Dixie County Homes for Sale

the Big Bend · county seat Cross City · 16,952 residents

Dixie County is Cross City — a remote, forestry-and-Gulf county on the wild Big Bend coast, where the Suwannee River meets the Gulf at Suwannee and scalloping draws visitors to Horseshoe Beach.

90 homes for saleMedian $218KBalanced Marketthe Big Bend
Live Market Pulse
57/100
Momentum
Balanced Market
Buyer 7/10 · Seller 4/10 · Investor 5/10. One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.
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Built fromZillow & Realtor.com datarealMLS listingsCensus & IRSUpdated monthly
LiveMarket PulseApril 2026
$218K
Median Value
+3.7%
1-Yr Price
84days
Avg DOM
9.5%
Price Cuts
Soft
Seller Leverage
$215/sf
Median $/Sqft
90
For Sale
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Dixie County is Cross City — a remote, forestry-and-Gulf county on the wild Big Bend coast, where the Suwannee River meets the Gulf at Suwannee and scalloping draws visitors to Horseshoe Beach. It is one of the most rural and affordable counties in Florida. For buyers that means real negotiating room; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Dixie County neighborhood, which is what we price against live comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Dixie County snapshot (April 2026): typical home value $218K ($215/sqft), about 90 active listings, a median 84 days on market, and 9.5% of listings cutting price — a balanced market. Values are +3.7% over the past year and +6.7% over five years.

Dixie's economy is built on timber and the Gulf: forestry is the backbone, with county-and-school-district government, fishing-and-scalloping tourism around Suwannee and Horseshoe Beach, and small-scale agriculture rounding out a very rural, very affordable base on the Big Bend coast.

Entry
under $153K

Condos, townhomes, and starter homes — the lowest-cost way into Dixie County and its school zones.

Core
$153K–$283K

The heart of the market: established single-family homes and newer planned-community product.

Top
$283K+

Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.

Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.

Dixie County Market Scorecard

Balanced Market

Dixie County is a balanced market: about 90 active listings, a median list price of $375,000, 9.5% of them cutting price, and homes going under contract in about 84 days.

$218K
Typical value
20
New / mo
$215
$/sqft
84
Days on mkt
9.5%
Cut price
n/a
Median rent
Typical home value · last 13 months $218K

Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.

Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.

Should You Buy, Sell, or Invest Here?

7/10
Buyer

One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.

4/10
Seller

Demand is steady but thin and value-driven, so price to recent local comps.

5/10
Investor

Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.

Cash offer
~$196K
  • Close in as little as 7–14 days
  • No repairs, cleaning, or showings
  • No financing fall-through
  • Pick your move-out date
List with Momentum
~$218Ktypical value
  • Often nets more, even after commission
  • Sells 1.25% above MLS average, 8 days faster
  • Full marketing & negotiation
  • We front the prep with our concierge

Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Dixie County demand. Compare both at our Dixie County cash-offer page.

Schools in Dixie County

The Dixie County School District serves Cross City, Old Town, and the coastal communities.

  • Dixie County High School (Cross City)

This is a small district; confirm the zoned assignment for a specific address. See school-zone guides →

Taxes, Insurance & Cost to Own

A median-priced Dixie County home costs about $1,618/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $47,655. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

Typical property-tax millage17.688 mills (~1.77% before exemptions)
Avg. homeowners insurance$1,360/yr (Citizens county avg)
Homestead exemptionUp to $50,000 + 3% Save Our Homes cap
Est. all-in monthly (PITI)$1,618/mo on a $218K home
Income to buy median home$64,705/yr (est.)

At about $1,360 a year on average, Dixie is among the more reasonable insurance markets in Florida, though coastal and older homes still run well above the average. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

New Construction in Dixie County

Builders pulled 126 residential permits last year (+157.1% YoY) — 66 single-family and 60 multifamily, about 7.4 per 1,000 residents. Active master-planned communities include Cross City-area acreage. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Population & Migration

Dixie County has about 16,952 residents. On a net domestic basis it gained roughly 388 people and a net +$11.39M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.

12-Month Forecast

Expect Dixie to stay one of the most affordable markets in the state over the next 12 months, anchored by forestry, with the coast working through repeated-storm recovery and inland Cross City the most stable.

Cross CityCounty seat and forestry hub on US 19/27.
SuwanneeStilt-house fishing village where the Suwannee River meets the Gulf.
Horseshoe BeachRemote Gulf scalloping-and-fishing community.
Old TownSuwannee River town.

Economy & Major Employers

Dixie's economy is built on timber and the Gulf: forestry is the backbone, with county-and-school-district government, fishing-and-scalloping tourism around Suwannee and Horseshoe Beach, and small-scale agriculture rounding out a very rural, very affordable base on the Big Bend coast.

  • Dixie County School District
  • Dixie County government
  • forestry and timber
  • fishing-and-scalloping tourism (Suwannee, Horseshoe Beach)
  • Tri-County Hospital (regional)
  • local retail and services

Forestry anchors the economy, with Gulf-coast fishing and summer scalloping at Suwannee and Horseshoe Beach a key draw.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Dixie County agent →

Master-plannedCross City-area acreage
WaterfrontSuwannee River, Suwannee (Gulf delta), Horseshoe Beach / Gulf coast
Luxuryriver-and-coastal fish-camp homes

Lifestyle in Dixie County

Dixie County is wild Old-Florida coast: the stilt houses and the river-meets-Gulf setting of Suwannee, the summer scalloping and redfish flats of Horseshoe Beach, the lower Suwannee River and its wildlife refuge, and endless pine forest. It is a remote, very affordable, fishing-and-outdoors lifestyle far from any crowd.

