one of the condo communities?

A community appears here when we find a majority of the community’s MLS-recorded listings carrying a condominium property type. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

Can Momentum connect me with an agent for these communities?

Yes. Momentum serves Pinellas County and matches you with an agent who works these specific communities. Matching is free and no-obligation.

How much is home insurance in Pinellas County?

Citizens Property Insurance policies in Pinellas County average about $1,911 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Pinellas County?

Typical combined millage in Pinellas County is about 19.39 mills - roughly 1.94% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-09-11; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.