Blackwater Reserve
Homes for Sale in Milton, FL
All 414 homes for sale in Milton, FL · median $330,000 · 239 homes for sale in 32583 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Olesya Chatraw, D R Horton Realty of NW Florida, LLC · via Pensacola MLS
As of September 2026, Blackwater Reserve in Milton, FL has 22 homes for sale and 18 pending, asking from $294,900 to $389,900 (median $331,900). Over the 12 months ending 2026-09-20, 103 recorded sales closed at a median of $319,900, $172 per square foot, a median 69 days on market, sellers accepting 96% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2025–2026 with 52 new construction; 52 of 52 report an HOA (median $51/mo); none of the 50 geocoded homes sit in a FEMA special flood hazard zone (median elevation 115 ft). At the median price and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $4,100 ($3,590 with the full homestead exemption).
| Location | Milton, Santa Rosa County, FL · ZIP 32583 |
|---|---|
| Homes in the community | 44 (FL DOR 2025 assessment roll) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Pavilion/Gazebo |
| Sale prices, last 12 months | $319,900 median across 103 closed sales · $172 per sq ft · -5.0% vs the prior 12 months |
| Days on market (closed sales) | 69 median |
| For sale right now | 22 active, 18 pending · median asking $331,900 · 2.6 months of supply |
| Owner-occupied (homestead) share | 0% |
| Zoned public schools | Bagdad Elementary School (C, FLDOE 2025-26); Hobbs Middle School (B, FLDOE 2025-26); Milton High School (B, FLDOE 2025-26) |
Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Blackwater Reserve key facts,” movewithmomentum.com/neighborhoods/blackwater-reserve, data as of September 20, 2026.
Last 30 days in Blackwater Reserve: 5 new listings (median asking $326,900), 18 under contract right now, 6 closed sales (median $318,900). As of September 21, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.
Homes For Sale Right Now in Blackwater Reserve
Live MLS inventory for Blackwater Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 44 daysTop listing
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Active · 49 days
Active · 44 days
Active · 101 days
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Active · 105 days
Active · 118 days
Active · 123 days
Active · 122 days
Active · 137 days
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Active · 3 days
Active · 3 daysActive and pending Blackwater Reserve listings as of 2026-09-21, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Every Home for Sale in Blackwater Reserve Right Now (40)
All 40 active and pending Blackwater Reserve listings with a detail page, newest first, refreshed twice a day from the MLS.
- 8056 Flying Duck Dr · $326,900 · 4 bd / 2 ba · listed Sep 12, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8060 Flying Duck Dr · $379,900 · 4 bd / 2.5 ba · listed Sep 12, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8162 Fir Tree Dr · $324,900 · 4 bd / 2 ba · listed Sep 11, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8065 Flying Duck Dr · $326,900 · 4 bd / 2 ba · listed Sep 7, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8076 Flying Duck Dr · $326,900 · 4 bd / 2 ba · listed Sep 7, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8068 Flying Duck Dr · $326,900 · 4 bd / 2 ba · listed Sep 7, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8072 Flying Duck Dr · $343,900 · 5 bd / 3 ba · listed Sep 7, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 7990 Fir Tree Dr · $384,900 · 4 bd / 3 ba · pending · listed Sep 6, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8074 Fox Hunt Dr · $327,900 · 4 bd / 2 ba · pending · listed Sep 4, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8081 Flying Duck Dr · $399,900 · 5 bd / 3.5 ba · pending · listed Aug 25, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8092 Flying Duck Dr · $309,900 · 3 bd / 2 ba · pending · listed Aug 21, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8077 Flying Duck Dr · $299,900 · 3 bd / 2 ba · listed Aug 16, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8085 Flying Duck Dr · $324,900 · 4 bd / 2 ba · listed Aug 16, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8083 Fox Hunt Dr · $324,900 · 4 bd / 2 ba · pending · listed Aug 15, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8064 Flying Duck Dr · $401,900 · 5 bd / 3.5 ba · pending · listed Aug 14, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8080 Flying Duck Dr · $369,900 · 4 bd / 2.5 ba · pending · listed Aug 7, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8061 Flying Duck Dr · $389,900 · 5 bd / 3.5 ba · listed Aug 5, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8073 Flying Duck Dr · $326,900 · 4 bd / 2 ba · pending · listed Aug 4, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8069 Flying Duck Dr · $369,900 · 4 bd / 2.5 ba · listed Jul 31, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8096 Flying Duck Dr · $379,900 · 4 bd / 2.5 ba · pending · listed Jul 24, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8084 Flying Duck Dr · $324,900 · 4 bd / 2 ba · listed Jul 17, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8088 Flying Duck Dr · $324,900 · 4 bd / 2 ba · pending · listed Jul 17, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 5386 Martingale Dr · $328,900 · 4 bd / 2 ba · pending · listed Jul 16, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8166 Fir Tree Dr · $339,900 · 5 bd / 3 ba · listed Jul 15, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8097 Flying Duck Dr · $326,900 · 4 bd / 2 ba · pending · listed Jul 7, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8093 Flying Duck Dr · $374,900 · 4 bd / 2.5 ba · pending · listed Jul 1, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8150 Fir Tree Dr · $299,900 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8153 Fir Tree Dr · $339,900 · 5 bd / 3 ba · listed Jun 26, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8089 Flying Duck Dr · $346,900 · 5 bd / 3 ba · pending · listed Jun 26, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8094 Fox Hunt Dr · $394,900 · 5 bd / 3.5 ba · pending · listed Jun 25, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8154 Fir Tree Dr · $339,900 · 5 bd / 3 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 5394 Martingale Dr · $294,900 · 3 bd / 2 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8158 Fir Tree Dr · $322,900 · 4 bd / 2 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8082 Fox Hunt Dr · $339,900 · 5 bd / 3 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 5398 Martingale Dr · $322,900 · 4 bd / 2 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 5402 Martingale Dr · $337,900 · 5 bd / 3 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 5390 Martingale Dr · $339,900 · 5 bd / 3 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8079 Fox Hunt Dr · $336,900 · 5 bd / 3 ba · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8075 Fox Hunt Dr · $341,900 · 5 bd / 3 ba · pending · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
- 8155 Fox Hunt Dr · $334,900 · 5 bd / 3 ba · pending · listed Jun 23, 2026 · listed by D R Horton Realty of NW Florida, LLC
Blackwater Reserve right now
🔴 Seller-leaning market. 2.6 months of supply and 45% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of September 20, 2026. Confidence: Very High (40 active and pending listings, 103 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($320K) is down 5.0% from the prior 12 months ($337K).Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending September 20. Confidence: High (103 and 29 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 22, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Blackwater Reserve market snapshot (as of September 20, 2026): the median sale price is about $320K ($172 per sq ft over the trailing 12 months of closed sales), a median 69 days on market for closed sales, and 2.6 months of supply, a seller-leaning market. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Pensacola MLS closed sales (103 closings in the current window).