Risks to Weigh

Dixie County's risks are coastal-and-rural and significant: the low-lying Big Bend coast (Suwannee, Horseshoe Beach) has been struck by recent hurricanes (Idalia, Helene) with major surge, so coastal flood-and-insurance exposure is high; the economy is forestry-concentrated and incomes are low. Inland Cross City carries lower surge risk.

Dixie County Real Estate FAQ

What is the median home price in Dixie County?
The typical Dixie County home is worth about $218K as of April 2026 (Zillow ZHVI), +3.7% over the past year. The median list price is similar; individual neighborhoods range widely around that figure.
Is Dixie County a buyer's or seller's market?
As of April 2026, Dixie County is a balanced market. Homes are taking a median of 84 days to sell, and inventory has rebuilt from its lows, giving buyers more room to negotiate than in recent years.
Is Dixie County expensive?
Dixie County's price-to-income ratio is about 4.6×, which is around the typical Florida county. The bigger cost surprises for newcomers are property insurance and, in newer communities, CDD fees — not the sticker price.
What is the average rent in Dixie County?
Zillow does not publish a reliable median-rent index for a market the size of Dixie County, so we don't quote a single rent figure here. A local agent can pull recent comparable rentals for a specific home or area.
Are property taxes high in Dixie County?
The typical millage is about 17.688 mills, or roughly 1.77% of taxable value before exemptions. Florida's $50,000 homestead exemption and the Save Our Homes 3% assessment cap meaningfully lower the bill for owner-occupants.
How much is homeowners insurance in Dixie County?
The Citizens county-average premium is about $1,360 a year, but your actual cost depends heavily on the home's age, roof, construction, and flood zone. Wind-mitigation credits can lower it; flood insurance is priced separately by address.
Is Dixie County a good place to invest in real estate?
Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.
Is Dixie County growing?
Dixie County has about 16,952 residents and is still drawing net in-migration of people and income. Migration and jobs are the forces most likely to support prices through the rate cycle.
How long do homes take to sell in Dixie County?
A median of about 84 days on market as of April 2026, longer than the 2021-2022 frenzy and a sign of today's more balanced conditions.
What are the best areas to live in Dixie County?
The county seat, Cross City, anchors the market, and the right area depends on whether you prioritize schools, commute, the water, or new construction. Our neighborhood guides map each on price, schools, and lifestyle.
What is the price per square foot in Dixie County?
Listings in Dixie County are priced around the area's median per-square-foot rate as of April 2026; smaller, older, and inland homes run below it, while new construction and waterfront run above. Per-square-foot is most useful within a single neighborhood, not across the whole county.
How much income do I need to buy a home in Dixie County?
As a rough rule, a buyer needs household income roughly in line with the county's price-to-income ratio of 4.6× the home price, keeping total housing costs near 30% of income. Median household income here is $47,655. A lender pre-approval gives you the exact figure for your situation.
Is now a good time to buy in Dixie County?
It depends on your horizon. For buyers planning to stay several years, today's balanced market conditions — more inventory and routine price cuts — offer better terms than the 2021-2022 peak. For short-term flips, flat appreciation makes the math tight. The right answer is specific to the home and your timeline.
Do I need flood insurance in Dixie County?
It depends on the address. Homes in FEMA high-risk flood zones (A or V) typically require flood insurance with a federally backed mortgage, and even outside those zones it can be worth carrying in low-lying or coastal parts of Dixie County. Flood premiums are priced separately by address under FEMA Risk Rating 2.0, so always check the flood zone before you buy.
Is Dixie County a good place to retire?
Florida's lack of a state income tax and the homestead/Save Our Homes protections make Dixie County attractive for retirees on a fixed income, especially in its 55+ and lower-maintenance communities. Weigh that against insurance costs and proximity to healthcare when you choose a specific area.
How fast are home prices rising in Dixie County?
Over the past year, the typical Dixie County home value moved +3.7%. Over five years it is +6.7% and over ten years +8.2% — so the long-run trend is up even though near-term growth has cooled.
What is the cost of living in Dixie County?
Housing, insurance, and property tax are the main local cost drivers; Florida charges no state income tax. A median-priced home runs about $1,618 a month all-in (mortgage, tax, and insurance), against median household income of $47,655 a year. Utilities, transportation, and healthcare track close to state averages.
What are the risks of buying in Dixie County?
The main ones are hurricane and flood exposure (which drive insurance costs), rising premiums statewide, and — in fast-growing submarkets — overbuilding that can soften resale and rents. On older condos, ask about reserves and special assessments. None are dealbreakers, but all belong in your budget before you offer.
Is Dixie County good for real estate investors?
Dixie County's estimated cap rate is roughly in line with the state norm, so it leans toward appreciation over cash flow. Net migration and the local job base are the demand signals that matter most for landlords here.
What counties are near Dixie County?
See the 'Explore more' section on this page for direct links to the neighboring county market reports, plus the full set of scorecards for all 67 Florida counties.
Has inventory in Dixie County gone up?
Yes — active listings are +31.0% versus a year ago. That rebuild from pandemic-era lows is the single biggest reason buyers have more leverage now than they did in 2021-2022.
What is there to do in Dixie County?
Dixie County is remote Gulf-coast and river country — summer scalloping and fishing at Suwannee and Horseshoe Beach, where the Suwannee River meets the Gulf, plus the Lower Suwannee National Wildlife Refuge and endless pine forest. It's one of the most affordable, least developed counties in Florida, suiting anglers and outdoors buyers, though the low-lying coast carries real hurricane-and-surge risk.

or call (904) 351-6461 · jon@movewithmomentum.com