Florida Housing Distress Rankings
Share of current for-sale inventory carrying a distress signal (short sale,
foreclosure, REO, auction, pre-foreclosure) by county and ZIP, plus where months of supply most
favors buyers or sellers. Data as of 2026-10-28. These are market statistics about
properties and inventory — not statements about people or the desirability of any area.
Statewide baseline: 0.79% of 293,298 active listings.
Counties by distress share min 200 active listings
ZIP codes with the highest distress share min 100 active · top 25
Tightest markets — lowest months of supply
Most buyer-leverage — highest months of supply
Heaviest insurance burden Citizens avg premium per $100k of median sale price · April 2026
| # | County | Premium per $100k of price | Avg Citizens premium | Median sale price |
|---|
| 1 | Leon | $1,230 | $990 | $80,500 |
| 2 | Okeechobee | $1,063 | $2,802 | $263,575 |
| 3 | Escambia | $748 | $2,364 | $316,000 |
| 4 | Okaloosa | $743 | $2,644 | $355,825 |
| 5 | Charlotte | $730 | $2,298 | $315,000 |
| 6 | Santa Rosa | $689 | $2,444 | $354,800 |
| 7 | Highlands | $670 | $1,753 | $261,750 |
| 8 | Brevard | $668 | $2,348 | $351,375 |
| 9 | Polk | $631 | $1,931 | $305,805 |
| 10 | Lee | $616 | $2,197 | $356,625 |
| 11 | St. Lucie | $614 | $2,332 | $379,500 |
| 12 | Putnam | $613 | $1,345 | $219,250 |
| 13 | Levy | $597 | $1,385 | $232,100 |
| 14 | Martin | $565 | $2,580 | $456,495 |
| 15 | Bay | $550 | $1,928 | $350,450 |
Source: Momentum Realty Research from live MLS active-listing data
(status + remarks classification, negation-guarded); months of supply = active inventory ÷
trailing-12-month closed-sale pace. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026-10 through 2026-10. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Source: Data provided by realMLS. Based on information from the Space Coast MLS for the period 2026-10 through 2026-10. Based on Stellar MLS data distributed by MLS GRID for the period 2026-10 through 2026-10. Listing information provided by the Tallahassee Board of REALTORS® MLS. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Under 4 months of supply generally favors sellers; over 6 favors buyers. Insurance burden uses
Citizens Property Insurance Corporation policies-in-force average premiums (state insurer of last
resort — a proxy for hard-to-insure markets, not a quote). All figures are aggregates; individual
listings and owners are never identified. Deemed reliable but not guaranteed.
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