Gadsden County Homes for Sale

the Big Bend · county seat Quincy · 43,642 residents

Gadsden County is Quincy — a historic agricultural county just west of Tallahassee, the only majority-Black county in Florida, with a rich tobacco-and-'Coca-Cola millionaires' heritage and a growing role as an affordable bedroom community for the capital.

106 homes for saleMedian $200KBuyer's Marketthe Big Bend
Live Market Pulse
65/100
Momentum
Buyer's Market
Buyer 8/10 · Seller 3/10 · Investor 5/10. One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.
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Built fromZillow & Realtor.com datarealMLS listingsCensus & IRSUpdated monthly
LiveMarket PulseApril 2026
$200K
Median Value
-3.3%
1-Yr Price
81days
Avg DOM
16.5%
Price Cuts
Soft
Seller Leverage
$155/sf
Median $/Sqft
106
For Sale
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Gadsden County is Quincy — a historic agricultural county just west of Tallahassee, the only majority-Black county in Florida, with a rich tobacco-and-'Coca-Cola millionaires' heritage and a growing role as an affordable bedroom community for the capital. For buyers that means real negotiating room; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Gadsden County neighborhood, which is what we price against live comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Gadsden County snapshot (April 2026): typical home value $200K ($155/sqft), about 106 active listings, a median 81 days on market, and 16.5% of listings cutting price — a buyer's market. Values are -3.3% over the past year and +6.1% over five years.

Gadsden's economy blends a deep agricultural heritage (once the nation's shade-tobacco center, now nurseries, mushrooms, and row crops), county-and-school-district government, healthcare (Tallahassee Memorial Gadsden), and a growing share of residents commuting to Tallahassee's state-government jobs just to the east.

Entry
under $140K

Condos, townhomes, and starter homes — the lowest-cost way into Gadsden County and its school zones.

Core
$140K–$260K

The heart of the market: established single-family homes and newer planned-community product.

Top
$260K+

Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.

Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.

Gadsden County Market Scorecard

Buyer's Market

Gadsden County is a buyer's market: about 106 active listings, a median list price of $287,000, 16.5% of them cutting price, and homes going under contract in about 81 days.

$200K
Typical value
24
New / mo
$155
$/sqft
81
Days on mkt
16.5%
Cut price
n/a
Median rent
Typical home value · last 13 months $200K

Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.

Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.

Should You Buy, Sell, or Invest Here?

8/10
Buyer

One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.

3/10
Seller

Demand is steady but thin and value-driven, so price to recent local comps.

5/10
Investor

Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.

Cash offer
~$180K
  • Close in as little as 7–14 days
  • No repairs, cleaning, or showings
  • No financing fall-through
  • Pick your move-out date
List with Momentum
~$200Ktypical value
  • Often nets more, even after commission
  • Sells 1.25% above MLS average, 8 days faster
  • Full marketing & negotiation
  • We front the prep with our concierge

Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Gadsden County demand. Compare both at our Gadsden County cash-offer page.

Schools in Gadsden County

The Gadsden County School District serves Quincy, Havana, and Chattahoochee in a rural county adjacent to Tallahassee.

  • East Gadsden High School
  • West Gadsden High School
  • Crossroad Academy (charter)

This is a small district; confirm the zoned assignment for a specific address. See school-zone guides →

Taxes, Insurance & Cost to Own

A median-priced Gadsden County home costs about $1,406/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $46,047. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

Typical property-tax millage12.043 mills (~1.20% before exemptions)
Avg. homeowners insurance$1,241/yr (Citizens county avg)
Homestead exemptionUp to $50,000 + 3% Save Our Homes cap
Est. all-in monthly (PITI)$1,406/mo on a $200K home
Income to buy median home$56,255/yr (est.)

