Homes for Sale $300K to $500K in Polk City, FL

This page tracks every Polk City listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

41 homes listed between $300,000 and $500,000 are for sale or pending in Polk City, FL today across 21 communities. The median asking price is $382,900, from $300,000 to $499,900. Listings in Polk City without that feature have a median of $527,000. Most listings right now: Mt Olive Shores North Add 04 (5), Mt Olive Shores North (4), Mount Olive Shores North (4). Updated October 2, 2026 from the MLS.

Live $300k–$500k homes in Polk City: the listings

36 active listings match today (40% of Polk City inventory), median asking $378,950, $250/sq ft, median 69 days on market. Photo cards link to the listing; refreshed nightly.

Newest $300k–$500k homes in Polk City

1030 Cross Roads Drive, $300k–$500k for sale in Polk City
$473,750 New
1 bd · 1 ba · 1,056 sq ft · built 2015
1030 Cross Roads Drive, 33868
Listing courtesy of WORTH CLARK REALTY
1017 Montgomery Lane, $300k–$500k for sale in Polk City
$375,000 New
3 bd · 2 ba · 2,053 sq ft · built 2023
1017 Montgomery Lane, 33868
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY
5214 Island View Circle, $300k–$500k for sale in Polk City
$320,000 New
2 bd · 2 ba · 1,645 sq ft · built 1996
5214 Island View Circle, 33868
Listing courtesy of COLDWELL BANKER REALTY
8706 Hinsdale Heights Drive, $300k–$500k for sale in Polk City
$300,000 New
4 bd · 3 ba · 1,990 sq ft · built 2017
8706 Hinsdale Heights Drive, 33868
Listing courtesy of MARK SPAIN REAL ESTATE
1230 Motorcoach Drive, $300k–$500k for sale in Polk City
$479,000 New
2 bd · 2 ba · 1,623 sq ft · built 2005
1230 Motorcoach Drive, 33868
Listing courtesy of COMPASS FLORIDA LLC
6250 Green Pond Road, $300k–$500k for sale in Polk City
$474,900 New
3 bd · 2 ba · 1,456 sq ft · built 2009
6250 Green Pond Road, 33868
Listing courtesy of KELLER WILLIAMS REALTY SMART 1
1239 Motorcoach Drive, $300k–$500k for sale in Polk City
$435,900 New
2 bd · 2 ba · 1,736 sq ft · built 2002
1239 Motorcoach Drive, 33868
Listing courtesy of WORTH CLARK REALTY
3220 Fish Hawk Drive, $300k–$500k for sale in Polk City
$399,000 New
1 bd · 1 ba · 740 sq ft · built 2019
3220 Fish Hawk Drive, 33868
Listing courtesy of COMPASS FLORIDA LLC
909 Montgomery Lane, $300k–$500k for sale in Polk City
$355,000 New
3 bd · 2 ba · 2,011 sq ft · built 2022
909 Montgomery Lane, 33868
Listing courtesy of MELIN REALTY LLC
1083 Motorcoach Drive, $300k–$500k for sale in Polk City
$330,000 New
1 bd · 1 ba · 1,180 sq ft · built 1998
1083 Motorcoach Drive, 33868
Listing courtesy of WORTH CLARK REALTY
9152 Damascus Avenue, $300k–$500k for sale in Polk City
$300,000 New
4 bd · 2 ba · 1,606 sq ft · built 1980
9152 Damascus Avenue, 33868
Listing courtesy of HARPER REALTY FL, LLC
9049 Burr Drive, $300k–$500k for sale in Polk City
$310,000 New
3 bd · 2 ba · 1,248 sq ft · built 2018
9049 Burr Drive, 33868
Listing courtesy of YOUR REAL ESTATE CORNER, LLC
328 Motorcoach Drive, $300k–$500k for sale in Polk City
$375,000 New
2 bd · 2 ba · 1,660 sq ft · built 2004
328 Motorcoach Drive, 33868
Listing courtesy of MOSN REALTY
4243 Coyote Trail, $300k–$500k for sale in Polk City
$324,900
3 bd · 2 ba · 1,620 sq ft · built 1999
4243 Coyote Trail, 33868
Listing courtesy of LEERDAM PROPERTIES INC.
8734 Hinsdale Heights Drive, $300k–$500k for sale in Polk City
$382,900
5 bd · 3 ba · 2,693 sq ft · built 2017
8734 Hinsdale Heights Drive, 33868
Listing courtesy of AXEN REALTY, LLC
1097 Caravan Loop, $300k–$500k for sale in Polk City
$439,000
2 bd · 2 ba · 1,577 sq ft · built 2000
1097 Caravan Loop, 33868
Listing courtesy of WORTH CLARK REALTY
8662 Rindge Road, $300k–$500k for sale in Polk City
$335,000
3 bd · 2 ba · 2,144 sq ft · built 2018
8662 Rindge Road, 33868
Listing courtesy of KELLER WILLIAMS REALTY
584 Meandering Way, $300k–$500k for sale in Polk City
$499,900
2 bd · 2 ba · 1,945 sq ft · built 2014
584 Meandering Way, 33868
Listing courtesy of MOSN REALTY
9545 State Road 33, $300k–$500k for sale in Polk City
$320,000
3 bd · 2 ba · 1,458 sq ft · built 1978
9545 State Road 33, 33868
Listing courtesy of KELLER WILLIAMS REALTY SMART 1
389 Nolane Lane, $300k–$500k for sale in Polk City
$339,900
1 bd · 1 ba · 320 sq ft · built 2008
389 Nolane Lane, 33868
Listing courtesy of ENCOMPASS REAL ESTATE SERVICES
15079 Brahma Road, $300k–$500k for sale in Polk City
$463,000
5 bd · 3 ba · 1,971 sq ft · built 2021
15079 Brahma Road, 33868
Listing courtesy of KELLER WILLIAMS REALTY SMART 1
5360 Dillman Lane, $300k–$500k for sale in Polk City
$349,900
3 bd · 2 ba · 960 sq ft · built 1995
5360 Dillman Lane, 33868
Listing courtesy of MIHARA & ASSOCIATES INC.
572 Meandering Way, $300k–$500k for sale in Polk City
$499,000
2 bd · 2 ba · 1,739 sq ft · built 2013
572 Meandering Way, 33868
Listing courtesy of MOSN REALTY
8811 Ashland Avenue, $300k–$500k for sale in Polk City
$385,000
5 bd · 3 ba · 2,710 sq ft · built 2018
8811 Ashland Avenue, 33868
Listing courtesy of RE/MAX REALTY UNLIMITED
1075 Motorcoach Drive, $300k–$500k for sale in Polk City
$400,000
2 bd · 3 ba · 2,644 sq ft · built 2002
1075 Motorcoach Drive, 33868
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES
561 Meandering Way, $300k–$500k for sale in Polk City
$309,000
1 bd · 1 ba · 761 sq ft · built 2008
561 Meandering Way, 33868
Listing courtesy of MOSN REALTY
402 Cruisers Drive, $300k–$500k for sale in Polk City
$475,000
2 bd · 2 ba · 1,674 sq ft · built 2005
402 Cruisers Drive, 33868
Listing courtesy of WORTH CLARK REALTY
303 Nolane Lane, $300k–$500k for sale in Polk City
$499,000
2 bd · 1 ba · 1,595 sq ft · built 2023
303 Nolane Lane, 33868
Listing courtesy of MOSN REALTY
116 W Arborvitae Lane, $300k–$500k for sale in Polk City
$300,000
3 bd · 2 ba · 1,424 sq ft · built 1925
116 W Arborvitae Lane, 33868
Listing courtesy of BHHS FLORIDA REALTY
929 Montgomery Lane, $300k–$500k for sale in Polk City
$365,000
4 bd · 2.5 ba · 2,041 sq ft · built 2022
929 Montgomery Lane, 33868
Listing courtesy of COLDWELL BANKER REALTY

