Gated Communities in Polk City, FL: Homes for Sale

This page tracks every Polk City listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.

42 homes in gated communities are for sale or pending in Polk City, FL today across 13 communities. The median asking price is $475,000, from $160,000 to $799,000. Listings in Polk City without that feature have a median of $342,450. Most listings right now: Mt Olive Shores North Add 04 (9), Mt Olive Shores North (7), Mt Olive Shores North Add 02 (4). Updated September 28, 2026 from the MLS.

Live gated community homes in Polk City: the listings

39 active listings carry the flag today (46% of Polk City inventory), median asking $475,000, $290/sq ft, median 140 days on market. Photo cards link to the listing; refreshed nightly.

Newest gated community homes in Polk City

194 Laynewade Road, gated community for sale in Polk City
$595,000 New
3 bd · 2 ba · 1,514 sq ft · built 2007
194 Laynewade Road, 33868
Listing courtesy of MOSN REALTY
149 Laynewade Road, gated community for sale in Polk City
$599,000 New
2 bd · 2 ba · 1,794 sq ft · built 2020
149 Laynewade Road, 33868
Listing courtesy of MOSN REALTY
790 Teaberry Trail, gated community for sale in Polk City
$559,000 New
2 bd · 2 ba · 1,693 sq ft · built 2017
790 Teaberry Trail, 33868
Listing courtesy of MILLSHIRE REALTY
3272 Fish Hawk Drive, gated community for sale in Polk City
$529,900 New
1 bd · 1 ba · 893 sq ft · built 2016
3272 Fish Hawk Drive, 33868
Listing courtesy of GOLDSMITH PROPERTY SOLUTIONS
396 Cruisers Drive, gated community for sale in Polk City
$525,000 New
2 bd · 2.5 ba · 1,792 sq ft · built 2007
396 Cruisers Drive, 33868
Listing courtesy of MOSN REALTY
1230 Motorcoach Drive, gated community for sale in Polk City
$479,000 New
2 bd · 2 ba · 1,623 sq ft · built 2005
1230 Motorcoach Drive, 33868
Listing courtesy of COMPASS FLORIDA LLC
1239 Motorcoach Drive, gated community for sale in Polk City
$435,900 New
2 bd · 2 ba · 1,736 sq ft · built 2002
1239 Motorcoach Drive, 33868
Listing courtesy of WORTH CLARK REALTY
3220 Fish Hawk Drive, gated community for sale in Polk City
$399,000 New
1 bd · 1 ba · 740 sq ft · built 2019
3220 Fish Hawk Drive, 33868
Listing courtesy of COMPASS FLORIDA LLC
1083 Motorcoach Drive, gated community for sale in Polk City
$330,000 New
1 bd · 1 ba · 1,180 sq ft · built 1998
1083 Motorcoach Drive, 33868
Listing courtesy of WORTH CLARK REALTY
3003 Wood Duck Drive, gated community for sale in Polk City
$529,900 New
1 bd · 1.5 ba · 1,470 sq ft · built 2015
3003 Wood Duck Drive, 33868
Listing courtesy of GOLDSMITH PROPERTY SOLUTIONS
743 Teaberry Trail, gated community for sale in Polk City
$749,900 New
3 bd · 2 ba · 2,777 sq ft · built 2022
743 Teaberry Trail, 33868
Listing courtesy of KELLER WILLIAMS REALTY
328 Motorcoach Drive, gated community for sale in Polk City
$375,000 New
2 bd · 2 ba · 1,660 sq ft · built 2004
328 Motorcoach Drive, 33868
Listing courtesy of MOSN REALTY
326 Nolane Lane, gated community for sale in Polk City
$265,000 New
1 bd · 1 ba · 455 sq ft · built 2020
326 Nolane Lane, 33868
Listing courtesy of MOSN REALTY
1097 Caravan Loop, gated community for sale in Polk City
$439,000
2 bd · 2 ba · 1,577 sq ft · built 2000
1097 Caravan Loop, 33868
Listing courtesy of WORTH CLARK REALTY
416 Motorcoach Drive, gated community for sale in Polk City
$595,000
2 bd · 2 ba · 2,267 sq ft · built 2014
416 Motorcoach Drive, 33868
Listing courtesy of MOSN REALTY
544 Narrow Pond Road, gated community for sale in Polk City
$249,000
1 ba · 480 sq ft · built 2015
544 Narrow Pond Road, 33868
Listing courtesy of WORTH CLARK REALTY
584 Meandering Way, gated community for sale in Polk City
$499,900
2 bd · 2 ba · 1,945 sq ft · built 2014
584 Meandering Way, 33868
Listing courtesy of MOSN REALTY
389 Nolane Lane, gated community for sale in Polk City
$339,900
1 bd · 1 ba · 320 sq ft · built 2008
389 Nolane Lane, 33868
Listing courtesy of ENCOMPASS REAL ESTATE SERVICES
492 Meandering Way, gated community for sale in Polk City
$650,000
2 bd · 2 ba · 1,710 sq ft · built 2013
492 Meandering Way, 33868
Listing courtesy of WORTH CLARK REALTY
572 Meandering Way, gated community for sale in Polk City
$499,000
2 bd · 2 ba · 1,739 sq ft · built 2013
572 Meandering Way, 33868
Listing courtesy of MOSN REALTY
370 Meandering Way, gated community for sale in Polk City
$659,900
2 bd · 2 ba · 2,232 sq ft · built 2006
370 Meandering Way, 33868
Listing courtesy of WORTH CLARK REALTY
1075 Motorcoach Drive, gated community for sale in Polk City
$400,000
2 bd · 3 ba · 2,644 sq ft · built 2002
1075 Motorcoach Drive, 33868
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES
5226 Island View Circle, gated community for sale in Polk City
$250,000
2 bd · 2.5 ba · 1,536 sq ft · built 1997
5226 Island View Circle, 33868
Listing courtesy of COLDWELL BANKER REALTY
517 Home Coming Way, gated community for sale in Polk City
$749,000
3 bd · 2 ba · 1,688 sq ft · built 2025
517 Home Coming Way, 33868
Listing courtesy of MOSN REALTY
5035 Southshore Drive, gated community for sale in Polk City
$164,300
2 bd · 2 ba · 840 sq ft · built 1987
5035 Southshore Drive, 33868
Listing courtesy of ESG INVESTMENT ENTERPRISE INC
305 Motorcoach Drive, gated community for sale in Polk City
$547,000
2 bd · 2 ba · 1,638 sq ft · built 2001
305 Motorcoach Drive, 33868
Listing courtesy of MOSN REALTY
402 Cruisers Drive, gated community for sale in Polk City
$475,000
2 bd · 2 ba · 1,674 sq ft · built 2005
402 Cruisers Drive, 33868
Listing courtesy of WORTH CLARK REALTY
719 Teaberry Trail, gated community for sale in Polk City
$695,000
2 bd · 2 ba · 2,296 sq ft · built 2016
719 Teaberry Trail, 33868
Listing courtesy of MOSN REALTY
548 Narrow Pond Road, gated community for sale in Polk City
$475,000
1 bd · 2 ba · 1,240 sq ft · built 2013
548 Narrow Pond Road, 33868
Listing courtesy of WORTH CLARK REALTY
398 Nolane Lane, gated community for sale in Polk City
$799,000
2 bd · 2.5 ba · 2,887 sq ft · built 2014
398 Nolane Lane, 33868
Listing courtesy of MOSN REALTY

