D.R. Horton Communities in Santa Rosa County, FL
Looking for D.R. Horton communities in Santa Rosa County, FL? Santa Rosa County shows 12 D.R. Horton communities in our MLS data, with 152 recorded new-construction closings since 2024 at a median of $367,900. Below: each community with its own market data, and the checklist that protects you in any builder purchase.
D.R. Horton in Santa Rosa County at a glance
Where D.R. Horton builds in Santa Rosa County
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Blackwater Reserve | Milton | $304,000 | – | 39 d |
| Buffalo Ridge | Pace | $760,000 | – | 145 d |
| Captain's Cove | Navarre | $451,000 | – | 40 d |
| Chase Farms | Pace | $361,000 | -5.0% | 106 d |
| Deer Ridge Crossing | Gulf Breeze | $421,000 | – | 77 d |
| Grove at Berryhill | Milton | $384,000 | – | 31 d |
| Hammond Place | Milton | – | – | 77 d |
| Liberty Farms | Milton | $298,000 | – | 50 d |
| Marlin Place at Avalon | Milton | $322,000 | -5.0% | 27 d |
| Nantahala | Gulf Breeze | $928,000 | – | 170 d |
| Plantation Woods | Milton | $338,000 | +9.0% | 64 d |
Before you sign a builder contract in Santa Rosa County
Builder contracts are written by the builder’s attorneys and differ from the standard Florida resale contract on deposits, timelines, and remedies — read before you sign, and bring your own agent (the builder typically pays the commission, so representation costs you nothing). Compare incentives properly: a rate buydown and an equal-dollar price cut produce different payments — run both through our builder incentive calculator. Then model the year-two tax bill with the property tax after purchase calculator (new construction often shows a lot-only bill in year one), ask for any CDD assessment and its remaining term in writing, and hire your own inspector for the pre-drywall and final walks.
What it costs to own here
At Santa Rosa County’s typical combined millage of 12.81 mills, a purchase at $367,900 (the median recorded D.R. Horton price here) generates roughly $4,711 a year in property tax before exemptions — about $393 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Santa Rosa County average about $2,444 a year ($204 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Santa Rosa County near $2,148 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Santa Rosa County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Santa Rosa County right now
In the most recent IRS migration data (2022-2023), Santa Rosa County gained a net 3,756 people to relocation, with the largest inbound flows from TX, AL, VA. Households moving IN reported average incomes of $80,188 versus $66,631 for those leaving — the income mix of demand, straight from tax filings. Population is up about 13.7% over the recent multi-year window. On the supply side, builders pulled 1,929 residential permits in Santa Rosa County in 2025 (1,929 single-family), down 2.7% year over year — against 2,091 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 19.1% versus its income-and-rent fundamentals.
Run the numbers in Santa Rosa County
- Find the best agent in Santa Rosa County
- Get a cash offer in Santa Rosa County
- Santa Rosa County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Compare against every builder: home builders in Santa Rosa County, ranked by recorded closings.
Common questions
Where does D.R. Horton build in Santa Rosa County, FL?
What do D.R. Horton homes cost in Santa Rosa County?
Should I use my own agent to buy a D.R. Horton home?
How much is home insurance in Santa Rosa County?
What are property taxes like in Santa Rosa County?
Momentum Realty is an independent licensed Florida brokerage and is not affiliated with, sponsored by, or endorsed by any home builder named on this page. Builder names are used only to identify the communities in which each builds, based on builder-affiliated sales offices in contributing MLS feeds; builders selling outside the MLS may be undercounted. Figures are aggregates as of 2026-06-16, deemed reliable but not guaranteed. Equal Housing Opportunity.