At about $1,241 a year on average, Gadsden is among the more reasonable insurance markets in Florida, though coastal and older homes still run well above the average. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

New Construction in Gadsden County

Builders pulled 122 residential permits last year (+11.9% YoY) — 44 single-family and 78 multifamily, about 2.8 per 1,000 residents. Active master-planned communities include Midway commuter communities. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Population & Migration

Gadsden County has about 43,642 residents. On a net domestic basis it gained roughly 140 people and a net -$1.77M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by GA. Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.

12-Month Forecast

Expect Gadsden to draw steady, affordability-driven demand as a Tallahassee bedroom county over the next 12 months, with the Midway/Havana corridor leading and home prices well below Leon.

QuincyHistoric county seat with a celebrated antebellum-and-tobacco architectural heritage.
HavanaAntiques-and-arts town popular with Tallahassee day-trippers.
ChattahoocheeApalachicola River town at the Georgia line.
MidwayGrowing community closest to Tallahassee.

Economy & Major Employers

Gadsden's economy blends a deep agricultural heritage (once the nation's shade-tobacco center, now nurseries, mushrooms, and row crops), county-and-school-district government, healthcare (Tallahassee Memorial Gadsden), and a growing share of residents commuting to Tallahassee's state-government jobs just to the east.

  • Gadsden County School District
  • Gadsden County government
  • Tallahassee Memorial HealthCare Gadsden Memorial
  • agriculture and nurseries
  • state government (Tallahassee commute)
  • regional manufacturing

Quincy is famous for its 'Coca-Cola millionaires' — early-1900s residents who grew wealthy investing in Coca-Cola stock; agriculture remains central.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Gadsden County agent →

Master-plannedMidway commuter communities
Golfarea public courses
WaterfrontLake Talquin (shared with Leon), Apalachicola River (Chattahoochee)
Luxuryhistoric Quincy estates, Lake Talquin waterfront

Lifestyle in Gadsden County

Gadsden is history-and-agriculture country: Quincy's remarkable collection of historic homes and its Coca-Cola-millionaire lore, the antiques-and-arts scene of Havana, Lake Talquin's fishing, and a rolling, rural landscape — all minutes from Tallahassee's amenities and jobs. It is an affordable, characterful alternative to the capital.

Risks to Weigh

Gadsden's risks are rural: a modest, agriculture-and-government economy and softer incomes than neighboring Leon, plus inland hurricane wind-and-rain exposure (Hurricane Michael clipped the area). It is inland, so surge is not a factor, and insurance is moderate. Proximity to Tallahassee is its biggest advantage.