The most expensive $300k–$500k homes in Polk City

ListingAskingSq ftCommunity
584 Meandering Way$499,9001,945—
572 Meandering Way$499,0001,739—
303 Nolane Lane$499,0001,595—
529 Meandering Way$498,0002,344—
1230 Motorcoach Drive$479,0001,623—
402 Cruisers Drive$475,0001,674—
548 Narrow Pond Road$475,0001,240—
6250 Green Pond Road$474,9001,456—
1030 Cross Roads Drive$473,7501,056—
15079 Brahma Road$463,0001,971—

$300K–$500K Homes by price

BandFor saleShare
$300K–$500K36100%

Polk City homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes $300K–$500KNew buildMedian listFrom
Mt Olive Shores North Add 0450$499,000$309,000
Mt Olive Shores North40$419,499$330,000
Mount Olive Shores North40$417,950$395,000
Fountain Park Ph 0130$382,900$300,000
Auburn Cove Ph 2 & 330$375,000$355,000
Mt Olive Shores North Add 0120$372,500$370,000
Polk City20$355,000$300,000
Mount Olive Shores Ph 0520$310,000$300,000
Mt Olive Shores North Add 0210$475,000$475,000
Mt Olive Shores North 4Th Add10$475,000$475,000
Green Pond10$474,900$474,900
Mt Olive Shores North Add 0310$473,750$473,750
Evans Acres10$463,000$463,000
Fountain Park Ph 310$410,000$410,000
Bay Lake Residence10$399,000$399,000
Auburn Cove10$365,000$365,000
Landings At Mount Olive11$356,990$356,990
Fountain Park Ph 210$335,000$335,000
Country Trls Ph Four Un 210$324,900$324,900
Sonora Heights10$310,000$310,000
Mt Olive Estates10$300,000$300,000

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Polk City?
As of October 2, 2026, 41 Polk City, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 21 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Polk City?
The median asking price today is $382,900, with listings from $300,000 to $499,900. Polk City listings without that feature have a median of $527,000.
Which Polk City community has the most homes $300K–$500K for sale?
Mt Olive Shores North Add 04 has the most right now (5), followed by Mt Olive Shores North (4), Mount Olive Shores North (4), Fountain Park Ph 01 (3).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Polk City

Homes $300K–$500K in nearby Polk County cities

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Polk City, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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