The most expensive gated community homes in Polk City

ListingAskingSq ftCommunity
398 Nolane Lane$799,0002,887—
743 Teaberry Trail$749,9002,777—
517 Home Coming Way$749,0001,688—
719 Teaberry Trail$695,0002,296—
370 Meandering Way$659,9002,232—
492 Meandering Way$650,0001,710—
149 Laynewade Road$599,0001,794—
194 Laynewade Road$595,0001,514—
416 Motorcoach Drive$595,0002,267—
790 Teaberry Trail$559,0001,693—

Gated Community Homes by price

BandFor saleShare
Under $300K718%
$300K–$500K1744%
$500K–$750K1436%
$750K–$1M13%

Polk City gated community homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityGated Community HomesNew buildMedian listFrom
Mt Olive Shores North Add 0491$549,000$265,000
Mt Olive Shores North70$439,000$249,000
Mt Olive Shores North Add 0240$560,000$475,000
Mount Olive Shores North40$417,950$395,000
Bay Lake Residence30$529,900$399,000
Mt Olive Shores North Add 0130$375,000$370,000
Mount Olive Shores North Add 0320$704,000$659,000
Mt Olive Shores North 4Th Add20$612,450$475,000
Mount Olive Shores Ph 0520$275,000$250,000
Mount Olive Shores Ph 0320$242,500$220,000
Mount Olive Shores Ph 0120$194,650$164,300
Sonora Heights10$310,000$310,000
Mount Olive Shores10$160,000$160,000

What the gate costs and what it actually does

A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.

Questions to ask about any gated-community listing

Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.

Common questions

How many homes in gated communities are for sale in Polk City?
As of September 28, 2026, 42 Polk City, FL listings whose MLS record reports a gated community are active or pending, across 13 communities. The count updates with every MLS refresh.
What do gated community homes cost in Polk City?
The median asking price today is $475,000, with listings from $160,000 to $799,000. Polk City listings without that feature have a median of $342,450.
Which Polk City community has the most gated community homes for sale?
Mt Olive Shores North Add 04 has the most right now (9), followed by Mt Olive Shores North (7), Mt Olive Shores North Add 02 (4), Mount Olive Shores North (4).
Are gated communities more expensive to own?
Usually the HOA dues are higher, because the gate, any guard staffing and the private roads behind it are paid for by the homeowners. Home prices vary by community; the table above shows the asking prices in each gated community with listings today, and the HOA figure on each community's own guide shows what the dues actually run.

Keep exploring Polk City

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Polk City, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

Hiring an agent in Polk City, FL?

Get matched with the right local expert.

Tell us your goal in Polk City, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Polk City, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461