In ZIP 32583 (Milton), 617 homes closed in the last 12 months at a median of $320K ($172/sq ft), up 2.0% year over year, with a median 63 days on market. Right now 144 active and 100 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 32583 housing market and the Santa Rosa County market.
Pensacola MLS sales records identify 130 homes in Blackwater Reserve that have changed hands since 2025, built between 2025 and 2026 (median 2025), with a median living area of about 1,856 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Pensacola MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Blackwater Reserve: of 45 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Milton.
The setting & the homes.
Aerial and on-site photos of Blackwater Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Blackwater ReserveBlackwater ReserveBlackwater ReserveBlackwater ReservePhotos from Pensacola MLS listings in Blackwater Reserve; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above, and the move from 2025 ($337K) IS the -5.0% one-year change.
Windows contain 29 to 103 sales each (103 in the current window); every figure carries its sample size. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
45% of homes for sale in Blackwater Reserve are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).
Blackwater Reserve Market Scorecard
Blackwater Reserve is currently a seller's market. About 2.6 months of supply, a median asking price of $331,900, and homes go under contract in about 56.0 days.
Typical home value in the 32583 ZIP is $292,188, about 31.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Blackwater Reserve, Milton
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Blackwater Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bagdad Elementary SchoolFLDOE grade C · Elementary
- Hobbs Middle SchoolFLDOE grade B · Middle
- Milton High SchoolFLDOE grade B · High
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Blackwater Reserve address.
Shop the zone: Homes zoned for King Middle School · Homes zoned for Milton High School
Recent Developments in Blackwater Reserve
Development, infrastructure, retail, and school activity affecting Blackwater Reserve, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Goldring Gulf Distributing plans expansion at Milton facility
Goldring Gulf Distributing filed plans to add 76,400 square feet to its existing 192,000 square foot beverage distribution facility in the Santa Rosa County Industrial Park in East Milton. The expansion would grow the company's footprint in Northwest Florida.
What it may mean for the marketEnlarges an established industrial and distribution operation within the Santa Rosa County Industrial Park and expands the county's industrial base. The site is less than a mile west of Blackwater Reserve.
Source: Navarre Press - May 2026Retail & Dining
Circle K convenience store planned for Navarre Parkway
Plans for a Circle K convenience store with a gas canopy were submitted to Santa Rosa County in May 2026 for a site at 8510 Navarre Parkway. The proposal is under review by county development services.
What it may mean for the marketAdds a fuel and convenience retail option along the Navarre Parkway commercial corridor and expands roadside services in the local market. The project is about 17 miles south of Blackwater Reserve, elsewhere in Santa Rosa County.
Source: Navarre Press
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Blackwater Reserve buying strategy.
If we were buying in Blackwater Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Blackwater Reserve.
A closer look at the Blackwater Reserve market
At a median of $172 per square foot, Blackwater Reserve prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.6 months of supply, a seller-leaning market and the trailing-12-month median down 5% year over year. Homes that do trade take a median 69 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Blackwater Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Blackwater Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.9). Basis: Recent Direction -5.0% year-over-year; Liquidity & Demand 2.6 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $51/month (about $612/yr) · median of 96 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $51 per month ($612 a year) — the median AssociationFee across 96 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Blackwater Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Blackwater Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Blackwater Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Blackwater Reserve home worth?
Get a no-obligation home value based on real comparable sales in Blackwater Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Milton →
Recently off market in Blackwater Reserve
Homes in Blackwater Reserve that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 5410 Martingale Dr · off market
- 7996 Fir Tree Dr · off market
- 8171 Fox Hunt Dr · off market
Frequently Asked Questions
What is the median home price in Blackwater Reserve?
How long do homes in Blackwater Reserve take to sell?
Is Blackwater Reserve a buyer's or seller's market right now?
How many homes are in Blackwater Reserve?
What share of Blackwater Reserve is owner-occupied?
What schools serve Blackwater Reserve?
Who is the best real estate agent for Blackwater Reserve?
How do I find a top Milton real estate agent who knows Blackwater Reserve?
Can Momentum Realty connect me with an agent for Blackwater Reserve?
Where is Blackwater Reserve, and what county is it in?
Is Blackwater Reserve in a flood zone?
Is Blackwater Reserve a good place to live?
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32583)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2025 (132 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Blackwater Reserve fits the bigger picture — live prices, inventory, and Momentum Scores:
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