Gadsden County Real Estate FAQ

What is the median home price in Gadsden County?
The typical Gadsden County home is worth about $200K as of April 2026 (Zillow ZHVI), -3.3% over the past year. The median list price is similar; individual neighborhoods range widely around that figure.
Is Gadsden County a buyer's or seller's market?
As of April 2026, Gadsden County is a buyer's market. Homes are taking a median of 81 days to sell, and inventory has rebuilt from its lows, giving buyers more room to negotiate than in recent years.
Is Gadsden County expensive?
Gadsden County's price-to-income ratio is about 4.3×, which is below the typical Florida county. The bigger cost surprises for newcomers are property insurance and, in newer communities, CDD fees — not the sticker price.
What is the average rent in Gadsden County?
Zillow does not publish a reliable median-rent index for a market the size of Gadsden County, so we don't quote a single rent figure here. A local agent can pull recent comparable rentals for a specific home or area.
Are property taxes high in Gadsden County?
The typical millage is about 12.043 mills, or roughly 1.20% of taxable value before exemptions. Florida's $50,000 homestead exemption and the Save Our Homes 3% assessment cap meaningfully lower the bill for owner-occupants.
How much is homeowners insurance in Gadsden County?
The Citizens county-average premium is about $1,241 a year, but your actual cost depends heavily on the home's age, roof, construction, and flood zone. Wind-mitigation credits can lower it; flood insurance is priced separately by address.
Is Gadsden County a good place to invest in real estate?
Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.
Is Gadsden County growing?
Gadsden County has about 43,642 residents and is still drawing net in-migration of people and income. Migration and jobs are the forces most likely to support prices through the rate cycle.
How long do homes take to sell in Gadsden County?
A median of about 81 days on market as of April 2026, longer than the 2021-2022 frenzy and a sign of today's more balanced conditions.
What are the best areas to live in Gadsden County?
The county seat, Quincy, anchors the market, and the right area depends on whether you prioritize schools, commute, the water, or new construction. Our neighborhood guides map each on price, schools, and lifestyle.
What is the price per square foot in Gadsden County?
Listings in Gadsden County are priced around the area's median per-square-foot rate as of April 2026; smaller, older, and inland homes run below it, while new construction and waterfront run above. Per-square-foot is most useful within a single neighborhood, not across the whole county.
How much income do I need to buy a home in Gadsden County?
As a rough rule, a buyer needs household income roughly in line with the county's price-to-income ratio of 4.3× the home price, keeping total housing costs near 30% of income. Median household income here is $46,047. A lender pre-approval gives you the exact figure for your situation.
Is now a good time to buy in Gadsden County?
It depends on your horizon. For buyers planning to stay several years, today's buyer's market conditions — more inventory and routine price cuts — offer better terms than the 2021-2022 peak. For short-term flips, flat appreciation makes the math tight. The right answer is specific to the home and your timeline.
Do I need flood insurance in Gadsden County?
It depends on the address. Homes in FEMA high-risk flood zones (A or V) typically require flood insurance with a federally backed mortgage, and even outside those zones it can be worth carrying in low-lying or coastal parts of Gadsden County. Flood premiums are priced separately by address under FEMA Risk Rating 2.0, so always check the flood zone before you buy.
Is Gadsden County a good place to retire?
Florida's lack of a state income tax and the homestead/Save Our Homes protections make Gadsden County attractive for retirees on a fixed income, especially in its 55+ and lower-maintenance communities. Weigh that against insurance costs and proximity to healthcare when you choose a specific area.
How fast are home prices rising in Gadsden County?
Over the past year, the typical Gadsden County home value moved -3.3%. Over five years it is +6.1% and over ten years +7.5% — so the long-run trend is up even though near-term growth has cooled.
What is the cost of living in Gadsden County?
Housing, insurance, and property tax are the main local cost drivers; Florida charges no state income tax. A median-priced home runs about $1,406 a month all-in (mortgage, tax, and insurance), against median household income of $46,047 a year. Utilities, transportation, and healthcare track close to state averages.
What are the risks of buying in Gadsden County?
The main ones are hurricane and flood exposure (which drive insurance costs), rising premiums statewide, and — in fast-growing submarkets — overbuilding that can soften resale and rents. On older condos, ask about reserves and special assessments. None are dealbreakers, but all belong in your budget before you offer.
Is Gadsden County good for real estate investors?
Gadsden County's estimated cap rate is roughly in line with the state norm, so it leans toward appreciation over cash flow. Net migration and the local job base are the demand signals that matter most for landlords here.
What counties are near Gadsden County?
See the 'Explore more' section on this page for direct links to the neighboring county market reports, plus the full set of scorecards for all 67 Florida counties.
Has inventory in Gadsden County gone up?
Yes — active listings are +7.9% versus a year ago. That rebuild from pandemic-era lows is the single biggest reason buyers have more leverage now than they did in 2021-2022.
Is Gadsden County a good affordable alternative to Tallahassee?
Yes — Gadsden sits just west of Tallahassee, so buyers can access the capital's state-government jobs and amenities while paying notably less for a home, especially in Midway and Havana. The county adds historic character (Quincy's antebellum homes) and a rural pace, with the trade-offs of a smaller local economy and fewer services than Leon.

or call (904) 351-6461 · jon@movewithmomentum.com