Gated Communities in Polk City, FL: Homes for Sale
This page tracks every Polk City listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.
42 homes in gated communities are for sale or pending in Polk City, FL today across 13 communities. The median asking price is $475,000, from $160,000 to $1,995,000. Listings in Polk City without that feature have a median of $525,000. Most listings right now: Mt Olive Shores North Add 04 (10), Mt Olive Shores North (6), Mt Olive Shores North Add 02 (4). Updated September 9, 2026 from the MLS.
Polk City gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| 10 | 1 | $554,000 | $265,000 | |
| 6 | 0 | $448,999 | $249,000 | |
| 4 | 0 | $535,000 | $290,000 | |
| 4 | 0 | $464,450 | $395,000 | |
| 4 | 0 | $425,450 | $400,000 | |
| 3 | 0 | $375,000 | $370,000 | |
| 3 | 0 | $300,000 | $250,000 | |
| 2 | 0 | $704,000 | $659,000 | |
| 2 | 0 | $242,500 | $220,000 | |
| 1 | 0 | $1,995,000 | $1,995,000 | |
| 1 | 0 | $475,000 | $475,000 | |
| 1 | 0 | $225,000 | $225,000 | |
| 1 | 0 | $160,000 | $160,000 |
What the gate costs and what it actually does
A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.
Questions to ask about any gated-community listing
Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.
Common questions
How many homes in gated communities are for sale in Polk City?
What do gated community homes cost in Polk City?
Which Polk City community has the most gated community homes for sale?
Are gated communities more expensive to own?
Keep exploring Polk City
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Polk City, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.